Best Metal Credit Cards of 2024


Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate credit cards to write unbiased product reviews.

The information for the following product(s) has been collected independently by Business Insider: Capital One Savor Cash Rewards Credit Card†, U.S. Bank Altitude® Reserve Visa Infinite® Card, U.S. Bank Altitude® Go Visa Signature® Card, Citi Custom Cash℠ Card. The details for these products have not been reviewed or provided by the issuer.

Introduction to Metal Credit Cards

Some people consider metal credit cards to be a status symbol. But they’re not necessarily the sign of opulence you might imagine them to be. 

Some metal cards don’t even come with an annual fee — and you can be approved with a less-than-excellent credit score. In other words, the sound a credit card makes when you drop it on the table at a restaurant doesn’t make you fancy. 

Still, you may enjoy a surge of dopamine every time you hand a metal credit card to a cashier. If you’re looking for a metal credit card, we’ve highlighted the best credit cards from each major category so you can find one that suits your lifestyle.

Compare the Top Metal Credit Cards


BEST OVERALL METAL CREDIT CARD

Capital One Venture X Rewards Credit Card

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Insider’s Rating

A five pointed star

A five pointed star

A five pointed star

A five pointed star

A five pointed star

4.85/5

Icon of check mark inside a promo stamp
It indicates a confirmed selection.


Perks

Earn unlimited 10 miles per dollar on hotels and rental cars booked through Capital One Travel. Earn 5 miles per dollar on flights booked through Capital One Travel. Earn unlimited 2 miles on all other purchases.


Regular APR

19.99% – 29.99% variable


Recommended Credit

Excellent

Pros

  • Check mark icon
    A check mark. It indicates a confirmation of your intended interaction.

    Excellent welcome bonus and miles earning

  • Check mark icon
    A check mark. It indicates a confirmation of your intended interaction.

    Premium perks including airport lounge access and credits for certain purchases

  • Check mark icon
    A check mark. It indicates a confirmation of your intended interaction.

    Visa Infinite benefits including travel and shopping protections

Cons

  • con icon
    Two crossed lines that form an ‘X’.

    High annual fee

  • con icon
    Two crossed lines that form an ‘X’.

    Annual travel credits only apply to Capital One Travel purchases


Product Details

  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
  • Receive a $300 annual credit for bookings through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options
  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
  • Earn unlimited 2X miles on all other purchases
  • Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
  • Elevate every hotel stay from the Premier or Lifestyle Collections with a suite of cardholder benefits, like an experience credit, room upgrades, and more
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®


Best starter metal credit card

Chase Sapphire Preferred® Card

Insider’s Rating

A five pointed star

A five pointed star

A five pointed star

A five pointed star

A five pointed star

4.4/5

Icon of check mark inside a promo stamp
It indicates a confirmed selection.


Perks

Earn 5x on travel purchased through Chase Travel℠. Earn 3x on dining, select streaming services and online groceries. Earn 2x on all other travel purchases. Earn 1x on all other purchases.


Regular APR

21.49% – 28.49% Variable

Pros

  • Check mark icon
    A check mark. It indicates a confirmation of your intended interaction.

    High intro bonus offer starts you off with lots of points

  • Check mark icon
    A check mark. It indicates a confirmation of your intended interaction.

    Strong travel coverage

Cons

  • con icon
    Two crossed lines that form an ‘X’.

    Doesn’t offer a Global Entry/TSA PreCheck application fee credit


Product Details

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 when you redeem through Chase Travel℠.
  • Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
  • Member FDIC


Best metal credit card for travel insurance

Chase Sapphire Reserve®

Insider’s Rating

A five pointed star

A five pointed star

A five pointed star

A five pointed star

A five pointed star

4.4/5

Icon of check mark inside a promo stamp
It indicates a confirmed selection.


Perks

Earn 5x points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1x point per $1 spent on all other purchases.


Regular APR

22.49% – 29.49% Variable

Pros

  • Check mark icon
    A check mark. It indicates a confirmation of your intended interaction.

    Annual travel credit can effectively shave $300 off the annual fee if you use it

  • Check mark icon
    A check mark. It indicates a confirmation of your intended interaction.

    Strong travel insurance

  • Check mark icon
    A check mark. It indicates a confirmation of your intended interaction.

    Strong bonus rewards on travel and dining

Cons

  • con icon
    Two crossed lines that form an ‘X’.

    Very high annual fee


Product Details

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $900 toward travel when you redeem through Chase Travel℠.
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
  • Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
  • Get 50% more value when you redeem your points for travel through Chase Travel℠. For example, 60,000 points are worth $900 toward travel.
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more
  • Member FDIC


Best metal card for airport lounge access

The Platinum Card® from American Express

Insider’s Rating

A five pointed star

A five pointed star

A five pointed star

A five pointed star

A five pointed star

4.4/5

Icon of check mark inside a promo stamp
It indicates a confirmed selection.


Perks

Limited time offer: Earn 10X Membership Rewards® Points at restaurants worldwide for three months, on up to $25,000 in purchases when eligible card member refers a friend and the friend applies by May 22, 2024 and gets the card (terms apply). Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel (on up to $500,000 per calendar year) and on prepaid hotels booked with American Express Travel. Earn 1X Points on other purchases.


Regular APR

See Pay Over Time APR

Earn 80,000 Membership Rewards® points


Recommended Credit

Good to Excellent

Pros

  • Check mark icon
    A check mark. It indicates a confirmation of your intended interaction.

    Long list of travel benefits, including airport lounge access and complimentary elite status with Hilton and Marriott (enrollment required)

  • Check mark icon
    A check mark. It indicates a confirmation of your intended interaction.

    Annual statement credits with Saks and Uber

Cons

  • con icon
    Two crossed lines that form an ‘X’.

    Bonus categories leave something to be desired

  • con icon
    Two crossed lines that form an ‘X’.

    One of the highest annual fees among premium travel cards


Product Details

  • Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
  • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
  • $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
  • $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
  • $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership (subject to auto-renewal) with a statement credit after you pay for Walmart+ each month with your Platinum Card®. Cost includes $12.95 plus applicable local sales tax. Plus Up Benefits are excluded.
  • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®.
  • $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only. Terms Apply.
  • $300 Equinox Credit: Get up to $300 back in statement credits per calendar year on an Equinox membership, or an Equinox club membership (subject to auto-renewal) when you pay with your Platinum Card®. Enrollment required. Visit https://platinum.equinox.com/ to enroll.
  • $189 CLEAR® Plus Credit: Breeze through security with CLEAR Plus at 100+ airports, stadiums, and entertainment venues nationwide and get up to $189 back per calendar year on your Membership (subject to auto-renewal) when you use your Platinum Card®. Learn more.
  • $100 Global Entry Credit: Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
  • Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That’s up to $50 in statement credits semi-annually. Enrollment required.
  • $300 SoulCycle At-Home Bike Credit: Get a $300 statement credit for the purchase of a SoulCycle at-home bike with your Platinum Card®. An Equinox+ subscription is required to purchase a SoulCycle at-home bike and access SoulCycle content. Must charge full price of bike in one transaction. Shipping available in the contiguous U.S. only. Enrollment Required.
  • Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.
  • $695 annual fee.
  • Terms Apply.


Best hotel metal credit card

Marriott Bonvoy Brilliant® American Express® Card

Insider’s Rating

A five pointed star

A five pointed star

A five pointed star

A five pointed star

A five pointed star

4.3/5

Icon of check mark inside a promo stamp
It indicates a confirmed selection.


Perks

Earn 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program. Earn 3 points at Worldwide Restaurants and on flights booked directly with airlines. Earn 2 points on all other eligible purchases.


Regular APR

20.99% – 29.99% Variable

Earn 185,000 Marriott Bonvoy bonus points


Recommended Credit

Good to Excellent

Pros

  • Check mark icon
    A check mark. It indicates a confirmation of your intended interaction.

    Annual statement credits can save you money on Marriott stays

  • Check mark icon
    A check mark. It indicates a confirmation of your intended interaction.

    You get a free reward night each year after your renewal month

Cons

  • con icon
    Two crossed lines that form an ‘X’.

    High annual fee

  • con icon
    Two crossed lines that form an ‘X’.

    Other cards are more rewarding for earning points on your spending


Product Details

  • Earn 185,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership.
  • $300 Brilliant Dining Credit: Each calendar year, get up to $300 (up to $25 per month) in statement credits for eligible purchases made on the Marriott Bonvoy Brilliant® American Express® Card at restaurants worldwide.
  • With Marriott Bonvoy Platinum Elite status, you can receive room upgrades, including enhanced views or suites, when available at select properties and booked with a Qualifying Rate.
  • Earn 6X Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy®. 3X points at restaurants worldwide and on flights booked directly with airlines. 2X points on all other eligible purchases.
  • Free Night Award: Receive 1 Free Night Award every year after your Card renewal month. Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
  • Each calendar year after spending $60,000 on eligible purchases on your Marriott Bonvoy Brilliant® American Express® Card, you will be eligible to select a Brilliant Earned Choice Award benefit. You can only earn one Earned Choice Award per calendar year. See https://www.choice-benefit.marriott.com/brilliant for Award options.
  • $100 Marriott Bonvoy Property Credit: Enjoy your stay. Receive up to a $100 property credit for qualifying charges at The Ritz-Carlton® or St. Regis® when you book direct using a special rate for a two-night minimum stay using your Card.
  • Fee Credit for Global Entry or TSA PreCheck®: Receive either a statement credit every 4 years after you apply for Global Entry ($100) or a statement credit every 4.5 years after you apply for a five-year membership for TSA PreCheck® (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Marriott Bonvoy Brilliant® American Express® Card. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
  • Each calendar year with your Marriott Bonvoy Brilliant® American Express® Card you can receive 25 Elite Night Credits toward the next level of Marriott Bonvoy® Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express. Terms apply.
  • Enroll in Priority Pass™ Select, which offers unlimited airport lounge visits to over 1,200 lounges in over 130 countries, regardless of which carrier or class you are flying. This allows you to relax before or between flights. You can enjoy snacks, drinks, and internet access in a quiet, comfortable location.
  • No Foreign Transaction Fees on international purchases.
  • With Cell Phone Protection, you can be reimbursed, the lesser of, your repair or replacement costs following damage, such as a cracked screen, or theft for a maximum of $800 per claim when your cell phone line is listed on a wireless bill and the prior month’s wireless bill was paid by an Eligible Card Account. A $50 deductible will apply to each approved claim with a limit of 2 approved claims per 12-month period. Additional terms and conditions apply. Coverage is provided by New Hampshire Insurance Company, an AIG Company.
  • $650 Annual Fee.
  • Terms Apply.


Best airline metal credit card

Delta SkyMiles® Reserve American Express Card

Insider’s Rating

A five pointed star

A five pointed star

A five pointed star

A five pointed star

A five pointed star

4.1/5

Icon of check mark inside a promo stamp
It indicates a confirmed selection.


Perks

Limited time offer: Earn 10X rewards at restaurants worldwide for three months, on up to $25,000 in purchases when eligible card member refers a friend and the friend applies by May 22, 2024 and gets the card (terms apply).


Regular APR

20.99% – 29.99% Variable


Recommended Credit

Good to Excellent

Pros

  • Check mark icon
    A check mark. It indicates a confirmation of your intended interaction.

    Annual companion certificate benefit, which is valid for domestic first class and Comfort+ as well as the main cabin

  • Check mark icon
    A check mark. It indicates a confirmation of your intended interaction.

    Access to Delta Sky Clubs and American Express Centurion Lounges when you’re flying Delta

  • Check mark icon
    A check mark. It indicates a confirmation of your intended interaction.

    Earns 3x miles on Delta purchases

Cons

  • con icon
    Two crossed lines that form an ‘X’.

    Very high annual fee

  • con icon
    Two crossed lines that form an ‘X’.

    Doesn’t offer bonus miles on non-Delta purchases


Product Details

  • Earn 60,000 Bonus Miles after you spend $5,000 in purchases on your new Card in your first 6 months of Card Membership.
  • Reserve your piece of history with the new limited edition Boeing 747 Delta SkyMiles® Reserve American Express Card design.
  • Enjoy complimentary access to the Delta Sky Club® and bring up to two guests or immediate family members at a rate of $50 per person per visit when flying Delta. Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.
  • Receive four Delta Sky Club® One-Time Guest Passes each year when you fly together on Delta. After that, you may bring up to two guests at a per-visit rate of $50 per person, per location.
  • Enjoy complimentary access to The Centurion® Lounge when you book a Delta flight with your Reserve Card.
  • Receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and get closer to Status with MQD Headstart.
  • Earn $1 Medallion® Qualification Dollar for each $10 of purchases made on your Delta SkyMiles® Reserve American Express Card in a calendar year and get a boost toward achieving elevated Medallion Status for next Medallion Year.
  • Receive a Companion Certificate on First Class, Delta Comfort+®, or Main Cabin domestic, Caribbean, or Central American roundtrip flights each year after renewal of your Card. The Companion Ticket requires payment of government-imposed taxes and fees of no more than $80 for roundtrip domestic flights and no more than $250 for roundtrip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
  • $240 Resy Credit: With the Delta SkyMiles® Reserve American Express Card Resy Credit, earn up to $20 per month in statement credits on eligible Resy purchases using your enrolled Card.
  • $120 Rideshare Credit: You can earn up to $10 back in statement credits each month on U.S. rideshare purchases with select providers after you pay with your Delta SkyMiles® Reserve American Express Card. Enrollment Required.
  • Delta SkyMiles® Reserve American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • With your Card receive upgrade priority over other Medallion Members within the same Medallion level and fare class.
  • Delta SkyMiles® Reserve American Express Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members.
  • Earn 3X Miles on Delta purchases and earn 1X Miles on all other eligible purchases.
  • No Foreign Transaction Fees.
  • $650 Annual Fee.
  • Terms Apply.


Best small business metal card

The Business Platinum Card® from American Express

Insider’s Rating

A five pointed star

A five pointed star

A five pointed star

A five pointed star

A five pointed star

4.5/5

Icon of check mark inside a promo stamp
It indicates a confirmed selection.


Perks

Limited time offer: Earn 10X Membership Rewards® points at restaurants worldwide for three months, on up to $25,000 in purchases when eligible card member refers a friend and the friend applies by May 22, 2024 and gets the card (terms apply). Earn 5X Membership Rewards® points on flights and prepaid hotels on AmexTravel.com. Earn 1.5X points on each eligible purchase at shipping providers, US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, as well as on purchases of $5,000 or more everywhere else (on up to $2 million per calendar year). Earn 1X points for each dollar you spend on other eligible purchases.


Regular APR

19.49% – 28.49% Variable

Earn 150,000 Membership Rewards® points


Recommended Credit

Good to Excellent

Pros

  • Check mark icon
    A check mark. It indicates a confirmation of your intended interaction.

    More travel benefits than you’ll find on any other business credit card

  • Check mark icon
    A check mark. It indicates a confirmation of your intended interaction.

    Generous airport lounge access options, from American Express Centurion Lounges to Priority Pass (enrollment required)

  • Check mark icon
    A check mark. It indicates a confirmation of your intended interaction.

    Complimentary hotel elite status (enrollment required)

  • Check mark icon
    A check mark. It indicates a confirmation of your intended interaction.

    Access to Amex concierge services

Cons

  • con icon
    Two crossed lines that form an ‘X’.

    Very high annual fee

  • con icon
    Two crossed lines that form an ‘X’.

    Limited opportunities to earn bonus points

  • con icon
    Two crossed lines that form an ‘X’.

    Annual statement credits won’t be useful for everyone


Product Details

  • Welcome Offer: Earn 150,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.
  • 5X Membership Rewards® points on flights and prepaid hotels on AmexTravel.com, and 1X points for each dollar you spend on eligible purchases.
  • Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
  • Unlock over $1,000 in statement credits on select purchases, including tech, recruiting and wireless in the first year of membership with the Business Platinum Card®. Enrollment required. See how you can unlock over $1,000 annually in credits on select purchases with the Business Platinum Card®, here.
  • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to the Card.
  • $189 CLEAR® Plus Credit: Use your card and get up to $189 in statement credits per calendar year on your CLEAR® Plus Membership (subject to auto-renewal) when you use the Business Platinum Card®.
  • The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 03/2023.
  • $695 Annual Fee.
  • Terms Apply.

Capital One Savor Cash Rewards Credit Card†

Capital One Capital One Savor Cash Rewards Credit Card†

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Insider’s Rating

A five pointed star

A five pointed star

A five pointed star

A five pointed star

A five pointed star

4.1/5

Icon of check mark inside a promo stamp
It indicates a confirmed selection.


Perks

Earn 1-4% cash back on purchases.


Regular APR

20.24% – 28.24% Variable


Recommended Credit

Excellent

Pros

  • Check mark icon
    A check mark. It indicates a confirmation of your intended interaction.

