• About Us
  • Contact Us
  • Today Headline
  • Write for us
Today Headline
No Result
View All Result
  • breaking news today
    • Politics news
    • Sports
    • Science News & Society
  • Entertainment News
    • Movie
    • Gaming
  • Technology News
    • Automotive
    • Software & IT
  • Health News
    • Lifestyle
    • Insurance
  • Finance News
    • Money
  • Enterprise
  • Contact Us
  • breaking news today
    • Politics news
    • Sports
    • Science News & Society
  • Entertainment News
    • Movie
    • Gaming
  • Technology News
    • Automotive
    • Software & IT
  • Health News
    • Lifestyle
    • Insurance
  • Finance News
    • Money
  • Enterprise
  • Contact Us
No Result
View All Result
TodayHeadline
No Result
View All Result

30yr fixed vs 5/5 ARM : RealEstate

June 14, 2022
in Real Estate
Reading Time: 1 min read


Hi all,

I did some quick spreadsheeting to see the rough cost differences between these two options I have currently. I’d appreciate it if you guys took a look to point out if I have something glaringly wrong: https://i.imgur.com/RcBWnYW.png.

These are the two 30-year mortgages I have been comparing:

  1. 6.000 APR Fixed

  2. 3.625 APR 5/5 ARM (2/2/5)

Based on what I can see, the spread between ARM and the fixed mortgage makes it so that the ARM still comes out far ahead well into the life of the mortgage. Even if we say property value stays the same throughout and it costs a fixed 2% to refinance it for whatever reason, the delta between the two balances still leaves “plenty’ of headroom before the fixed mortgage seems like the no brainer. Is there something I am missing?

A side topic for discussion: do you guys think 30-year fixed mortgages will go above 8% in the next 5 years (by 2027)? If you think that is too low, how high do you think it will go? Don’t worry I won’t hold you to it.

  • Trending
  • Comments
  • Latest
gJn85gtGWPfkdDKdX8e25U 1200 80 – TodayHeadline

Are vape pens ‘healthier’ than cigarettes?

Templates 169 1 19 1024x559 – TodayHeadline

Are pharmacies open on Memorial Day 2023? CVS, Walgreens, Rite-Aid opening hours

yadea VF f200 header – TodayHeadline

Porsche-designed ‘sporty’ electric motorbike released with Yadea

Broadway Theatre HLL Front of House 2 – TodayHeadline

‘Here Lies Love’ Pre-Recorded Tracks Pits Broadway Musicians Against Producers – Deadline

Teenager to face murder charge over stabbing of Pasawm Lyhym in Melbourne

california more water 31304 – TodayHeadline

Boiling Point: Brace for summer danger

Pro Bitcoin Legislation Reigns Victorious In Texas This Year As The – TodayHeadline

Pro-Bitcoin Legislation Reigns Victorious In Texas This Year As The Legislative Session Ends

64765766085acb0018feeb77 – TodayHeadline

Noncompete Clauses ‘Chill’ Worker Rights and Are Usually Illegal: NLRB

PopularStories

breaking news today

Teenager to face murder charge over stabbing of Pasawm Lyhym in Melbourne

california more water 31304 – TodayHeadline
Technology News

Boiling Point: Brace for summer danger

Pro Bitcoin Legislation Reigns Victorious In Texas This Year As The – TodayHeadline
Money

Pro-Bitcoin Legislation Reigns Victorious In Texas This Year As The Legislative Session Ends

64765766085acb0018feeb77 – TodayHeadline
Finance News

Noncompete Clauses ‘Chill’ Worker Rights and Are Usually Illegal: NLRB

About Us

Todayheadline the independent news and topics discovery
A home-grown and independent news and topic aggregation . displays breaking news linking to news websites all around the world.

Follow Us

Latest News

Teenager to face murder charge over stabbing of Pasawm Lyhym in Melbourne

california more water 31304 – TodayHeadline

Boiling Point: Brace for summer danger

Pro Bitcoin Legislation Reigns Victorious In Texas This Year As The – TodayHeadline

Pro-Bitcoin Legislation Reigns Victorious In Texas This Year As The Legislative Session Ends

Teenager to face murder charge over stabbing of Pasawm Lyhym in Melbourne

california more water 31304 – TodayHeadline

Boiling Point: Brace for summer danger

Pro Bitcoin Legislation Reigns Victorious In Texas This Year As The – TodayHeadline

Pro-Bitcoin Legislation Reigns Victorious In Texas This Year As The Legislative Session Ends

  • Real Estate
  • Parenting
  • Cooking
  • NFL Games On TV Today
  • Travel and Tourism
  • Home & Garden
  • Pets
  • Privacy & Policy
  • Contact
  • About

© 2023 All rights are reserved Today headline

No Result
View All Result
  • Real Estate
  • Parenting
  • Cooking
  • NFL Games On TV Today
  • Travel and Tourism
  • Home & Garden
  • Pets
  • Privacy & Policy
  • Contact
  • About

© 2023 All rights are reserved Today headline