    High cash-back rate for dining and entertainment

  • Check mark icon
    A check mark. It indicates a confirmation of your intended interaction.

    No foreign transaction fees

Cons

  • con icon
    Two crossed lines that form an ‘X’.

    Many other cash-back cards don’t charge an annual fee (but at least this one’s waived for the first year)


Best metal credit card for mobile payments

U.S. Bank Altitude® Reserve Visa Infinite® Card

U.S. Bank U.S. Bank Altitude® Reserve Visa Infinite® Card

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Insider’s Rating

A five pointed star

A five pointed star

A five pointed star

A five pointed star

A five pointed star

4.1/5

Icon of check mark inside a promo stamp
It indicates a confirmed selection.


Perks

Earn 1-5x points on purchases


Regular APR

21.24% – 28.24% Variable


Recommended Credit

Excellent

Pros

  • Check mark icon
    A check mark. It indicates a confirmation of your intended interaction.

    Substantial welcome bonus and great earning opportunities, especially with mobile wallets

  • Check mark icon
    A check mark. It indicates a confirmation of your intended interaction.

    $325 annual travel and dining credit can offset most of the $400 annual fee

  • Check mark icon
    A check mark. It indicates a confirmation of your intended interaction.

    Top-notch travel insurance and protections

Cons

  • con icon
    Two crossed lines that form an ‘X’.

    You must have an existing relationship with US Bank to be approved

  • con icon
    Two crossed lines that form an ‘X’.

    Limited to a 12-month complimentary Priority Pass membership with only four free visits for cardholder (plus a guest) included

  • con icon
    Two crossed lines that form an ‘X’.

    No airline or hotel transfer partners


Product Details

  • The information related to the U.S. Bank Altitude® Reserve Visa Infinite® Card has been collected by Business Insider and has not been reviewed by the issuer.
  • Earn 50,000 points worth $750 on travel after spending $4,500 in the first 90 days of account opening
  • Earn 5X points on prepaid hotels and car rentals booked directly in the Altitude Rewards
  • Earn 3X points for every $1 on eligible travel purchases and mobile wallet
  • Earn 1X point per $1 spent on all other eligible net purchases
  • Use your mobile device to instantly redeem points for almost any purchase


Best no annual fee metal credit card

U.S. Bank Altitude® Go Visa Signature® Card

U.S. Bank U.S. Bank Altitude® Go Visa Signature® Card

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Insider’s Rating

A five pointed star

A five pointed star

A five pointed star

A five pointed star

A five pointed star

4/5

Icon of check mark inside a promo stamp
It indicates a confirmed selection.


Perks

Earn 4X points on dining, takeout, and restaurant delivery. Earn 2X points on streaming services. Earn 2X points at grocery stores, grocery delivery, gas stations, and EV charging stations. Earn 1X point on all other eligible purchases.


Intro APR

0% intro APR on purchases and balance transfers for the first 12 billing cycles


Regular APR

18.24% – 29.24% Variable


Recommended Credit

Good to Excellent

Pros

  • Check mark icon
    A check mark. It indicates a confirmation of your intended interaction.

    Great earning rate on dining (4x points = 4% back)

  • Check mark icon
    A check mark. It indicates a confirmation of your intended interaction.

    Good welcome bonus for a no-annual-fee card

  • Check mark icon
    A check mark. It indicates a confirmation of your intended interaction.

    Annual streaming credit

Cons

  • con icon
    Two crossed lines that form an ‘X’.

    No airline or hotel transfer partners

  • con icon
    Two crossed lines that form an ‘X’.

    Few benefits compared to other rewards credit cards


Best online shopping metal credit card

Prime Visa

Insider’s Rating

A five pointed star

A five pointed star

A five pointed star

A five pointed star

A five pointed star

4.05/5

Icon of check mark inside a promo stamp
It indicates a confirmed selection.


Perks

Earn 5% back at Amazon.com, Amazon Fresh, and Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership (earn 3% without an eligible Prime membership). Earn 2% back on restaurant, gas station, and local transit and commuting purchases, including rideshare. Earn 1% back on all other purchases.


Regular APR

19.49% – 27.49% Variable

Earn a $100 Amazon gift card


Recommended Credit

Good to Excellent

Pros

  • Check mark icon
    A check mark. It indicates a confirmation of your intended interaction.

    5% cash back at Amazon, Whole Foods, and travel booked through Chase is hard to beat

  • Check mark icon
    A check mark. It indicates a confirmation of your intended interaction.

    Good travel benefits and purchase protections

  • Check mark icon
    A check mark. It indicates a confirmation of your intended interaction.

    No annual fee

Cons

  • con icon
    Two crossed lines that form an ‘X’.

    Must be an Amazon Prime member to qualify

  • con icon
    Two crossed lines that form an ‘X’.

    Other cards offer higher cash-back rates on non-Amazon purchases


Product Details

  • Get a $100 Amazon Gift Card instantly upon approval exclusively for Prime members
  • Earn unlimited 5% back at Amazon.com, Amazon Fresh, and Whole Foods Market with an eligible Prime membership
  • Earn unlimited 5% back on Chase Travel purchases with an eligible Prime membership
  • Earn unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare)
  • Earn unlimited 1% back on all other purchases
  • No annual credit card fee
  • No more waiting. Redeem daily rewards at Amazon.com as soon as the next day
  • Member FDIC


Best metal credit card for less than perfect credit

X1 Card

Coastal Bank X1 Card

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Insider’s Rating

A five pointed star

A five pointed star

A five pointed star

A five pointed star

A five pointed star

3.2/5


Regular APR

15.50% – 27.75% Variable


Recommended Credit

Good to Excellent

Pros

  • Check mark icon
    A check mark. It indicates a confirmation of your intended interaction.

    No annual fee

  • Check mark icon
    A check mark. It indicates a confirmation of your intended interaction.

    Great return rate

  • Check mark icon
    A check mark. It indicates a confirmation of your intended interaction.

    No hard credit inquiry

Cons

  • con icon
    Two crossed lines that form an ‘X’.

    No sign-up bonus

  • con icon
    Two crossed lines that form an ‘X’.

    No airline or hotel transfer partners

 

Best Metal Credit Cards

Best Metal Credit Card Reviews

Best Overall Metal Credit Card: Capital One Venture X Rewards Credit Card

The Capital One Venture X Rewards Credit Card could be the perfect “beginner-premium credit card” for many travelers seeking the ultimate travel companion for their wallets. 

This card comes with 75,000 bonus miles when you spend $4,000 on purchases in the first three months from account opening. Based on Business Insider’s valuation of Capital One miles, that’s worth an average of $1,275 in travel when you transfer your points Capital One’s partners like Air Canada, Cathay Pacific, and Wyndham.

There’s one big reason this card takes the cake among metal credit cards: Its $395 annual fee is so easy to justify (rates and fees). With just a couple of simple-to-use benefits, you’ll make a profit from the card by taking even a single trip per year.

Take a look at what you’ll get:

  • $300 per year in credits toward Capital One Travel bookings
  • 10,000-mile bonus each account anniversary (worth at least $100 in travel)
  • Priority Pass Select membership (worth over $400 per year), Plaza Premium lounge access, and Capital One airport lounge access
  • Up to $100 in reimbursements for either TSA PreCheck or Global Entry membership every four years (membership lasts five years) 
  • Access to the Capital One Premier Collection, a luxury hotel booking program
  • Some of the best travel insurance in the industry, with primary car rental insurance, trip delay reimbursement that kicks in after just six hours, and more.

To boot, you’ll earn tons of bonus miles when booking travel through the Capital One Travel portal — 10 miles per dollar on hotels and rental cars and 5 miles per dollar on flights. You’ll get 2 miles per dollar on everything else.

Capital One Venture X Rewards Credit Card Review

Best Starter Metal Credit Card: Chase Sapphire Preferred® Card

The Chase Sapphire Preferred® Card comes with 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening — worth $1,080 in travel, according to Insider’s valuation of Chase points.

For a $95 annual fee, you’ll get overperforming travel insurance (such as primary rental car insurance, baggage delay insurance, trip delay insurance, etc.) and a solid return on everyday expenses such as dining, streaming, and online grocery purchases.

The card earns Chase Ultimate Rewards® points — one of the most valuable travel rewards currencies available. With this card, you can buy airfare, hotel stays, rental cars, cruises, and more through the Chase Travel Portal℠ at a rate of 1.25 cents per point. Or, you can transfer your points to airline and hotel loyalty programs such as Hyatt, United Airlines, Southwest, etc. for a much greater potential value. 

This card also comes with a slew of statement credits (some of which are temporary):

If you’re just beginning in the world of award travel, the Chase Sapphire Preferred® Card is a great first card — and one that’s worth keeping forever.

Chase Sapphire Preferred Card Review

Best Metal Credit Card for Travel Insurance: Chase Sapphire Reserve®

The Chase Sapphire Reserve® offers 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening — worth $1,080 in travel.

This card is a beefed-up version of the Chase Sapphire Preferred® Card. It’s got several of the same benefits, but the Sapphire Reserve’s are more valuable. For example:

  • Your points are worth 1.5 cents each when redeeming them for travel through the Chase Travel Portal (instead of 1.25 cents).
  • The temporary DoorDash and Instacart benefits are more generous.
  • The card’s earning rates are significantly higher in select categories.
  • Its primary rental car insurance covers more expensive cars than the Sapphire Preferred.
  • Its trip delay insurance kicks in up to six hours earlier than the Sapphire Preferred.

Talking of credit card travel insurance, there’s literally no credit card you can apply for that matches this card. Booking your travel with the Chase Sapphire Reserve® will give you the most peace of mind you can get without purchasing expensive coverage from a third-party travel insurance provider.

The Chase Sapphire Reserve® charges a $550 annual fee. But it can be easily offset if you use the following ongoing benefits:

  • Up to $300 in statement credits each cardmember year toward travel purchases
  • Airport lounge access (Priority Pass Select membership, worth over $400 per year; access to Chase Sapphire Lounges by The Club, access to the new Chase Sapphire Terrace at Austin airport)
  • Access to Reserved by Sapphire restaurant reservations
  • Up to $100 credit toward either Global Entry, TSA PreCheck, or NEXUS application fee every four years (membership is valid for five years)

There’s also currently an offer of two free years of Lyft Pink All Access Membership, with 50% off the third year. You must activate the deal by December 31, 2024.

Chase Sapphire Reserve Credit Card Review

Best Metal Card for Airport Lounge Access: The Platinum Card® from American Express

The Platinum Card® from American Express comes with 80,000 Membership Rewards® points after you spend $8,000 on purchases on your new card in your first six months of card membership. That’s worth an average of $1,440 in travel when you utilize Amex Membership Rewards points transfer partners such as Air Canada Aeroplan, Hilton, and Delta.

The Amex Platinum is widely regarded to be the most valuable card on the market — if you can use its many benefits. It’s possible to receive thousands of dollars in annual statement credits alone. For example, you’ll get:

  • Up to $200 in airline fee credits each calendar year
  • Up to $200 in Uber Cash credits each calendar year**
  • Up to $200 in credits per year toward prepaid hotel bookings through Amex Fine Hotels and Resorts or The Hotel Collection (with a two-night minimum)
  • Up to $100 in Saks Fifth Avenue credits each calendar year**
  • $189 per year in credits for CLEAR® Plus membership**
  • Up to $240 in annual credits (up to $20 per month) toward eligible digital subscriptions such as Peacock, Hulu, and ESPN+
  • $12.95 in credits each month toward Walmart+ membership**

If you would organically use a few of those benefits, this card could easily save you money despite its lofty $695 annual fee.

The Amex Platinum is sort of a jack of all trades — but there is one thing this card masters: Airport lounge access. No credit card gives you a wider variety of lounges to choose from. With this card, you can freely enter:

  • Amex Centurion lounges, inarguably some of the most quality lounges you’ll find. You’ll get free cocktails and hot meals, and sometimes even things like free massages, showers, and wine tasting.
  • Priority Pass lounges, of which there are more than 1,300 locations worldwide. You can even bring two guests with you. The free snacks and alcohol generally aren’t quite as fancy as Centurion Lounges, but they’re still a great way to save money and enjoy the airport.
  • Delta Sky Club lounges, as long as you’re flying Delta and are carrying your Platinum Card at the front desk.
  • Plaza Premium lounges, with more than 100 locations around the world
  • Escape Lounges
  • Certain Lufthansa lounges, as long as you’re flying Lufthansa that day.
  • Aspire Lounges
  • Select Virgin Clubhouses

In other words, if you can’t get enough of fancy airport lounges, no other card will better feed your addiction.

American Express Platinum Card Review

Best Hotel Metal Credit Card: Marriott Bonvoy Brilliant® American Express® Card

The Marriott Bonvoy Brilliant® American Express® Card comes with a welcome bonus of 185,000 Marriott Bonvoy bonus points after you use your new card to make $6,000 in purchases within the first six months of card membership. This is worth $1,295 in hotel stays, based on Business Insider’s valuations.

This card charges an annual fee of $650. That’s nearly as jaw-dropping as the Amex Platinum annual fee — but once again, the card can easily be worthwhile for those who will maximize its perks.

For example, you’ll receive:

  • Up to $25 in statement credits per month for eligible purchases at restaurants worldwide (a $300 value)
  • Automatic Marriott Bonvoy Platinum elite status
  • An annual free night award worth up to 85,000 points
  • 25 elite night credits each calendar year
  • Priority Pass Select airport lounge membership** (again, worth over $400 annually)
  • Up to $100 in Global Entry or TSA PreCheck application fee credit once every four years (memberships last five years)

Business Insider estimates Marriott points value to be 0.7 cents each. That means an 85,000-point free night award can be worth an average of $595 if you use it on a hotel that costs at least 85,000 points.

Marriott Platinum status can also be wildly valuable, as it offers benefits like suite upgrades (when available), free breakfast, and 50% bonus points on paid Marriott stays.

All to say, if you’ll maximize the monthly $25 statement credits as well as the annual free night award, you’ll easily receive more value than you’re paying. And with the perks like Priority Pass membership and Marriott Platinum status, you’ll be many hundreds of dollars in the black.

Marriott Bonvoy Brilliant Amex Card Review

Best Airline Metal Credit Card: Delta SkyMiles® Reserve American Express Card

The Delta SkyMiles® Reserve American Express Card is currently offering a welcome bonus of 60,000 bonus miles after you spend $5,000 in purchases on your new card in the first six months of card membership. This translates to an average of $660 in Delta flights, based on Business Insider’s valuation of Delta miles.

To enjoy the best benefits of this card, you’ll have to be a frequent Delta flyer.  The Amex Delta Reserve confers:

  • Free first checked bag and priority boarding on Delta flights
  • Annual Delta companion certificate that allows you to bring a friend once per year for just the cost of taxes and fees. Even if you’re flying first class, your companion’s ticket will match your cabin.
  • Access to complimentary upgrades and upgrade priority
  • 20% off inflight purchases as a statement credit
  • 15% off Delta award flights with TakeOff 15

The Amex Delta Reserve is exceptional for those looking for airport lounge access. That’s because it gives you free Delta Sky Club access (when flying Delta) and also Amex Centurion Lounge access (when flying Delta and paying for your flight with the card). Reserve card members will also receive 15 visits per year to the Delta Sky Club; to earn an unlimited number of visits each year starting on 2/1/25, the total eligible purchases on the card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.

Delta Reserve Review

Best Small Business Metal Card: The Business Platinum Card® from American Express

The Business Platinum Card® from American Express currently has a welcome bonus of 150,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the card within the first three months of card membership. According to Business Insider’s estimation of Amex points value, that’s worth $2,700 in travel, on average.

Similar to the personal Amex Platinum, this card is stuffed with valuable statement credits — but they’re much more business-focused. Yes, some benefits overlap, such as identical airport lounge access, up to $200 in annual airline fee credits, Gold elite status with Hilton and Marriott**, and up to $189 annually in credits for CLEAR® Plus membership**. But this card has unique offerings, too:

  • Up to $400 in U.S. Dell credits each calendar year**
  • Up to $120 in credits for U.S. wireless providers each calendar year
  • Up to $360 in Indeed credits each calendar year**
  • Up to $150 in Adobe credits each calendar year**

Plus, you’ll get a 35% rebate when you redeem your points with your selected airline (or for business class or first class seats with any airline) through Amex Travel. You can receive up to 500,000 points per calendar year as a rebate.

The Amex Business Platinum charges a $695 annual fee.

You’ll need a business venture — or some activity that warrants a 1099 tax form — to qualify for a small business card. Even if you don’t own an enterprise with multiple employees, you may still have a perfectly legitimate small business. Things like delivering for Instacart, selling products on OfferUp, etc. can be a small business if you regularly engage in those activities.

Amex Business Platinum Card Review

Best Cash Back Metal Credit Card: Capital One Savor Cash Rewards Credit Card†

The Capital One Savor Cash Rewards Credit Card† comes with $300 cash bonus once you spend $3,000 on purchases within the first three months from account opening. A $300 intro offer is solid for a cash-back credit card — you won’t find many with bonuses larger than that. However, you can convert the cash back you earn into much more valuable Capital One miles at a rate of 1 cent per mile.

To do this, you must also hold a Capital One miles-earning card such as the Capital One VentureOne Rewards Credit Card or the Capital One Venture Rewards Credit Card. Business Insider’s points and miles valuations peg Capital One miles value at 1.7 cents each, meaning this $300 bonus is worth an average of $510 in travel.

The Capital One Savor also has one of the best earning rates in the game. You’ll receive:

  • 10% cash back on Uber and Uber Eats purchases through November 14, 2024
  • 8% cash back on Capital One Entertainment purchases
  • 5% cash back on hotels and rental cars booked through Capital One Travel
  • 4% cash back on dining, entertainment, and popular streaming services
  • 3% cash back at grocery stores
  • 1% back on all other purchases

As you can see, you’ll receive an above-average return for the vast majority of everyday spending. However, the card incurs a $95 annual fee, so you’ll have to spend quite a bit in the card’s bonus categories before it becomes a better option than a no-annual-fee credit card like the Citi Custom Cash℠ Card </span><br /> or the Chase Freedom Unlimited®. It <em>is</em> metal, though — which not many no-annual-fee credit cards can tout.</p> <p>To complement this card’s highest return rate (Uber spending), you’ll receive a free Uber One membership through November 14, 2024. Uber normally costs $9.99 per month, and comes with benefits such as unlimited $0 delivery fees on eligible orders, up to 10% off eligible orders with Uber Eats, and more.</p> <p>Capital One Savor Card Review</p> <h3>Best Metal Credit Card for Mobile Payments: <strong>U.S. Bank Altitude® Reserve Visa Infinite® Card</strong></h3> <p>The U.S. Bank Altitude® Reserve Visa Infinite® Card offers 50,000 points after you spend $4,500 on purchases in the first 90 days of account opening. That equates to $750 in value, as each point is worth 1.5 cents toward travel.</p> <p>If you’re specifically looking for a metal credit card, you’re probably interested in showing it off — in which case, the U.S. Bank Altitude Reserve probably isn’t the best card for you. That’s because this card’s strength is in its return rate when used as the payment method on your phone. You’ll get an incredible 3 points per dollar (effectively 4.5% back) on all purchases made through a mobile wallet such as Apple Pay, Google Pay, and Samsung Pay. Because most merchants take mobile wallets nowadays, you can get 3 points per dollar for <em>just about everything</em>.</p> <p>The card also earns:</p> <ul> <li>5 points per dollar for prepaid hotels and rental cars reserved through the Altitude Rewards Center</li> <li>3 points per dollar for travel purchases</li> <li>1 point per dollar on all other eligible purchases</li> </ul> <p>For a $400 annual fee, the U.S. Bank Altitude® Reserve Visa Infinite® Card comes with perks like:</p> <ul> <li>Up to $325 annual credit toward travel and dining</li> <li>12-month Priority Pass Select membership</li> <li>Excellent travel insurance (rivaling cards like the Capital One Venture X Rewards Credit Card)</li> <li>Up to $100 statement credit every four years to offset the application fee to Global Entry/TSA PreCheck</li> </ul> <p>If you spend at least $325 in travel and dining each year, this card’s annual fee is effectively $75. You’ll have to decide if the remaining card benefits are worth $75 to you.</p> <p>US Bank Altitude Reserve Review</p> <h3>Best Metal Credit Card for Online Shopping: <strong>Prime Visa</strong></h3> <p>The Prime Visa comes with a $100 Amazon gift card instantly upon approval as a Prime member.</p> <p>While this card technically does not charge an annual fee, you’ll need an Amazon Prime account to get the most from it. Amazon Prime costs $139 per year.</p> <p>Two features make this card stand out. First are its earning rates. You’ll get:</p> <ul> <li>5% back on purchases made through the Chase Travel Portal, with an eligible Prime membership (new)</li> <li>5% back at Amazon.com, Amazon Fresh, and Whole Foods Market, with an eligible Prime membership</li> <li>2% back on local transit and commuting, including rideshare</li> <li>2% back at restaurants and at gas stations</li> <li>1% back on all other purchases</li> </ul> <p>You’ll also get 10% back on rotating Amazon items. Offers are limited-time and only for Prime members.</p> <p>The second notable feature is the card’s ability to give you interest-free payments with Amazon. By doing this, you will not earn rewards on your card. You’ll receive:</p> <ul> <li>6 interest-free months for purchases of $50 or more</li> <li>12 interest-free months for purchases of $250 or more</li> </ul> <p>Similar to the U.S. Bank Altitude® Reserve Visa Infinite® Card, this card does its best work while living in your sock drawer — so you may not have as much occasion to show off your metal.</p> <p>Amazon Prime Visa Card Review</p> <h3 data-toc-label="Best no annual fee metal credit card">Best No-Annual-Fee Metal Credit Card: <strong>U.S. Bank Altitude® Go Visa Signature® Card</strong></h3> <p>The U.S. Bank Altitude® Go Visa Signature® Card is currently offering 20,000 bonus points after spending $1,000 in the first 90 days of account opening. Points are worth 1 cent each, making this bonus worth $0 for things like travel, cash back, and gift cards.</p> <p>For a no-annual-fee credit card, the return rates for common spending are exceptional:</p> <ul> <li>4 points per dollar spent on dining, takeout, and restaurant delivery</li> <li>2 points per dollar at grocery stores, gas stations, EV charging stations, and on grocery delivery and eligible streaming services </li> <li>1 point per dollar on all other eligible purchases </li> </ul> <p>The card even comes with an annual statement credit worth $15 to offset your streaming expenses. When you pay for an eligible streaming service for 11 consecutive months, your credit will post during month 12. Eligible streaming services include Apple Music, Apple TV+, AT&T TV NOW, Discovery+, Disney+, ESPN+, Fubo TV, Google Music, HBO Max, Hulu, Netflix, Paramount+, Peacock, SiriusXM, Slacker Radio, Sling TV, Spotify, Tidal, Vudu, and YouTube Music.</p> <p>Also worth noting is that you’ll receive 0% intro APR on purchases and balance transfers for the first 12 billing cycles (then 18.24% – 29.24% Variable). That’s an excellent perk if you’ve got a large upcoming expense that you’ll need to pay off over time.</p> <p>US Bank Altitude Go Card Review</p> <h3>Best Metal Credit Card for Less-Than-Perfect Credit: <strong>X1 Card</strong></h3> <p>The $0 annual fee X1 Card doesn’t currently offer a welcome bonus. However, you can potentially earn up to 10 points per dollar on up to 30 days of purchases by successfully referring a friend to the card.</p> <p>This card is good for those with a credit history they wouldn’t brag about. That’s because X1 takes into account more than just your credit score when deciding if you are a good candidate for the card. It looks at your employment income to see how much money you make.</p> <p>The X1 Card can earn points quickly with a little bit of strategy. You’ll get a flat 2 points per dollar on all spending. But when you spend at least $1,000 on purchases each month, your earnings are boosted to 3 points per dollar (capped at $7,500 in spending, then back to 2x).</p> <p>You can also earn bonus points by taking advantage of “Boosts” inside the X1 app. They are targeted toward certain merchants and spending categories, and they rotate frequently.</p> <p>Interestingly, the card allows you to create infinite virtual credit cards, each with custom expiration dates, usage limits, etc. This is great for those who find themselves signing up for free trials and forgetting to cancel — you can simply create a virtual card for the free trial and set the card to expire before the trial ends.</p> <p>X1 Card Review</p> <h2 data-toc-label="FAQs">Benefits of Choosing a Metal Credit Card</h2> <p>Metal cards historically represented prestige, luxury, and wealth. But now, they are available for various products and have lost a little bit of their prestigious appeal. </p> <p>Beyond feeling fancy, there aren’t many physical benefits to metal cards compared to plastic. You’ll have slightly heavier wallets, some bragging rights amongst friends, and a more durable tool to use as a ruler when drawing straight lines in your notebook.</p> <p>But it’s always fun to have at least one, and these top credit cards make it easy to add a little joy in your wallet without extra effort. </p> <h2 data-toc-label="FAQs">How to Choose a Metal Credit Card</h2> <p>Never choose a credit card solely for its external appearance. Instead, evaluate any potential credit card against your personal spending habits and upcoming financial goals.</p> <p>If you plan to use your card primarily through Apple Wallet, for example, a physical card that’s made of metal might be completely wasted on you.</p> <p>But if you frequently treat business clients to fancy dinners, breaking out a sleek metal card could be the right icebreaker for easing into delicate financial conversations. Just know that metal cards can be very eye-catching, so be prepared to discuss your choice and the benefits you derive from that card in great detail to the right crowd. </p> <h3>Customizing a Metal Credit Card</h3> <p>Some metal cards can be further customized. The Platinum Card® from American Express, for example, comes in three different designs: A classic silver, or two designs with colorful artist-commissioned details over a silver background.</p> <h2 data-toc-label="FAQs">Tips for Maximizing the Value of Your Metal Credit Card</h2> <p>You can’t dispose of a metal credit card like you’d cut up a plastic card. Instead, you’ll usually receive a prepaid envelope from your bank if you get a new card. You can also bring your card to a local bank branch and ask them to destroy it for you. </p> <h2 data-toc-label="FAQs">Metal Credit Card Frequently Asked Questions</h2> <div class="collapsable-faq collapsable-faq-dropdown" data-parent-index="" data-component-type="collapsable-faq" data-root-margin="0px 0px 100% 0px"> <div class="collapsable-faq-dropdown_wrap"> <div class="collapsable-faq-dropdown_content"> <p class="faq-answer">Many major banks issue at least one metal card: American Express, Citi, Chase, Capital One, and U.S. Bank have plenty to choose from.</p> </p></div></div></div> <div class="collapsable-faq collapsable-faq-dropdown" data-parent-index="" data-component-type="collapsable-faq" data-root-margin="0px 0px 100% 0px"> <div class="collapsable-faq-dropdown_wrap"> <div class="collapsable-faq-dropdown_content"> <p class="faq-answer">Metal cards are striking additions to any wallet, historically reserved for premium credit cards only. These days, metal cards can be fun to show off when you pay a bill. </p> </p></div></div></div> <div class="collapsable-faq collapsable-faq-dropdown" data-parent-index="" data-component-type="collapsable-faq" data-root-margin="0px 0px 100% 0px"> <div class="collapsable-faq-dropdown_wrap"> <div class="collapsable-faq-dropdown_content"> <p class="faq-answer">Metal cards historically come with sky high annual fees to offset the expensive premium benefits they offer. However, some current metal cards don’t even come with an annual fee, like the U.S. Bank Altitude® Go Visa Signature® Card.</p> </p></div></div></div> <div class="collapsable-faq collapsable-faq-dropdown" data-parent-index="" data-component-type="collapsable-faq" data-root-margin="0px 0px 100% 0px"> <div class="collapsable-faq-dropdown_wrap"> <div class="collapsable-faq-dropdown_content"> <p class="faq-answer">Many metal credit cards are designed with travelers in mind, so they don’t charge foreign transaction fees.</p> </p></div></div></div> <div class="collapsable-faq collapsable-faq-dropdown" data-parent-index="" data-component-type="collapsable-faq" data-root-margin="0px 0px 100% 0px"> <div class="collapsable-faq-dropdown_wrap"> <div class="collapsable-faq-dropdown_content"> <p class="faq-answer">The metal-based Capital One Savor Cash Rewards Credit Card† and the Prime Store card both offer cash-back rewards.</p> </p></div></div></div> <div class="collapsable-faq collapsable-faq-dropdown" data-parent-index="" data-component-type="collapsable-faq" data-root-margin="0px 0px 100% 0px"> <div class="collapsable-faq-dropdown_wrap"> <div class="collapsable-faq-dropdown_content"> <p class="faq-answer">Popular metal credit cards can vary from 13 to 22 grams in weight.</p> </p></div></div></div> <div class="collapsable-faq collapsable-faq-dropdown" data-parent-index="" data-component-type="collapsable-faq" data-root-margin="0px 0px 100% 0px"> <div class="collapsable-faq-dropdown_wrap"> <div class="collapsable-faq-dropdown_content"> <p class="faq-answer">To destroy a metal credit card, you can’t just feed it through the paper shredder like you can with a plastic card. Without involving a vise grip and a circular saw, the bank gives you a couple of options for how you can dispose of a canceled card — namely, either mail it back to the bank (they will send you a prepaid envelope) or drop it off at a local branch.</p> </p></div></div></div> <div class="collapsable-faq collapsable-faq-dropdown collapsable-faq-dropdown-last" data-parent-index="" data-component-type="collapsable-faq" data-root-margin="0px 0px 100% 0px"> <div class="collapsable-faq-dropdown_wrap"> <div class="collapsable-faq-dropdown_content"> <p class="faq-answer">Metal credit cards are not necessarily better. The material of a credit card does not necessarily indicate its prestige. Even some no-annual-fee credit cards are made out of metal. There are plenty of non-metal cards that top the charts in their respective class.</p> </p></div></div></div> <h2>Why You Should Trust Us: How We Chose the Best Metal Credit Cards</h2> <p>We chose the metal credit cards on our list because they have one or more of the following attributes:</p> <ul> <li>A sizable welcome bonus</li> <li>Above-average return rates</li> <li>Valuable ongoing benefits</li> </ul> <p>Business Insider has already painstakingly ranked just about every credit card in existence by category (best cash back cards, best travel credit cards, best no annual fee cards, etc.). From there, we’ve simply chosen the metal credit cards that rank highly on those lists.</p> <p>Business Insider’s credit cards team examines each card’s merits and strives to spotlight the cards that offer the most value to each type of financial goal. We do review poor cards, as well. But we will clearly state when we think a credit card is subpar or predatory.</p> <p>Here’s more about how we rate and review credit cards at Business Insider.</p> <section class="post-authors" data-component-type="post-author"> <div class="post-author"> <div class="author-profile-image-wrapper" data-slug="joseph-hostetler"> <div class="lazy-holder author-profile-image"> <p> <img loading="lazy" decoding="async" class="lazy-image author-profile-image" src="https://i.insider.com/6189859123745d0018258b46?crop=1:1&width=256&format=jpeg&auto=webp" alt="<span>Joseph Hostetler was a credit cards reporter for Insider who also covered helpful miles and points tricks. He is also a Certified Educator in Personal Finance (CEPF).</span> <span>Joseph has more than six years of experience writing professionally about credit cards, previously authoring and editing for The Points Guy and Million Mile Secrets. </span>" title="Best Metal Credit Cards of 2024 25"></p> <p> <img loading="lazy" decoding="async" src="https://i.insider.com/6189859123745d0018258b46?crop=1:1&width=256&format=jpeg&auto=webp" alt="6189859123745d0018258b46?crop=1:1&width=256&format=jpeg&auto=webp" title="Best Metal Credit Cards of 2024 26"></p></div></div> <div class="post-author_info"> <div class="post-author_top"> <p>Joseph Hostetler, CEPF</p> <p>Credit cards reporter</p> </p></div></div></div> <div class="post-author"> <div class="author-profile-image-wrapper" data-slug="angela-fung"> <div class="lazy-holder author-profile-image"> <p> <img loading="lazy" decoding="async" class="lazy-image author-profile-image" src="https://i.insider.com/656231b6fe5bc6545ebbf0ec?crop=1:1&width=256&format=jpeg&auto=webp" alt="<span>Angela Fung is the marketing compliance manager at <a href="https://www.businessinsider.com/personal-finance">Personal Finance Insider</a>, overseeing a team that ensures content accuracy and editorial independence so readers are always getting up-to-date and objective financial advice. She is the primary contact for credit cards compliance and has experience managing content and partnerships for the banking, loans, and investment verticals as well. </span> <span>The compliance team's mission is to provide readers with stories that are fact-checked and current, so they can make informed financial decisions. The team also works to minimize risk for partners by making sure language is clear, precise, and fully compliant with regulatory and partner marketing guidelines that align with the editorial team.</span>" title="Best Metal Credit Cards of 2024 27"></p> <p> <img loading="lazy" decoding="async" src="https://i.insider.com/656231b6fe5bc6545ebbf0ec?crop=1:1&width=256&format=jpeg&auto=webp" alt="656231b6fe5bc6545ebbf0ec?crop=1:1&width=256&format=jpeg&auto=webp" title="Best Metal Credit Cards of 2024 28"></p></div></div> <div class="post-author_info"> <div class="post-author_top"> <p>Angela Fung</p> <p>Marketing Compliance Manager</p> </p></div></div></div> </section> <div class="featured-products sticky-featured-product"> <span class="headline-bold featured-products-heading">Top Offers From Our Partners</span></p> <div class="featured-product"> <a rel="noopener noreferrer nofollow" target="_blank" href="https://affiliate.insider.com?h=3650dd2dc2d2a735a9ac7f73fe5c75681374af82afc9e5209be5c03be75cb5dc&u=https%3A%2F%2Frefer.sofi.com%2Fc%2F4722637%2F1270333%2F11190" data-analytics-product-area="image" data-analytics-product-module="featured_product" data-analytics-product-index="1" data-analytics-product-brand="Right Rail - Do Not Use in Content" data-analytics-product-name="SoFi Checking and Savings" data-analytics-product-id="63cff3349bca6000112c3c92" class="featured-product-image not-content-link"></p> <div class="lazy-holder lazy-holder " style="padding-top: calc(100% * 95 / 149)"> <p> <img loading="lazy" decoding="async" class="lazy-image " src="https://i.insider.com/654be4c936d588dc55cd46e3" alt="654be4c936d588dc55cd46e3" title="Best Metal Credit Cards of 2024 29"></p> <p> <img loading="lazy" decoding="async" src="https://i.insider.com/654be4c936d588dc55cd46e3" alt="654be4c936d588dc55cd46e3" title="Best Metal Credit Cards of 2024 30"></p></div> <p> </a></p> <div class="featured-product-hgroup"> <a rel="noopener noreferrer nofollow" target="_blank" href="https://affiliate.insider.com?h=3650dd2dc2d2a735a9ac7f73fe5c75681374af82afc9e5209be5c03be75cb5dc&u=https%3A%2F%2Frefer.sofi.com%2Fc%2F4722637%2F1270333%2F11190" class="featured-product-heading not-content-link" data-analytics-product-area="title" data-analytics-product-module="featured_product" data-analytics-product-index="1" data-analytics-product-brand="Right Rail - Do Not Use in Content" data-analytics-product-name="SoFi Checking and Savings" data-analytics-product-id="63cff3349bca6000112c3c92"><br /> SoFi Checking and Savings<br /> </a></p> <p> <span class="headline-bold featured-product-sub-heading"><br /> Earn up to 4.60% APY on savings balances and up to a $300 bonus with qualifying direct deposit. 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/* ]]> */ </script> <script type="text/javascript" src="https://todayheadline.co/wp-content/plugins/featured-image-from-url/includes/html/js/json-ld.js?ver=4.7.7" id="fifu-json-ld-js"></script> <script type="text/javascript" src="https://cdn.onesignal.com/sdks/OneSignalSDK.js?ver=1.0.0" id="remote_sdk-js" async="async" data-wp-strategy="async"></script> <script type="text/javascript" id="jetpack-blocks-assets-base-url-js-before"> /* <![CDATA[ */ var Jetpack_Block_Assets_Base_Url="https://todayheadline.co/wp-content/plugins/jetpack/_inc/blocks/"; /* ]]> */ </script> <script type="text/javascript" src="https://todayheadline.co/wp-includes/js/dist/dom-ready.min.js?ver=f77871ff7694fffea381" id="wp-dom-ready-js"></script> <script type="text/javascript" src="https://todayheadline.co/wp-content/plugins/jetpack/_inc/blocks/subscriptions/view.js?minify=false&ver=13.4.3" id="jetpack-block-subscriptions-js"></script> <script></script><div class="jeg_ad jnews_mobile_sticky_ads "></div><script type='application/ld+json'>{"@context":"http:\/\/schema.org","@type":"NewsArticle","mainEntityOfPage":{"@type":"WebPage","@id":"https:\/\/todayheadline.co\/best-metal-credit-cards\/"},"dateCreated":"2024-04-26 13:35:23-04:00","datePublished":"2024-04-26 13:35:23-04:00","dateModified":"2024-04-26 17:45:27-04:00","url":"https:\/\/todayheadline.co\/best-metal-credit-cards\/","headline":"Best Metal Credit Cards of 2024","name":"Best Metal Credit Cards of 2024","articleBody":" [ad_1]\r\n<br><div>\n <p class=\"headline-regular financial-disclaimer\">Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate credit cards to write unbiased product reviews.<\/p><p class=\"headline-regular financial-disclaimer non-affiliate-disclosure\">The information for the following product(s) has been collected independently by Business Insider: Capital One Savor Cash Rewards Credit Card\u2020, U.S. Bank Altitude\u00ae Reserve Visa Infinite\u00ae Card, U.S. Bank Altitude\u00ae Go Visa Signature\u00ae Card, Citi Custom Cash\u2120 Card. The details for these products have not been reviewed or provided by the issuer.<\/p><h2>Introduction to Metal Credit Cards<\/h2><p>Some people consider metal credit cards to be a status symbol. But they're not necessarily the sign of opulence you might imagine them to be.\u00a0<\/p><p>Some metal cards don't even come with an annual fee \u2014 and you can be approved with a less-than-excellent credit score. In other words, the sound a credit card makes when you drop it on the table at a restaurant doesn't make you fancy.\u00a0<\/p><p>Still, you may enjoy a surge of dopamine every time you hand a metal credit card to a cashier. If you're looking for a metal credit card, we've highlighted the best credit cards from each major category so you can find one that suits your lifestyle.<\/p><aside class=\"quick-tip headline-regular ignore-typography\"><p>Interested in a limited-edition metal version of this card made from retired Boeing 747s? New and existing Delta Reserve cardholders can request the new design from Amex, free of charge, through June 5, 2024.<\/p><figure class=\"figure image-figure-image \" data-type=\"img\" data-e2e-name=\"image-figure-image\" data-media-container=\"image\">\n \n \n \n <div class=\"lazy-holder \" style=\"padding-top: calc(100% * 1000 \/ 1333)\">\n \n \n <img class=\"lazy-image \" width=\"1\" height=\"1\" data-content-type=\"image\/png\" alt=\"A person of color holds up a limited-edition American Express Delta Reserve Business credit card made of metal, with a Delta Boeing 747 aircraft in the background.\" \/>\n <\/div>\n \n <span class=\"image-source-only \">\n \n <span class=\"image-source headline-regular\" data-e2e-name=\"image-source\">\n \n American Express\n \n <\/span>\n <\/span>\n <\/figure><\/aside><h2 data-toc-label=\"Compare the Best Metal Credit Cards\">Compare the Top Metal Credit Cards<\/h2>\n \n \n <div id=\"capital-one-venture-x-rewards-credit-card\" class=\"financial-product-card ignore-typography\" data-component-type=\"financial-product-card\">\n \n <div class=\"product-label-container\">\n \n <p>\n <span class=\"product-label headline-regular \">\n BEST OVERALL METAL CREDIT CARD\n <\/span>\n <\/p> <\/div>\n <div class=\"financial-product-card__grid-container\">\n <p>Capital One Venture X Rewards Credit Card<\/p>\n \n <div>\n <div class=\"financial-product-card__card-image\">\n <div class=\"lazy-holder lazy-holder financial-product-card__card-image__bg\" style=\"padding-top: calc(100% * 181 \/ 289)\">\n \n \n \n \n \n <img src=\"https:\/\/i.insider.com\/6183ed8d326b26001834c58d?width=400\" \/>\n \n \n <\/div> <\/div>\n <div class=\"financial-product-card__star-container\" id=\"6182dad94c2c4e00131d4e84-star-rating\">\n <strong class=\"financial-product-card__star-container__label headline-bold\">Insider\u2019s Rating\n <\/strong>\n \n \n \n \n <div class=\"star-rating financial-product-card__star-rating\">\n \n A five pointed star\n \n \n \n \n \n \n \n \n \n A five pointed star\n \n \n \n \n \n \n \n \n \n A five pointed star\n \n \n \n \n \n \n \n \n \n A five pointed star\n \n \n \n \n \n \n \n \n \n A five pointed star\n \n \n \n \n \n \n \n \n <\/div> <span class=\"financial-product-card__rating_value headline-regular\">4.85<span>\/5<\/span><\/span>\n <\/div> <\/div>\n <div class=\"financial-product-card__perks-banner\">\n <div class=\"financial-product-card__perks-banner__perks-icon\">\n \n <title>Icon of check mark inside a promo stamp<\/title>\n It indicates a confirmed selection.\n \n <\/div>\n <div>\n <strong class=\"financial-product-card__perks-banner__title headline-bold\">\n Perks\n <\/strong>\n <p class=\"financial-product-card__perks-banner__text headline-regular\">Earn unlimited 10 miles per dollar on hotels and rental cars booked through Capital One Travel. Earn 5 miles per dollar on flights booked through Capital One Travel. Earn unlimited 2 miles on all other purchases.<\/p>\n <\/div>\n <\/div> \n \n \n <div class=\"financial-product-card__specs\">\n \t\t\n \n \t\t\n \n \t\t<div>\n \t\t\t<p>\n \t\t\t\t<strong class=\"financial-product-card__specs__title headline-bold\">\n \t\t\t\t\t\tRegular APR\n \t\t\t\t<\/strong>\n \t\t\t<\/p>\n \t\t\t<p class=\"financial-product-card__specs__text headline-regular\">19.99% - 29.99% variable<\/p>\n \t\t<\/div>\n \n \t\t\n \n \t\t<div>\n \t\t\t<p>\n \t\t\t\t<strong class=\"financial-product-card__specs__title headline-bold\">\n \t\t\t\t\t\tRecommended Credit\n \t\t\t\t<\/strong>\n \t\t\t<\/p>\n \t\t\t<p class=\"financial-product-card__specs__text headline-regular\">Excellent<\/p>\n \t\t<\/div>\n \n \n \n \n \n \n <\/div> <\/div>\n <div class=\"financial-product-card__collapsable-area d-none\">\n <div class=\"pros-and-cons pros-and-cons__financial\">\n \n <div class=\"pros-and-cons__subgrid-container\" data-analytics-product-id=\"6182dad94c2c4e00131d4e84\" data-analytics-product-brand=\"Capital One\" data-analytics-product-name=\"Capital One Venture X Rewards Credit Card\" data-analytics-product-index=\"1\" data-analytics-product-module=\"financial_product_card\" data-analytics-product-area=\"pros_cons\">\n <strong class=\"headline-bold\">Pros<\/strong>\n <ul class=\"pros-and-cons__list\">\n <li class=\"pros-and-cons__list-item headline-regular\">\n <title>Check mark icon<\/title>\n A check mark. It indicates a confirmation of your intended interaction.\n \n <span>Excellent welcome bonus and miles earning<\/span><\/li>\n <li class=\"pros-and-cons__list-item headline-regular\">\n <title>Check mark icon<\/title>\n A check mark. It indicates a confirmation of your intended interaction.\n \n <span>Premium perks including airport lounge access and credits for certain purchases<\/span><\/li>\n <li class=\"pros-and-cons__list-item headline-regular\">\n <title>Check mark icon<\/title>\n A check mark. It indicates a confirmation of your intended interaction.\n \n <span>Visa Infinite benefits including travel and shopping protections<\/span><\/li>\n <\/ul>\n <\/div>\n <div class=\"pros-and-cons__subgrid-container\">\n <strong class=\"headline-bold\">Cons<\/strong>\n <ul class=\"pros-and-cons__list\">\n <li class=\"pros-and-cons__list-item headline-regular\"> \n <title>con icon<\/title>\n Two crossed lines that form an 'X'.\n \n <span>High annual fee<\/span><\/li>\n <li class=\"pros-and-cons__list-item headline-regular\"> \n <title>con icon<\/title>\n Two crossed lines that form an 'X'.\n \n <span>Annual travel credits only apply to Capital One Travel purchases<\/span><\/li>\n <\/ul>\n <\/div>\n <\/div> <div class=\"financial-product-card__product-details\">\n <strong class=\"financial-product-card__product-details__title headline-bold\">\n Product Details\n <\/strong>\n <ul class=\"financial-product-card__product-details__list headline-regular\">\n <li class=\"financial-product-card__product-details__list-item\">Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel<\/li>\n <li class=\"financial-product-card__product-details__list-item\">Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options<\/li>\n <li class=\"financial-product-card__product-details__list-item\">Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary<\/li>\n <li class=\"financial-product-card__product-details__list-item\">Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel<\/li>\n <li class=\"financial-product-card__product-details__list-item\">Earn unlimited 2X miles on all other purchases<\/li>\n <li class=\"financial-product-card__product-details__list-item\">Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network<\/li>\n <li class=\"financial-product-card__product-details__list-item\">Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more\u2014you can even transfer your miles to your choice of 15+ travel loyalty programs<\/li>\n <li class=\"financial-product-card__product-details__list-item\">Elevate every hotel stay from the Premier or Lifestyle Collections with a suite of cardholder benefits, like an experience credit, room upgrades, and more<\/li>\n <li class=\"financial-product-card__product-details__list-item\">Receive up to a $100 credit for Global Entry or TSA PreCheck\u00ae<\/li>\n <\/ul>\n <\/div> <\/div>\n \n <\/div>\n \n \n <div id=\"chase-sapphire-preferred\u00ae-card\" class=\"financial-product-card ignore-typography\" data-component-type=\"financial-product-card\">\n \n <div class=\"product-label-container\">\n \n <p>\n <span class=\"product-label headline-regular \">\n Best starter metal credit card\n <\/span>\n <\/p> <\/div>\n <div class=\"financial-product-card__grid-container\">\n <p>Chase Sapphire Preferred\u00ae Card<\/p>\n \n <div>\n <div class=\"financial-product-card__card-image\">\n <a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/affiliate.insider.com\/?amazonTrackingID=biauto-57811-20&h=818b87b2833a01d97b44bae5187c7061e90b0fdaadd1894c39e24e2649afe102&platform=browser&postID=640f8b3316ce4f3e7a655b10&postSlug=personal-finance%2Fbest-metal-credit-cards&site=bi&u=https%3A%2F%2Foc.brcclx.com%2Ft%3Flid%3D26669545\" data-analytics-product-id=\"5e67d55684159f610676c264\" data-analytics-product-brand=\"Chase\" data-analytics-product-name=\"Chase Sapphire Preferred\u00ae Card\" data-analytics-product-index=\"2\" data-analytics-product-module=\"financial_product_card\" data-analytics-product-area=\"image\" data-am-orig-url=\"https:\/\/affiliate.insider.com\/?h=818b87b2833a01d97b44bae5187c7061e90b0fdaadd1894c39e24e2649afe102&u=https%3A%2F%2Foc.brcclx.com%2Ft%3Flid%3D26669545\">\n <div class=\"lazy-holder lazy-holder financial-product-card__card-image__bg\" style=\"padding-top: calc(100% * 181 \/ 289)\">\n \n \n <img class=\"lazy-image financial-product-card__card-image__bg\" src=\"https:\/\/i.insider.com\/6605e2121caec1275a6ab3ec?width=400\" alt=\"Chase Chase Sapphire Preferred\u00ae Card\" \/>\n \n \n <img src=\"https:\/\/i.insider.com\/6605e2121caec1275a6ab3ec?width=400\" \/>\n \n \n <\/div> <\/a>\n <\/div>\n <div class=\"financial-product-card__star-container\" id=\"5e67d55684159f610676c264-star-rating\">\n <strong class=\"financial-product-card__star-container__label headline-bold\">Insider\u2019s Rating\n <\/strong>\n \n \n \n \n <div class=\"star-rating financial-product-card__star-rating\">\n \n A five pointed star\n \n \n \n \n \n \n \n \n \n A five pointed star\n \n \n \n \n \n \n \n \n \n A five pointed star\n \n \n \n \n \n \n \n \n \n A five pointed star\n \n \n \n \n \n \n \n \n \n A five pointed star\n \n \n \n \n \n \n \n \n <\/div> <span class=\"financial-product-card__rating_value headline-regular\">4.4<span>\/5<\/span><\/span>\n <\/div> <\/div>\n <div class=\"financial-product-card__perks-banner\">\n <div class=\"financial-product-card__perks-banner__perks-icon\">\n \n <title>Icon of check mark inside a promo stamp<\/title>\n It indicates a confirmed selection.\n \n <\/div>\n <div>\n <strong class=\"financial-product-card__perks-banner__title headline-bold\">\n Perks\n <\/strong>\n <p class=\"financial-product-card__perks-banner__text headline-regular\">Earn 5x on travel purchased through Chase Travel\u2120. Earn 3x on dining, select streaming services and online groceries. Earn 2x on all other travel purchases. Earn 1x on all other purchases.<\/p>\n <\/div>\n <\/div> \n \n \n <div class=\"financial-product-card__specs\">\n \t\t\n \n \t\t\n \n \t\t<div>\n \t\t\t<p>\n \t\t\t\t<strong class=\"financial-product-card__specs__title headline-bold\">\n \t\t\t\t\t\tRegular APR\n \t\t\t\t<\/strong>\n \t\t\t<\/p>\n \t\t\t<p class=\"financial-product-card__specs__text headline-regular\">21.49% - 28.49% Variable<\/p>\n \t\t<\/div>\n \n \t\t\n \n \t\t\n \n \n \n \n \n \n <\/div> <\/div>\n <div class=\"financial-product-card__collapsable-area d-none\">\n <div class=\"pros-and-cons pros-and-cons__financial\">\n \n <div class=\"pros-and-cons__subgrid-container\" data-analytics-product-id=\"5e67d55684159f610676c264\" data-analytics-product-brand=\"Chase\" data-analytics-product-name=\"Chase Sapphire Preferred\u00ae Card\" data-analytics-product-index=\"2\" data-analytics-product-module=\"financial_product_card\" data-analytics-product-area=\"pros_cons\">\n <strong class=\"headline-bold\">Pros<\/strong>\n <ul class=\"pros-and-cons__list\">\n <li class=\"pros-and-cons__list-item headline-regular\">\n <title>Check mark icon<\/title>\n A check mark. It indicates a confirmation of your intended interaction.\n \n <span>High intro bonus offer starts you off with lots of points<\/span><\/li>\n <li class=\"pros-and-cons__list-item headline-regular\">\n <title>Check mark icon<\/title>\n A check mark. It indicates a confirmation of your intended interaction.\n \n <span>Strong travel coverage<\/span><\/li>\n <\/ul>\n <\/div>\n <div class=\"pros-and-cons__subgrid-container\">\n <strong class=\"headline-bold\">Cons<\/strong>\n <ul class=\"pros-and-cons__list\">\n <li class=\"pros-and-cons__list-item headline-regular\"> \n <title>con icon<\/title>\n Two crossed lines that form an 'X'.\n \n <span>Doesn't offer a Global Entry\/TSA PreCheck application fee credit<\/span><\/li>\n <\/ul>\n <\/div>\n <\/div> <div class=\"financial-product-card__product-details\">\n <strong class=\"financial-product-card__product-details__title headline-bold\">\n Product Details\n <\/strong>\n <ul class=\"financial-product-card__product-details__list headline-regular\">\n <li class=\"financial-product-card__product-details__list-item\">Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel\u2120.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">Enjoy bene\ufb01ts such as 5x on travel purchased through Chase Travel\u2120, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel\u2120. For example, 60,000 points are worth $750 toward travel.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">Count on Trip Cancellation\/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">Member FDIC<\/li>\n <\/ul>\n <\/div> <\/div>\n \n <\/div>\n \n \n <div id=\"chase-sapphire-reserve\u00ae\" class=\"financial-product-card ignore-typography\" data-component-type=\"financial-product-card\">\n \n <div class=\"product-label-container\">\n \n <p>\n <span class=\"product-label headline-regular \">\n Best metal credit card for travel insurance\n <\/span>\n <\/p> <\/div>\n <div class=\"financial-product-card__grid-container\">\n <p>Chase Sapphire Reserve\u00ae<\/p>\n \n <div>\n <div class=\"financial-product-card__card-image\">\n <a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/affiliate.insider.com\/?amazonTrackingID=biauto-57811-20&h=18f17a746c293e596b6ca06ff02f175dfc7d7e34c9cd518c6745d85bf584e69b&platform=browser&postID=640f8b3316ce4f3e7a655b10&postSlug=personal-finance%2Fbest-metal-credit-cards&site=bi&u=https%3A%2F%2Foc.brcclx.com%2Ft%2F%3Flid%3D26669554%26cr%3D28495%26last_updated%3D1599683537\" data-analytics-product-id=\"5e72234fc48540106c2d63b3\" data-analytics-product-brand=\"Chase\" data-analytics-product-name=\"Chase Sapphire Reserve\u00ae\" data-analytics-product-index=\"3\" data-analytics-product-module=\"financial_product_card\" data-analytics-product-area=\"image\" data-am-orig-url=\"https:\/\/affiliate.insider.com\/?h=18f17a746c293e596b6ca06ff02f175dfc7d7e34c9cd518c6745d85bf584e69b&u=https%3A%2F%2Foc.brcclx.com%2Ft%2F%3Flid%3D26669554%26cr%3D28495%26last_updated%3D1599683537\">\n <div class=\"lazy-holder lazy-holder financial-product-card__card-image__bg\" style=\"padding-top: calc(100% * 181 \/ 289)\">\n \n \n <img class=\"lazy-image financial-product-card__card-image__bg\" src=\"https:\/\/i.insider.com\/65cb9b8bf533b039a882f01f?width=400\" alt=\"Chase Chase Sapphire Reserve\u00ae\" \/>\n \n \n <img src=\"https:\/\/i.insider.com\/65cb9b8bf533b039a882f01f?width=400\" \/>\n \n \n <\/div> <\/a>\n <\/div>\n <div class=\"financial-product-card__star-container\" id=\"5e72234fc48540106c2d63b3-star-rating\">\n <strong class=\"financial-product-card__star-container__label headline-bold\">Insider\u2019s Rating\n <\/strong>\n \n \n \n \n <div class=\"star-rating financial-product-card__star-rating\">\n \n A five pointed star\n \n \n \n \n \n \n \n \n \n A five pointed star\n \n \n \n \n \n \n \n \n \n A five pointed star\n \n \n \n \n \n \n \n \n \n A five pointed star\n \n \n \n \n \n \n \n \n \n A five pointed star\n \n \n \n \n \n \n \n \n <\/div> <span class=\"financial-product-card__rating_value headline-regular\">4.4<span>\/5<\/span><\/span>\n <\/div> <\/div>\n <div class=\"financial-product-card__perks-banner\">\n <div class=\"financial-product-card__perks-banner__perks-icon\">\n \n <title>Icon of check mark inside a promo stamp<\/title>\n It indicates a confirmed selection.\n \n <\/div>\n <div>\n <strong class=\"financial-product-card__perks-banner__title headline-bold\">\n Perks\n <\/strong>\n <p class=\"financial-product-card__perks-banner__text headline-regular\">Earn 5x points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel\u2120 immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1x point per $1 spent on all other purchases.<\/p>\n <\/div>\n <\/div> \n \n \n <div class=\"financial-product-card__specs\">\n \t\t\n \n \t\t\n \n \t\t<div>\n \t\t\t<p>\n \t\t\t\t<strong class=\"financial-product-card__specs__title headline-bold\">\n \t\t\t\t\t\tRegular APR\n \t\t\t\t<\/strong>\n \t\t\t<\/p>\n \t\t\t<p class=\"financial-product-card__specs__text headline-regular\">22.49% - 29.49% Variable<\/p>\n \t\t<\/div>\n \n \t\t\n \n \t\t\n \n \n \n \n \n \n <\/div> <\/div>\n <div class=\"financial-product-card__collapsable-area d-none\">\n <div class=\"pros-and-cons pros-and-cons__financial\">\n \n <div class=\"pros-and-cons__subgrid-container\" data-analytics-product-id=\"5e72234fc48540106c2d63b3\" data-analytics-product-brand=\"Chase\" data-analytics-product-name=\"Chase Sapphire Reserve\u00ae\" data-analytics-product-index=\"3\" data-analytics-product-module=\"financial_product_card\" data-analytics-product-area=\"pros_cons\">\n <strong class=\"headline-bold\">Pros<\/strong>\n <ul class=\"pros-and-cons__list\">\n <li class=\"pros-and-cons__list-item headline-regular\">\n <title>Check mark icon<\/title>\n A check mark. It indicates a confirmation of your intended interaction.\n \n <span>Annual travel credit can effectively shave $300 off the annual fee if you use it<\/span><\/li>\n <li class=\"pros-and-cons__list-item headline-regular\">\n <title>Check mark icon<\/title>\n A check mark. It indicates a confirmation of your intended interaction.\n \n <span>Strong travel insurance<\/span><\/li>\n <li class=\"pros-and-cons__list-item headline-regular\">\n <title>Check mark icon<\/title>\n A check mark. It indicates a confirmation of your intended interaction.\n \n <span>Strong bonus rewards on travel and dining<\/span><\/li>\n <\/ul>\n <\/div>\n <div class=\"pros-and-cons__subgrid-container\">\n <strong class=\"headline-bold\">Cons<\/strong>\n <ul class=\"pros-and-cons__list\">\n <li class=\"pros-and-cons__list-item headline-regular\"> \n <title>con icon<\/title>\n Two crossed lines that form an 'X'.\n \n <span>Very high annual fee<\/span><\/li>\n <\/ul>\n <\/div>\n <\/div> <div class=\"financial-product-card__product-details\">\n <strong class=\"financial-product-card__product-details__title headline-bold\">\n Product Details\n <\/strong>\n <ul class=\"financial-product-card__product-details__list headline-regular\">\n <li class=\"financial-product-card__product-details__list-item\">Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel\u2120.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">$300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel\u2120 immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases<\/li>\n <li class=\"financial-product-card__product-details__list-item\">Get 50% more value when you redeem your points for travel through Chase Travel\u2120. For example, 60,000 points are worth $900 toward travel.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">1:1 point transfer to leading airline and hotel loyalty programs<\/li>\n <li class=\"financial-product-card__product-details__list-item\">Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass\u2122 Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck\u00ae<\/li>\n <li class=\"financial-product-card__product-details__list-item\">Count on Trip Cancellation\/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more<\/li>\n <li class=\"financial-product-card__product-details__list-item\">Member FDIC<\/li>\n <\/ul>\n <\/div> <\/div>\n \n <\/div>\n \n \n <div id=\"the-platinum-card\u00ae-from-american-express\" class=\"financial-product-card ignore-typography\" data-component-type=\"financial-product-card\">\n \n <div class=\"product-label-container\">\n \n <p>\n <span class=\"product-label headline-regular \">\n Best metal card for airport lounge access\n <\/span>\n <\/p> <\/div>\n <div class=\"financial-product-card__grid-container\">\n <p>The Platinum Card\u00ae from American Express<\/p>\n \n <div>\n <div class=\"financial-product-card__card-image\">\n <a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/affiliate.insider.com\/?amazonTrackingID=biauto-57811-20&h=ea34e2b1888b51784f8fad80a8e58b8c3d94e4eeea657c6035ea39ed047d4f33&platform=browser&postID=640f8b3316ce4f3e7a655b10&postSlug=personal-finance%2Fbest-metal-credit-cards&site=bi&u=https%3A%2F%2Foc.brcclx.com%2Ft%2F%3Flid%3D26675222%26cr%3D28038%26last_updated%3D1598306940\" data-analytics-product-id=\"5e78df992d654f251532f27d\" data-analytics-product-brand=\"American Express\" data-analytics-product-name=\"The Platinum Card\u00ae from American Express\" data-analytics-product-index=\"4\" data-analytics-product-module=\"financial_product_card\" data-analytics-product-area=\"image\" data-am-orig-url=\"https:\/\/affiliate.insider.com\/?h=ea34e2b1888b51784f8fad80a8e58b8c3d94e4eeea657c6035ea39ed047d4f33&u=https%3A%2F%2Foc.brcclx.com%2Ft%2F%3Flid%3D26675222%26cr%3D28038%26last_updated%3D1598306940\">\n <div class=\"lazy-holder lazy-holder financial-product-card__card-image__bg\" style=\"padding-top: calc(100% * 181 \/ 289)\">\n \n \n <img class=\"lazy-image financial-product-card__card-image__bg\" src=\"https:\/\/i.insider.com\/601c1cf101504a00197fb9c8?width=400\" alt=\"American Express The Platinum Card\u00ae from American Express\" \/>\n \n \n <img src=\"https:\/\/i.insider.com\/601c1cf101504a00197fb9c8?width=400\" \/>\n \n \n <\/div> <\/a>\n <\/div>\n <div class=\"financial-product-card__star-container\" id=\"5e78df992d654f251532f27d-star-rating\">\n <strong class=\"financial-product-card__star-container__label headline-bold\">Insider\u2019s Rating\n <\/strong>\n \n \n \n \n <div class=\"star-rating financial-product-card__star-rating\">\n \n A five pointed star\n \n \n \n \n \n \n \n \n \n A five pointed star\n \n \n \n \n \n \n \n \n \n A five pointed star\n \n \n \n \n \n \n \n \n \n A five pointed star\n \n \n \n \n \n \n \n \n \n A five pointed star\n \n \n \n \n \n \n \n \n <\/div> <span class=\"financial-product-card__rating_value headline-regular\">4.4<span>\/5<\/span><\/span>\n <\/div> <\/div>\n <div class=\"financial-product-card__perks-banner\">\n <div class=\"financial-product-card__perks-banner__perks-icon\">\n \n <title>Icon of check mark inside a promo stamp<\/title>\n It indicates a confirmed selection.\n \n <\/div>\n <div>\n <strong class=\"financial-product-card__perks-banner__title headline-bold\">\n Perks\n <\/strong>\n <p class=\"financial-product-card__perks-banner__text headline-regular\">Limited time offer: Earn 10X Membership Rewards\u00ae Points at restaurants worldwide for three months, on up to $25,000 in purchases when eligible card member refers a friend and the friend applies by May 22, 2024 and gets the card (terms apply). Earn 5X Membership Rewards\u00ae Points for flights booked directly with airlines or with American Express Travel (on up to $500,000 per calendar year) and on prepaid hotels booked with American Express Travel. Earn 1X Points on other purchases.<\/p>\n <\/div>\n <\/div> \n \n \n <div class=\"financial-product-card__specs\">\n \t\t\n \n \t\t\n \n \t\t<div>\n \t\t\t<p>\n \t\t\t\t<strong class=\"financial-product-card__specs__title headline-bold\">\n \t\t\t\t\t\tRegular APR\n \t\t\t\t<\/strong>\n \t\t\t<\/p>\n \t\t\t<p class=\"financial-product-card__specs__text headline-regular\">See Pay Over Time APR<\/p>\n \t\t<\/div>\n \n \t\t<div>\n \t\t\t\n \t\t\t<p class=\"financial-product-card__specs__text headline-regular\">Earn 80,000 Membership Rewards\u00ae points<\/p>\n \t\t<\/div>\n \n \t\t<div>\n \t\t\t<p>\n \t\t\t\t<strong class=\"financial-product-card__specs__title headline-bold\">\n \t\t\t\t\t\tRecommended Credit\n \t\t\t\t<\/strong>\n \t\t\t<\/p>\n \t\t\t<p class=\"financial-product-card__specs__text headline-regular\">Good to Excellent<\/p>\n \t\t<\/div>\n \n \n \n \n \n \n <\/div> <\/div>\n <div class=\"financial-product-card__collapsable-area d-none\">\n <div class=\"pros-and-cons pros-and-cons__financial\">\n \n <div class=\"pros-and-cons__subgrid-container\" data-analytics-product-id=\"5e78df992d654f251532f27d\" data-analytics-product-brand=\"American Express\" data-analytics-product-name=\"The Platinum Card\u00ae from American Express\" data-analytics-product-index=\"4\" data-analytics-product-module=\"financial_product_card\" data-analytics-product-area=\"pros_cons\">\n <strong class=\"headline-bold\">Pros<\/strong>\n <ul class=\"pros-and-cons__list\">\n <li class=\"pros-and-cons__list-item headline-regular\">\n <title>Check mark icon<\/title>\n A check mark. It indicates a confirmation of your intended interaction.\n \n <span>Long list of travel benefits, including airport lounge access and complimentary elite status with Hilton and Marriott (enrollment required)<\/span><\/li>\n <li class=\"pros-and-cons__list-item headline-regular\">\n <title>Check mark icon<\/title>\n A check mark. It indicates a confirmation of your intended interaction.\n \n <span>Annual statement credits with Saks and Uber<\/span><\/li>\n <\/ul>\n <\/div>\n <div class=\"pros-and-cons__subgrid-container\">\n <strong class=\"headline-bold\">Cons<\/strong>\n <ul class=\"pros-and-cons__list\">\n <li class=\"pros-and-cons__list-item headline-regular\"> \n <title>con icon<\/title>\n Two crossed lines that form an 'X'.\n \n <span>Bonus categories leave something to be desired<\/span><\/li>\n <li class=\"pros-and-cons__list-item headline-regular\"> \n <title>con icon<\/title>\n Two crossed lines that form an 'X'.\n \n <span>One of the highest annual fees among premium travel cards<\/span><\/li>\n <\/ul>\n <\/div>\n <\/div> <div class=\"financial-product-card__product-details\">\n <strong class=\"financial-product-card__product-details__title headline-bold\">\n Product Details\n <\/strong>\n <ul class=\"financial-product-card__product-details__list headline-regular\">\n <li class=\"financial-product-card__product-details__list-item\">Earn 80,000 Membership Rewards\u00ae Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card\u00ae, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">Earn 5X Membership Rewards\u00ae Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards\u00ae Points on prepaid hotels booked with American Express Travel.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">$200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts\u00ae or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card\u00ae. The Hotel Collection requires a minimum two-night stay.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">$240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card\u00ae on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">$155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership (subject to auto-renewal) with a statement credit after you pay for Walmart+ each month with your Platinum Card\u00ae. Cost includes $12.95 plus applicable local sales tax. Plus Up Benefits are excluded.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">$200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card\u00ae.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">$200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only. Terms Apply.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">$300 Equinox Credit: Get up to $300 back in statement credits per calendar year on an Equinox membership, or an Equinox club membership (subject to auto-renewal) when you pay with your Platinum Card\u00ae. Enrollment required. Visit https:\/\/platinum.equinox.com\/ to enroll.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">$189 CLEAR\u00ae Plus Credit: Breeze through security with CLEAR Plus at 100+ airports, stadiums, and entertainment venues nationwide and get up to $189 back per calendar year on your Membership (subject to auto-renewal) when you use your Platinum Card\u00ae. Learn more.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">$100 Global Entry Credit: Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck\u00ae (through a TSA official enrollment provider) application fee, when charged to your Platinum Card\u00ae. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card\u00ae. That's up to $50 in statement credits semi-annually. Enrollment required.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">$300 SoulCycle At-Home Bike Credit: Get a $300 statement credit for the purchase of a SoulCycle at-home bike with your Platinum Card\u00ae. An Equinox+ subscription is required to purchase a SoulCycle at-home bike and access SoulCycle content. Must charge full price of bike in one transaction. Shipping available in the contiguous U.S. only. Enrollment Required.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card\u00ae to your Resy profile.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">$695 annual fee.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">Terms Apply.<\/li>\n <\/ul>\n <\/div> <\/div>\n \n <\/div>\n \n \n <div id=\"marriott-bonvoy-brilliant\u00ae-american-express\u00ae-card\" class=\"financial-product-card ignore-typography\" data-component-type=\"financial-product-card\">\n \n <div class=\"product-label-container\">\n \n <p>\n <span class=\"product-label headline-regular \">\n Best hotel metal credit card\n <\/span>\n <\/p> <\/div>\n <div class=\"financial-product-card__grid-container\">\n <p>Marriott Bonvoy Brilliant\u00ae American Express\u00ae Card<\/p>\n \n <div>\n <div class=\"financial-product-card__card-image\">\n <a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/affiliate.insider.com\/?amazonTrackingID=biauto-57811-20&h=23dce5126f4bc5fbe036e6d4fce43bb26f925cab98b2e396235591c3269154ff&platform=browser&postID=640f8b3316ce4f3e7a655b10&postSlug=personal-finance%2Fbest-metal-credit-cards&site=bi&u=https%3A%2F%2Foc.brcclx.com%2Ft%2F%3Flid%3D26674937%26cr%3D25198%26last_updated%3D1550598133\" data-analytics-product-id=\"5e836ab12ff8394e306c9f08\" data-analytics-product-brand=\"American Express\" data-analytics-product-name=\"Marriott Bonvoy Brilliant\u00ae American Express\u00ae Card\" data-analytics-product-index=\"5\" data-analytics-product-module=\"financial_product_card\" data-analytics-product-area=\"image\" data-am-orig-url=\"https:\/\/affiliate.insider.com\/?h=23dce5126f4bc5fbe036e6d4fce43bb26f925cab98b2e396235591c3269154ff&u=https%3A%2F%2Foc.brcclx.com%2Ft%2F%3Flid%3D26674937%26cr%3D25198%26last_updated%3D1550598133\">\n <div class=\"lazy-holder lazy-holder financial-product-card__card-image__bg\" style=\"padding-top: calc(100% * 181 \/ 289)\">\n \n \n <img class=\"lazy-image financial-product-card__card-image__bg\" src=\"https:\/\/i.insider.com\/632cbe077fbdcc0018f6c412?width=400\" alt=\"American Express Marriott Bonvoy Brilliant\u00ae American Express\u00ae Card\" \/>\n \n \n <img src=\"https:\/\/i.insider.com\/632cbe077fbdcc0018f6c412?width=400\" \/>\n \n \n <\/div> <\/a>\n <\/div>\n <div class=\"financial-product-card__star-container\" id=\"5e836ab12ff8394e306c9f08-star-rating\">\n <strong class=\"financial-product-card__star-container__label headline-bold\">Insider\u2019s Rating\n <\/strong>\n \n <div class=\"star-rating financial-product-card__star-rating\">\n \n A five pointed star\n \n \n \n \n \n \n \n \n \n A five pointed star\n \n \n \n \n \n \n \n \n \n A five pointed star\n \n \n \n \n \n \n \n \n \n A five pointed star\n \n \n \n \n \n \n \n \n \n A five pointed star\n \n \n \n \n \n \n \n \n <\/div> <span class=\"financial-product-card__rating_value headline-regular\">4.3<span>\/5<\/span><\/span>\n <\/div> <\/div>\n <div class=\"financial-product-card__perks-banner\">\n <div class=\"financial-product-card__perks-banner__perks-icon\">\n \n <title>Icon of check mark inside a promo stamp<\/title>\n It indicates a confirmed selection.\n \n <\/div>\n <div>\n <strong class=\"financial-product-card__perks-banner__title headline-bold\">\n Perks\n <\/strong>\n <p class=\"financial-product-card__perks-banner__text headline-regular\">Earn 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy\u2122 program. Earn 3 points at Worldwide Restaurants and on flights booked directly with airlines. Earn 2 points on all other eligible purchases.<\/p>\n <\/div>\n <\/div> \n \n \n <div class=\"financial-product-card__specs\">\n \t\t\n \n \t\t\n \n \t\t<div>\n \t\t\t<p>\n \t\t\t\t<strong class=\"financial-product-card__specs__title headline-bold\">\n \t\t\t\t\t\tRegular APR\n \t\t\t\t<\/strong>\n \t\t\t<\/p>\n \t\t\t<p class=\"financial-product-card__specs__text headline-regular\">20.99% - 29.99% Variable<\/p>\n \t\t<\/div>\n \n \t\t<div>\n \t\t\t\n \t\t\t<p class=\"financial-product-card__specs__text headline-regular\">Earn 185,000 Marriott Bonvoy bonus points<\/p>\n \t\t<\/div>\n \n \t\t<div>\n \t\t\t<p>\n \t\t\t\t<strong class=\"financial-product-card__specs__title headline-bold\">\n \t\t\t\t\t\tRecommended Credit\n \t\t\t\t<\/strong>\n \t\t\t<\/p>\n \t\t\t<p class=\"financial-product-card__specs__text headline-regular\">Good to Excellent<\/p>\n \t\t<\/div>\n \n \n \n \n \n \n <\/div> <\/div>\n <div class=\"financial-product-card__collapsable-area d-none\">\n <div class=\"pros-and-cons pros-and-cons__financial\">\n \n <div class=\"pros-and-cons__subgrid-container\" data-analytics-product-id=\"5e836ab12ff8394e306c9f08\" data-analytics-product-brand=\"American Express\" data-analytics-product-name=\"Marriott Bonvoy Brilliant\u00ae American Express\u00ae Card\" data-analytics-product-index=\"5\" data-analytics-product-module=\"financial_product_card\" data-analytics-product-area=\"pros_cons\">\n <strong class=\"headline-bold\">Pros<\/strong>\n <ul class=\"pros-and-cons__list\">\n <li class=\"pros-and-cons__list-item headline-regular\">\n <title>Check mark icon<\/title>\n A check mark. It indicates a confirmation of your intended interaction.\n \n <span>Annual statement credits can save you money on Marriott stays<\/span><\/li>\n <li class=\"pros-and-cons__list-item headline-regular\">\n <title>Check mark icon<\/title>\n A check mark. It indicates a confirmation of your intended interaction.\n \n <span>You get a free reward night each year after your renewal month<\/span><\/li>\n <\/ul>\n <\/div>\n <div class=\"pros-and-cons__subgrid-container\">\n <strong class=\"headline-bold\">Cons<\/strong>\n <ul class=\"pros-and-cons__list\">\n <li class=\"pros-and-cons__list-item headline-regular\"> \n <title>con icon<\/title>\n Two crossed lines that form an 'X'.\n \n <span>High annual fee<\/span><\/li>\n <li class=\"pros-and-cons__list-item headline-regular\"> \n <title>con icon<\/title>\n Two crossed lines that form an 'X'.\n \n <span>Other cards are more rewarding for earning points on your spending<\/span><\/li>\n <\/ul>\n <\/div>\n <\/div> <div class=\"financial-product-card__product-details\">\n <strong class=\"financial-product-card__product-details__title headline-bold\">\n Product Details\n <\/strong>\n <ul class=\"financial-product-card__product-details__list headline-regular\">\n <li class=\"financial-product-card__product-details__list-item\">Earn 185,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">$300 Brilliant Dining Credit: Each calendar year, get up to $300 (up to $25 per month) in statement credits for eligible purchases made on the Marriott Bonvoy Brilliant\u00ae American Express\u00ae Card at restaurants worldwide.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">With Marriott Bonvoy Platinum Elite status, you can receive room upgrades, including enhanced views or suites, when available at select properties and booked with a Qualifying Rate.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">Earn 6X Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy\u00ae. 3X points at restaurants worldwide and on flights booked directly with airlines. 2X points on all other eligible purchases.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">Free Night Award: Receive 1 Free Night Award every year after your Card renewal month. Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy points) at hotels participating in Marriott Bonvoy\u00ae. Certain hotels have resort fees.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">Each calendar year after spending $60,000 on eligible purchases on your Marriott Bonvoy Brilliant\u00ae American Express\u00ae Card, you will be eligible to select a Brilliant Earned Choice Award benefit. You can only earn one Earned Choice Award per calendar year. See https:\/\/www.choice-benefit.marriott.com\/brilliant for Award options.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">$100 Marriott Bonvoy Property Credit: Enjoy your stay. Receive up to a $100 property credit for qualifying charges at The Ritz-Carlton\u00ae or St. Regis\u00ae when you book direct using a special rate for a two-night minimum stay using your Card.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">Fee Credit for Global Entry or TSA PreCheck\u00ae: Receive either a statement credit every 4 years after you apply for Global Entry ($100) or a statement credit every 4.5 years after you apply for a five-year membership for TSA PreCheck\u00ae (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Marriott Bonvoy Brilliant\u00ae American Express\u00ae Card. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">Each calendar year with your Marriott Bonvoy Brilliant\u00ae American Express\u00ae Card you can receive 25 Elite Night Credits toward the next level of Marriott Bonvoy\u00ae Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express. Terms apply.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">Enroll in Priority Pass\u2122 Select, which offers unlimited airport lounge visits to over 1,200 lounges in over 130 countries, regardless of which carrier or class you are flying. This allows you to relax before or between flights. You can enjoy snacks, drinks, and internet access in a quiet, comfortable location.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">No Foreign Transaction Fees on international purchases.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">With Cell Phone Protection, you can be reimbursed, the lesser of, your repair or replacement costs following damage, such as a cracked screen, or theft for a maximum of $800 per claim when your cell phone line is listed on a wireless bill and the prior month's wireless bill was paid by an Eligible Card Account. A $50 deductible will apply to each approved claim with a limit of 2 approved claims per 12-month period. Additional terms and conditions apply. Coverage is provided by New Hampshire Insurance Company, an AIG Company.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">$650 Annual Fee.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">Terms Apply.<\/li>\n <\/ul>\n <\/div> <\/div>\n \n <\/div>\n \n \n <div id=\"delta-skymiles\u00ae-reserve-american-express-card\" class=\"financial-product-card ignore-typography\" data-component-type=\"financial-product-card\">\n \n <div class=\"product-label-container\">\n \n <p>\n <span class=\"product-label headline-regular \">\n Best airline metal credit card\n <\/span>\n <\/p> <\/div>\n <div class=\"financial-product-card__grid-container\">\n <p>Delta SkyMiles\u00ae Reserve American Express Card<\/p>\n \n <div>\n <div class=\"financial-product-card__card-image\">\n <a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/affiliate.insider.com\/?amazonTrackingID=biauto-57811-20&h=dcff616f1f47024b33e3295776be95171e50240e84e6e6ea26eb43f97bb44454&platform=browser&postID=640f8b3316ce4f3e7a655b10&postSlug=personal-finance%2Fbest-metal-credit-cards&site=bi&u=https%3A%2F%2Foc.brcclx.com%2Ft%2F%3Flid%3D26673978%26cr%3D28033%26last_updated%3D1598306653\" data-analytics-product-id=\"5e8367c02d41c1518e1e6446\" data-analytics-product-brand=\"American Express\" data-analytics-product-name=\"Delta SkyMiles\u00ae Reserve American Express Card\" data-analytics-product-index=\"6\" data-analytics-product-module=\"financial_product_card\" data-analytics-product-area=\"image\" data-am-orig-url=\"https:\/\/affiliate.insider.com\/?h=dcff616f1f47024b33e3295776be95171e50240e84e6e6ea26eb43f97bb44454&u=https%3A%2F%2Foc.brcclx.com%2Ft%2F%3Flid%3D26673978%26cr%3D28033%26last_updated%3D1598306653\">\n <div class=\"lazy-holder lazy-holder financial-product-card__card-image__bg\" style=\"padding-top: calc(100% * 181 \/ 289)\">\n \n \n <img class=\"lazy-image financial-product-card__card-image__bg\" src=\"https:\/\/i.insider.com\/662a657b0dfb1341e9ff0883?width=400\" alt=\"American Express Delta SkyMiles\u00ae Reserve American Express Card\" \/>\n \n \n <img src=\"https:\/\/i.insider.com\/662a657b0dfb1341e9ff0883?width=400\" \/>\n \n \n <\/div> <\/a>\n <\/div>\n <div class=\"financial-product-card__star-container\" id=\"5e8367c02d41c1518e1e6446-star-rating\">\n <strong class=\"financial-product-card__star-container__label headline-bold\">Insider\u2019s Rating\n <\/strong>\n \n <div class=\"star-rating financial-product-card__star-rating\">\n \n A five pointed star\n \n \n \n \n \n \n \n \n \n A five pointed star\n \n \n \n \n \n \n \n \n \n A five pointed star\n \n \n \n \n \n \n \n \n \n A five pointed star\n \n \n \n \n \n \n \n \n \n A five pointed star\n \n \n \n \n \n \n \n \n <\/div> <span class=\"financial-product-card__rating_value headline-regular\">4.1<span>\/5<\/span><\/span>\n <\/div> <\/div>\n <div class=\"financial-product-card__perks-banner\">\n <div class=\"financial-product-card__perks-banner__perks-icon\">\n \n <title>Icon of check mark inside a promo stamp<\/title>\n It indicates a confirmed selection.\n \n <\/div>\n <div>\n <strong class=\"financial-product-card__perks-banner__title headline-bold\">\n Perks\n \n \n \n <\/strong>\n <p class=\"financial-product-card__perks-banner__text headline-regular\">Limited time offer: Earn 10X rewards at restaurants worldwide for three months, on up to $25,000 in purchases when eligible card member refers a friend and the friend applies by May 22, 2024 and gets the card (terms apply).<\/p>\n <\/div>\n <\/div> \n \n \n <div class=\"financial-product-card__specs\">\n \t\t\n \n \t\t\n \n \t\t<div>\n \t\t\t<p>\n \t\t\t\t<strong class=\"financial-product-card__specs__title headline-bold\">\n \t\t\t\t\t\tRegular APR\n \t\t\t\t<\/strong>\n \t\t\t<\/p>\n \t\t\t<p class=\"financial-product-card__specs__text headline-regular\">20.99% - 29.99% Variable<\/p>\n \t\t<\/div>\n \n \t\t\n \n \t\t<div>\n \t\t\t<p>\n \t\t\t\t<strong class=\"financial-product-card__specs__title headline-bold\">\n \t\t\t\t\t\tRecommended Credit\n \t\t\t\t<\/strong>\n \t\t\t<\/p>\n \t\t\t<p class=\"financial-product-card__specs__text headline-regular\">Good to Excellent<\/p>\n \t\t<\/div>\n \n \n \n \n \n \n <\/div> <\/div>\n <div class=\"financial-product-card__collapsable-area d-none\">\n <div class=\"pros-and-cons pros-and-cons__financial\">\n \n <div class=\"pros-and-cons__subgrid-container\" data-analytics-product-id=\"5e8367c02d41c1518e1e6446\" data-analytics-product-brand=\"American Express\" data-analytics-product-name=\"Delta SkyMiles\u00ae Reserve American Express Card\" data-analytics-product-index=\"6\" data-analytics-product-module=\"financial_product_card\" data-analytics-product-area=\"pros_cons\">\n <strong class=\"headline-bold\">Pros<\/strong>\n <ul class=\"pros-and-cons__list\">\n <li class=\"pros-and-cons__list-item headline-regular\">\n <title>Check mark icon<\/title>\n A check mark. It indicates a confirmation of your intended interaction.\n \n <span>Annual companion certificate benefit, which is valid for domestic first class and Comfort+ as well as the main cabin<\/span><\/li>\n <li class=\"pros-and-cons__list-item headline-regular\">\n <title>Check mark icon<\/title>\n A check mark. It indicates a confirmation of your intended interaction.\n \n <span>Access to Delta Sky Clubs and American Express Centurion Lounges when you're flying Delta<\/span><\/li>\n <li class=\"pros-and-cons__list-item headline-regular\">\n <title>Check mark icon<\/title>\n A check mark. It indicates a confirmation of your intended interaction.\n \n <span>Earns 3x miles on Delta purchases<\/span><\/li>\n <\/ul>\n <\/div>\n <div class=\"pros-and-cons__subgrid-container\">\n <strong class=\"headline-bold\">Cons<\/strong>\n <ul class=\"pros-and-cons__list\">\n <li class=\"pros-and-cons__list-item headline-regular\"> \n <title>con icon<\/title>\n Two crossed lines that form an 'X'.\n \n <span>Very high annual fee<\/span><\/li>\n <li class=\"pros-and-cons__list-item headline-regular\"> \n <title>con icon<\/title>\n Two crossed lines that form an 'X'.\n \n <span>Doesn't offer bonus miles on non-Delta purchases<\/span><\/li>\n <\/ul>\n <\/div>\n <\/div> <div class=\"financial-product-card__product-details\">\n <strong class=\"financial-product-card__product-details__title headline-bold\">\n Product Details\n <\/strong>\n <ul class=\"financial-product-card__product-details__list headline-regular\">\n <li class=\"financial-product-card__product-details__list-item\">Earn 60,000 Bonus Miles after you spend $5,000 in purchases on your new Card in your first 6 months of Card Membership.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">Reserve your piece of history with the new limited edition Boeing 747 Delta SkyMiles\u00ae Reserve American Express Card design.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">Enjoy complimentary access to the Delta Sky Club\u00ae and bring up to two guests or immediate family members at a rate of $50 per person per visit when flying Delta. Effective 2\/1\/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2\/1\/25, the total eligible purchases on the Card must equal $75,000 or more between 1\/1\/24 and 12\/31\/24, and each calendar year thereafter.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">Receive four Delta Sky Club\u00ae One-Time Guest Passes each year when you fly together on Delta. After that, you may bring up to two guests at a per-visit rate of $50 per person, per location.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">Enjoy complimentary access to The Centurion\u00ae Lounge when you book a Delta flight with your Reserve Card.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">Receive $2,500 Medallion\u00ae Qualification Dollars each Medallion Qualification Year and get closer to Status with MQD Headstart.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">Earn $1 Medallion\u00ae Qualification Dollar for each $10 of purchases made on your Delta SkyMiles\u00ae Reserve American Express Card in a calendar year and get a boost toward achieving elevated Medallion Status for next Medallion Year.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">Receive a Companion Certificate on First Class, Delta Comfort+\u00ae, or Main Cabin domestic, Caribbean, or Central American roundtrip flights each year after renewal of your Card. The Companion Ticket requires payment of government-imposed taxes and fees of no more than $80 for roundtrip domestic flights and no more than $250 for roundtrip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">$240 Resy Credit: With the Delta SkyMiles\u00ae Reserve American Express Card Resy Credit, earn up to $20 per month in statement credits on eligible Resy purchases using your enrolled Card.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">$120 Rideshare Credit: You can earn up to $10 back in statement credits each month on U.S. rideshare purchases with select providers after you pay with your Delta SkyMiles\u00ae Reserve American Express Card. Enrollment Required.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">Delta SkyMiles\u00ae Reserve American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">With your Card receive upgrade priority over other Medallion Members within the same Medallion level and fare class.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">Delta SkyMiles\u00ae Reserve American Express Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">Earn 3X Miles on Delta purchases and earn 1X Miles on all other eligible purchases.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">No Foreign Transaction Fees.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">$650 Annual Fee.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">Terms Apply.<\/li>\n <\/ul>\n <\/div> <\/div>\n \n <\/div>\n \n \n <div id=\"the-business-platinum-card\u00ae-from-american-express\" class=\"financial-product-card ignore-typography\" data-component-type=\"financial-product-card\">\n \n <div class=\"product-label-container\">\n \n <p>\n <span class=\"product-label headline-regular \">\n Best small business metal card\n <\/span>\n <\/p> <\/div>\n <div class=\"financial-product-card__grid-container\">\n <p>The Business Platinum Card\u00ae from American Express<\/p>\n \n <div>\n <div class=\"financial-product-card__card-image\">\n <a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/affiliate.insider.com\/?amazonTrackingID=biauto-57811-20&h=80566a7a4c933da3ce6e5b7ad3d4c90451c607749abc92fe09bf787f4df9912f&platform=browser&postID=640f8b3316ce4f3e7a655b10&postSlug=personal-finance%2Fbest-metal-credit-cards&site=bi&u=https%3A%2F%2Foc.brcclx.com%2Ft%2F%3Flid%3D26682253%26cr%3D30748%26last_updated%3D1642108902\" data-analytics-product-id=\"5e78e372671de020577f79f5\" data-analytics-product-brand=\"American Express\" data-analytics-product-name=\"The Business Platinum Card\u00ae from American Express\" data-analytics-product-index=\"7\" data-analytics-product-module=\"financial_product_card\" data-analytics-product-area=\"image\" data-am-orig-url=\"https:\/\/affiliate.insider.com\/?h=80566a7a4c933da3ce6e5b7ad3d4c90451c607749abc92fe09bf787f4df9912f&u=https%3A%2F%2Foc.brcclx.com%2Ft%2F%3Flid%3D26682253%26cr%3D30748%26last_updated%3D1642108902\">\n <div class=\"lazy-holder lazy-holder financial-product-card__card-image__bg\" style=\"padding-top: calc(100% * 181 \/ 289)\">\n \n \n <img class=\"lazy-image financial-product-card__card-image__bg\" src=\"https:\/\/i.insider.com\/60dde52b12b6f300180a3170?width=400\" alt=\"American Express The Business Platinum Card\u00ae from American Express\" \/>\n \n \n <img src=\"https:\/\/i.insider.com\/60dde52b12b6f300180a3170?width=400\" \/>\n \n \n <\/div> <\/a>\n <\/div>\n <div class=\"financial-product-card__star-container\" id=\"5e78e372671de020577f79f5-star-rating\">\n <strong class=\"financial-product-card__star-container__label headline-bold\">Insider\u2019s Rating\n <\/strong>\n \n \n \n \n <div class=\"star-rating financial-product-card__star-rating\">\n \n A five pointed star\n \n \n \n \n \n \n \n \n \n A five pointed star\n \n \n \n \n \n \n \n \n \n A five pointed star\n \n \n \n \n \n \n \n \n \n A five pointed star\n \n \n \n \n \n \n \n \n \n A five pointed star\n \n \n \n \n \n \n \n \n <\/div> <span class=\"financial-product-card__rating_value headline-regular\">4.5<span>\/5<\/span><\/span>\n <\/div> <\/div>\n <div class=\"financial-product-card__perks-banner\">\n <div class=\"financial-product-card__perks-banner__perks-icon\">\n \n <title>Icon of check mark inside a promo stamp<\/title>\n It indicates a confirmed selection.\n \n <\/div>\n <div>\n <strong class=\"financial-product-card__perks-banner__title headline-bold\">\n Perks\n <\/strong>\n <p class=\"financial-product-card__perks-banner__text headline-regular\">Limited time offer: Earn 10X Membership Rewards\u00ae points at restaurants worldwide for three months, on up to $25,000 in purchases when eligible card member refers a friend and the friend applies by May 22, 2024 and gets the card (terms apply). Earn 5X Membership Rewards\u00ae points on flights and prepaid hotels on AmexTravel.com. Earn 1.5X points on each eligible purchase at shipping providers, US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, as well as on purchases of $5,000 or more everywhere else (on up to $2 million per calendar year). Earn 1X points for each dollar you spend on other eligible purchases.<\/p>\n <\/div>\n <\/div> \n \n \n <div class=\"financial-product-card__specs\">\n \t\t\n \n \t\t\n \n \t\t<div>\n \t\t\t<p>\n \t\t\t\t<strong class=\"financial-product-card__specs__title headline-bold\">\n \t\t\t\t\t\tRegular APR\n \t\t\t\t<\/strong>\n \t\t\t<\/p>\n \t\t\t<p class=\"financial-product-card__specs__text headline-regular\">19.49% - 28.49% Variable<\/p>\n \t\t<\/div>\n \n \t\t<div>\n \t\t\t\n \t\t\t<p class=\"financial-product-card__specs__text headline-regular\">Earn 150,000 Membership Rewards\u00ae points<\/p>\n \t\t<\/div>\n \n \t\t<div>\n \t\t\t<p>\n \t\t\t\t<strong class=\"financial-product-card__specs__title headline-bold\">\n \t\t\t\t\t\tRecommended Credit\n \t\t\t\t<\/strong>\n \t\t\t<\/p>\n \t\t\t<p class=\"financial-product-card__specs__text headline-regular\">Good to Excellent<\/p>\n \t\t<\/div>\n \n \n \n \n \n \n <\/div> <\/div>\n <div class=\"financial-product-card__collapsable-area d-none\">\n <div class=\"pros-and-cons pros-and-cons__financial\">\n \n <div class=\"pros-and-cons__subgrid-container\" data-analytics-product-id=\"5e78e372671de020577f79f5\" data-analytics-product-brand=\"American Express\" data-analytics-product-name=\"The Business Platinum Card\u00ae from American Express\" data-analytics-product-index=\"7\" data-analytics-product-module=\"financial_product_card\" data-analytics-product-area=\"pros_cons\">\n <strong class=\"headline-bold\">Pros<\/strong>\n <ul class=\"pros-and-cons__list\">\n <li class=\"pros-and-cons__list-item headline-regular\">\n <title>Check mark icon<\/title>\n A check mark. It indicates a confirmation of your intended interaction.\n \n <span>More travel benefits than you'll find on any other business credit card<\/span><\/li>\n <li class=\"pros-and-cons__list-item headline-regular\">\n <title>Check mark icon<\/title>\n A check mark. It indicates a confirmation of your intended interaction.\n \n <span>Generous airport lounge access options, from American Express Centurion Lounges to Priority Pass (enrollment required)<\/span><\/li>\n <li class=\"pros-and-cons__list-item headline-regular\">\n <title>Check mark icon<\/title>\n A check mark. It indicates a confirmation of your intended interaction.\n \n <span>Complimentary hotel elite status (enrollment required)<\/span><\/li>\n <li class=\"pros-and-cons__list-item headline-regular\">\n <title>Check mark icon<\/title>\n A check mark. It indicates a confirmation of your intended interaction.\n \n <span>Access to Amex concierge services<\/span><\/li>\n <\/ul>\n <\/div>\n <div class=\"pros-and-cons__subgrid-container\">\n <strong class=\"headline-bold\">Cons<\/strong>\n <ul class=\"pros-and-cons__list\">\n <li class=\"pros-and-cons__list-item headline-regular\"> \n <title>con icon<\/title>\n Two crossed lines that form an 'X'.\n \n <span>Very high annual fee<\/span><\/li>\n <li class=\"pros-and-cons__list-item headline-regular\"> \n <title>con icon<\/title>\n Two crossed lines that form an 'X'.\n \n <span>Limited opportunities to earn bonus points<\/span><\/li>\n <li class=\"pros-and-cons__list-item headline-regular\"> \n <title>con icon<\/title>\n Two crossed lines that form an 'X'.\n \n <span>Annual statement credits won't be useful for everyone<\/span><\/li>\n <\/ul>\n <\/div>\n <\/div> <div class=\"financial-product-card__product-details\">\n <strong class=\"financial-product-card__product-details__title headline-bold\">\n Product Details\n <\/strong>\n <ul class=\"financial-product-card__product-details__list headline-regular\">\n <li class=\"financial-product-card__product-details__list-item\">Welcome Offer: Earn 150,000 Membership Rewards\u00ae points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">5X Membership Rewards\u00ae points on flights and prepaid hotels on AmexTravel.com, and 1X points for each dollar you spend on eligible purchases.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">Earn 1.5X points (that\u2019s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">Unlock over $1,000 in statement credits on select purchases, including tech, recruiting and wireless in the first year of membership with the Business Platinum Card\u00ae. Enrollment required. See how you can unlock over $1,000 annually in credits on select purchases with the Business Platinum Card\u00ae, here.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">$200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to the Card.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">$189 CLEAR\u00ae Plus Credit: Use your card and get up to $189 in statement credits per calendar year on your CLEAR\u00ae Plus Membership (subject to auto-renewal) when you use the Business Platinum Card\u00ae.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">The American Express Global Lounge Collection\u00ae can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 03\/2023.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">$695 Annual Fee.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">Terms Apply.<\/li>\n <\/ul>\n <\/div> <\/div>\n \n <\/div>\n \n \n <div id=\"capital-one-savor-cash-rewards-credit-card\u2020\" class=\"financial-product-card ignore-typography\" data-component-type=\"financial-product-card\">\n \n <div class=\"financial-product-card__grid-container\">\n <p>Capital One Savor Cash Rewards Credit Card\u2020<\/p>\n \n <div>\n <div class=\"financial-product-card__card-image\">\n <div class=\"lazy-holder lazy-holder financial-product-card__card-image__bg\" style=\"padding-top: calc(100% * 181 \/ 289)\">\n \n \n <img class=\"lazy-image financial-product-card__card-image__bg\" src=\"https:\/\/i.insider.com\/60a3e16cf27b4c001944510c?width=400\" alt=\"Capital One Capital One Savor Cash Rewards Credit Card\u2020\" \/>\n \n \n <img src=\"https:\/\/i.insider.com\/60a3e16cf27b4c001944510c?width=400\" \/>\n \n \n <\/div> <\/div>\n <div class=\"financial-product-card__star-container\" id=\"5e8399cd487c226fc85f360d-star-rating\">\n <strong class=\"financial-product-card__star-container__label headline-bold\">Insider\u2019s Rating\n <\/strong>\n \n <div class=\"star-rating financial-product-card__star-rating\">\n \n A five pointed star\n \n \n \n \n \n \n \n \n \n A five pointed star\n \n \n \n \n \n \n \n \n \n A five pointed star\n \n \n \n \n \n \n \n \n \n A five pointed star\n \n \n \n \n \n \n \n \n \n A five pointed star\n \n \n \n \n \n \n \n \n <\/div> <span class=\"financial-product-card__rating_value headline-regular\">4.1<span>\/5<\/span><\/span>\n <\/div> <\/div>\n <div class=\"financial-product-card__perks-banner\">\n <div class=\"financial-product-card__perks-banner__perks-icon\">\n \n <title>Icon of check mark inside a promo stamp<\/title>\n It indicates a confirmed selection.\n \n <\/div>\n <div>\n <strong class=\"financial-product-card__perks-banner__title headline-bold\">\n Perks\n \n \n \n <\/strong>\n <p class=\"financial-product-card__perks-banner__text headline-regular\">Earn 1-4% cash back on purchases.<\/p>\n <\/div>\n <\/div> \n \n \n <div class=\"financial-product-card__specs\">\n \t\t\n \n \t\t\n \n \t\t<div>\n \t\t\t<p>\n \t\t\t\t<strong class=\"financial-product-card__specs__title headline-bold\">\n \t\t\t\t\t\tRegular APR\n \t\t\t\t<\/strong>\n \t\t\t<\/p>\n \t\t\t<p class=\"financial-product-card__specs__text headline-regular\">20.24% - 28.24% Variable<\/p>\n \t\t<\/div>\n \n \t\t\n \n \t\t<div>\n \t\t\t<p>\n \t\t\t\t<strong class=\"financial-product-card__specs__title headline-bold\">\n \t\t\t\t\t\tRecommended Credit\n \t\t\t\t<\/strong>\n \t\t\t<\/p>\n \t\t\t<p class=\"financial-product-card__specs__text headline-regular\">Excellent<\/p>\n \t\t<\/div>\n \n \n \n \n \n \n <\/div> <\/div>\n <div class=\"financial-product-card__collapsable-area d-none\">\n <div class=\"pros-and-cons pros-and-cons__financial\">\n \n <div class=\"pros-and-cons__subgrid-container\" data-analytics-product-id=\"5e8399cd487c226fc85f360d\" data-analytics-product-brand=\"Capital One\" data-analytics-product-name=\"Capital One Savor Cash Rewards Credit Card\u2020\" data-analytics-product-index=\"8\" data-analytics-product-module=\"financial_product_card\" data-analytics-product-area=\"pros_cons\">\n <strong class=\"headline-bold\">Pros<\/strong>\n <ul class=\"pros-and-cons__list\">\n <li class=\"pros-and-cons__list-item headline-regular\">\n <title>Check mark icon<\/title>\n A check mark. It indicates a confirmation of your intended interaction.\n \n <span>High cash-back rate for dining and entertainment<\/span><\/li>\n <li class=\"pros-and-cons__list-item headline-regular\">\n <title>Check mark icon<\/title>\n A check mark. It indicates a confirmation of your intended interaction.\n \n <span>No foreign transaction fees<\/span><\/li>\n <\/ul>\n <\/div>\n <div class=\"pros-and-cons__subgrid-container\">\n <strong class=\"headline-bold\">Cons<\/strong>\n <ul class=\"pros-and-cons__list\">\n <li class=\"pros-and-cons__list-item headline-regular\"> \n <title>con icon<\/title>\n Two crossed lines that form an 'X'.\n \n <span>Many other cash-back cards don't charge an annual fee (but at least this one's waived for the first year)<\/span><\/li>\n <\/ul>\n <\/div>\n <\/div> <\/div>\n \n <\/div>\n \n \n <div id=\"u.s.-bank-altitude\u00ae-reserve-visa-infinite\u00ae-card\" class=\"financial-product-card ignore-typography\" data-component-type=\"financial-product-card\">\n \n <div class=\"product-label-container\">\n \n <p>\n <span class=\"product-label headline-regular \">\n Best metal credit card for mobile payments\n <\/span>\n <\/p> <\/div>\n <div class=\"financial-product-card__grid-container\">\n <p>U.S. Bank Altitude\u00ae Reserve Visa Infinite\u00ae Card<\/p>\n \n <div>\n <div class=\"financial-product-card__card-image\">\n <div class=\"lazy-holder lazy-holder financial-product-card__card-image__bg\" style=\"padding-top: calc(100% * 181 \/ 289)\">\n \n \n <img class=\"lazy-image financial-product-card__card-image__bg\" src=\"https:\/\/i.insider.com\/653c2c180487ff031cb14724?width=400\" alt=\"U.S. Bank U.S. Bank Altitude\u00ae Reserve Visa Infinite\u00ae Card\" \/>\n \n \n <img src=\"https:\/\/i.insider.com\/653c2c180487ff031cb14724?width=400\" \/>\n \n \n <\/div> <\/div>\n <div class=\"financial-product-card__star-container\" id=\"5eeba8ec3f737023cf0750c2-star-rating\">\n <strong class=\"financial-product-card__star-container__label headline-bold\">Insider\u2019s Rating\n <\/strong>\n \n <div class=\"star-rating financial-product-card__star-rating\">\n \n A five pointed star\n \n \n \n \n \n \n \n \n \n A five pointed star\n \n \n \n \n \n \n \n \n \n A five pointed star\n \n \n \n \n \n \n \n \n \n A five pointed star\n \n \n \n \n \n \n \n \n \n A five pointed star\n \n \n \n \n \n \n \n \n <\/div> <span class=\"financial-product-card__rating_value headline-regular\">4.1<span>\/5<\/span><\/span>\n <\/div> <\/div>\n <div class=\"financial-product-card__perks-banner\">\n <div class=\"financial-product-card__perks-banner__perks-icon\">\n \n <title>Icon of check mark inside a promo stamp<\/title>\n It indicates a confirmed selection.\n \n <\/div>\n <div>\n <strong class=\"financial-product-card__perks-banner__title headline-bold\">\n Perks\n <\/strong>\n <p class=\"financial-product-card__perks-banner__text headline-regular\">Earn 1-5x points on purchases<\/p>\n <\/div>\n <\/div> \n \n \n <div class=\"financial-product-card__specs\">\n \t\t\n \n \t\t\n \n \t\t<div>\n \t\t\t<p>\n \t\t\t\t<strong class=\"financial-product-card__specs__title headline-bold\">\n \t\t\t\t\t\tRegular APR\n \t\t\t\t<\/strong>\n \t\t\t<\/p>\n \t\t\t<p class=\"financial-product-card__specs__text headline-regular\">21.24% - 28.24% Variable<\/p>\n \t\t<\/div>\n \n \n \t\t<div>\n \t\t\t<p>\n \t\t\t\t<strong class=\"financial-product-card__specs__title headline-bold\">\n \t\t\t\t\t\tRecommended Credit\n \t\t\t\t<\/strong>\n \t\t\t<\/p>\n \t\t\t<p class=\"financial-product-card__specs__text headline-regular\">Excellent<\/p>\n \t\t<\/div>\n \n \n \n \n \n \n <\/div> <\/div>\n <div class=\"financial-product-card__collapsable-area d-none\">\n <div class=\"pros-and-cons pros-and-cons__financial\">\n \n <div class=\"pros-and-cons__subgrid-container\" data-analytics-product-id=\"5eeba8ec3f737023cf0750c2\" data-analytics-product-brand=\"U.S. Bank\" data-analytics-product-name=\"U.S. Bank Altitude\u00ae Reserve Visa Infinite\u00ae Card\" data-analytics-product-index=\"9\" data-analytics-product-module=\"financial_product_card\" data-analytics-product-area=\"pros_cons\">\n <strong class=\"headline-bold\">Pros<\/strong>\n <ul class=\"pros-and-cons__list\">\n <li class=\"pros-and-cons__list-item headline-regular\">\n <title>Check mark icon<\/title>\n A check mark. It indicates a confirmation of your intended interaction.\n \n <span>Substantial welcome bonus and great earning opportunities, especially with mobile wallets<\/span><\/li>\n <li class=\"pros-and-cons__list-item headline-regular\">\n <title>Check mark icon<\/title>\n A check mark. It indicates a confirmation of your intended interaction.\n \n <span>$325 annual travel and dining credit can offset most of the $400 annual fee<\/span><\/li>\n <li class=\"pros-and-cons__list-item headline-regular\">\n <title>Check mark icon<\/title>\n A check mark. It indicates a confirmation of your intended interaction.\n \n <span>Top-notch travel insurance and protections<\/span><\/li>\n <\/ul>\n <\/div>\n <div class=\"pros-and-cons__subgrid-container\">\n <strong class=\"headline-bold\">Cons<\/strong>\n <ul class=\"pros-and-cons__list\">\n <li class=\"pros-and-cons__list-item headline-regular\"> \n <title>con icon<\/title>\n Two crossed lines that form an 'X'.\n \n <span>You must have an existing relationship with US Bank to be approved<\/span><\/li>\n <li class=\"pros-and-cons__list-item headline-regular\"> \n <title>con icon<\/title>\n Two crossed lines that form an 'X'.\n \n <span>Limited to a 12-month complimentary Priority Pass membership with only four free visits for cardholder (plus a guest) included<\/span><\/li>\n <li class=\"pros-and-cons__list-item headline-regular\"> \n <title>con icon<\/title>\n Two crossed lines that form an 'X'.\n \n <span>No airline or hotel transfer partners<\/span><\/li>\n <\/ul>\n <\/div>\n <\/div> <div class=\"financial-product-card__product-details\">\n <strong class=\"financial-product-card__product-details__title headline-bold\">\n Product Details\n <\/strong>\n <ul class=\"financial-product-card__product-details__list headline-regular\">\n <li class=\"financial-product-card__product-details__list-item\">The information related to the U.S. Bank Altitude\u00ae Reserve Visa Infinite\u00ae Card has been collected by Business Insider and has not been reviewed by the issuer.<\/li>\n <li class=\"financial-product-card__product-details__list-item\">Earn 50,000 points worth $750 on travel after spending $4,500 in the first 90 days of account opening<\/li>\n <li class=\"financial-product-card__product-details__list-item\">Earn 5X points on prepaid hotels and car rentals booked directly in the Altitude Rewards<\/li>\n <li class=\"financial-product-card__product-details__list-item\">Earn 3X points for every $1 on eligible travel purchases and mobile wallet<\/li>\n <li class=\"financial-product-card__product-details__list-item\">Earn 1X point per $1 spent on all other eligible net purchases<\/li>\n <li class=\"financial-product-card__product-details__list-item\">Use your mobile device to instantly redeem points for almost any purchase<\/li>\n <\/ul>\n <\/div> <\/div>\n \n <\/div>\n \n \n <div id=\"u.s.-bank-altitude\u00ae-go-visa-signature\u00ae-card\" class=\"financial-product-card ignore-typography\" data-component-type=\"financial-product-card\">\n \n <div class=\"product-label-container\">\n \n <p>\n <span class=\"product-label headline-regular \">\n Best no annual fee metal credit card\n <\/span>\n <\/p> <\/div>\n <div class=\"financial-product-card__grid-container\">\n <p>U.S. Bank Altitude\u00ae Go Visa Signature\u00ae Card<\/p>\n \n <div>\n <div class=\"financial-product-card__card-image\">\n <div class=\"lazy-holder lazy-holder financial-product-card__card-image__bg\" style=\"padding-top: calc(100% * 181 \/ 289)\">\n \n \n <img class=\"lazy-image financial-product-card__card-image__bg\" src=\"https:\/\/i.insider.com\/61d3592a87e64b0018e12b4e?width=400\" alt=\"U.S. Bank U.S. Bank Altitude\u00ae Go Visa Signature\u00ae Card\" \/>\n \n \n <img src=\"https:\/\/i.insider.com\/61d3592a87e64b0018e12b4e?width=400\" \/>\n \n \n <\/div> <\/div>\n <div class=\"financial-product-card__star-container\" id=\"6165d2981e8b320018bb4801-star-rating\">\n <strong class=\"financial-product-card__star-container__label headline-bold\">Insider\u2019s Rating\n <\/strong>\n \n <div class=\"star-rating financial-product-card__star-rating\">\n \n A five pointed star\n \n \n \n \n \n \n \n \n \n A five pointed star\n \n \n \n \n \n \n \n \n \n A five pointed star\n \n \n \n \n \n \n \n \n \n A five pointed star\n \n \n \n \n \n \n \n \n \n A five pointed star\n \n \n \n \n \n \n \n \n <\/div> <span class=\"financial-product-card__rating_value headline-regular\">4<span>\/5<\/span><\/span>\n <\/div> <\/div>\n <div class=\"financial-product-card__perks-banner\">\n <div class=\"financial-product-card__perks-banner__perks-icon\">\n \n <title>Icon of check mark inside a promo stamp<\/title>\n It indicates a confirmed selection.\n \n <\/div>\n <div>\n <strong class=\"financial-product-card__perks-banner__title headline-bold\">\n Perks\n <\/strong>\n <p class=\"financial-product-card__perks-banner__text headline-regular\">Earn 4X points on dining, takeout, and restaurant delivery. Earn 2X points on streaming services. Earn 2X points at grocery stores, grocery delivery, gas stations, and EV charging stations. Earn 1X point on all other eligible purchases.<\/p>\n <\/div>\n <\/div> \n \n \n <div class=\"financial-product-card__specs\">\n \t\t\n \n \t\t<div>\n \t\t\t<p>\n \t\t\t\t<strong class=\"financial-product-card__specs__title headline-bold\">\n \t\t\t\t\t\tIntro APR\n \t\t\t\t<\/strong>\n \t\t\t<\/p>\n \t\t\t<p class=\"financial-product-card__specs__text headline-regular\">0% intro APR on purchases and balance transfers for the first 12 billing cycles<\/p>\n \t\t<\/div>\n \n \t\t<div>\n \t\t\t<p>\n \t\t\t\t<strong class=\"financial-product-card__specs__title headline-bold\">\n \t\t\t\t\t\tRegular APR\n \t\t\t\t<\/strong>\n \t\t\t<\/p>\n \t\t\t<p class=\"financial-product-card__specs__text headline-regular\">18.24% - 29.24% Variable<\/p>\n \t\t<\/div>\n \n \n \t\t<div>\n \t\t\t<p>\n \t\t\t\t<strong class=\"financial-product-card__specs__title headline-bold\">\n \t\t\t\t\t\tRecommended Credit\n \t\t\t\t<\/strong>\n \t\t\t<\/p>\n \t\t\t<p class=\"financial-product-card__specs__text headline-regular\">Good to Excellent<\/p>\n \t\t<\/div>\n \n \n \n \n \n \n <\/div> <\/div>\n <div class=\"financial-product-card__collapsable-area d-none\">\n <div class=\"pros-and-cons pros-and-cons__financial\">\n \n <div class=\"pros-and-cons__subgrid-container\" data-analytics-product-id=\"6165d2981e8b320018bb4801\" data-analytics-product-brand=\"U.S. Bank\" data-analytics-product-name=\"U.S. Bank Altitude\u00ae Go Visa Signature\u00ae Card\" data-analytics-product-index=\"10\" data-analytics-product-module=\"financial_product_card\" data-analytics-product-area=\"pros_cons\">\n <strong class=\"headline-bold\">Pros<\/strong>\n <ul class=\"pros-and-cons__list\">\n <li class=\"pros-and-cons__list-item headline-regular\">\n <title>Check mark icon<\/title>\n A check mark. It indicates a confirmation of your intended interaction.\n \n <span>Great earning rate on dining (4x points = 4% back)<\/span><\/li>\n <li class=\"pros-and-cons__list-item headline-regular\">\n <title>Check mark icon<\/title>\n A check mark. It indicates a confirmation of your intended interaction.\n \n <span>Good welcome bonus for a no-annual-fee card<\/span><\/li>\n <li class=\"pros-and-cons__list-item headline-regular\">\n <title>Check mark icon<\/title>\n A check mark. It indicates a confirmation of your intended interaction.\n \n <span>Annual streaming credit<\/span><\/li>\n <\/ul>\n <\/div>\n <div class=\"pros-and-cons__subgrid-container\">\n <strong class=\"headline-bold\">Cons<\/strong>\n <ul class=\"pros-and-cons__list\">\n <li class=\"pros-and-cons__list-item headline-regular\"> \n <title>con icon<\/title>\n Two crossed lines that form an 'X'.\n \n <span>No airline or hotel transfer partners<\/span><\/li>\n <li class=\"pros-and-cons__list-item headline-regular\"> \n <title>con icon<\/title>\n Two crossed lines that form an 'X'.\n \n <span>Few benefits compared to other rewards credit cards<\/span><\/li>\n <\/ul>\n <\/div>\n <\/div> <\/div>\n \n <\/div>\n \n \n <div id=\"prime-visa\" class=\"financial-product-card ignore-typography\" data-component-type=\"financial-product-card\">\n \n <div class=\"product-label-container\">\n \n <p>\n <span class=\"product-label headline-regular \">\n Best online shopping metal credit card\n <\/span>\n <\/p> <\/div>\n <div class=\"financial-product-card__grid-container\">\n <p>Prime Visa<\/p>\n \n <div>\n <div class=\"financial-product-card__card-image\">\n <a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/affiliate.insider.com\/?amazonTrackingID=biauto-57811-20&h=f0a1f892d6760152ef1eebf801dcfde1ed631d6f279e92e3c6c8d537088fa3cd&platform=browser&postID=640f8b3316ce4f3e7a655b10&postSlug=personal-finance%2Fbest-metal-credit-cards&site=bi&u=https%3A%2F%2Foc.brcclx.com%2Ft%3Flid%3D26728479\" data-analytics-product-id=\"5ef25a3819182428c009d3ca\" data-analytics-product-brand=\"Chase\" data-analytics-product-name=\"Prime Visa\" data-analytics-product-index=\"11\" data-analytics-product-module=\"financial_product_card\" data-analytics-product-area=\"image\" data-am-orig-url=\"https:\/\/affiliate.insider.com\/?h=f0a1f892d6760152ef1eebf801dcfde1ed631d6f279e92e3c6c8d537088fa3cd&u=https%3A%2F%2Foc.brcclx.com%2Ft%3Flid%3D26728479\">\n <div class=\"lazy-holder lazy-holder financial-product-card__card-image__bg\" style=\"padding-top: calc(100% * 181 \/ 289)\">\n \n \n <img class=\"lazy-image financial-product-card__card-image__bg\" src=\"https:\/\/i.insider.com\/644fc75eda6d7b0019bdc477?width=400\" alt=\"Chase Prime Visa\" \/>\n \n \n <img src=\"https:\/\/i.insider.com\/644fc75eda6d7b0019bdc477?width=400\" \/>\n \n \n <\/div> <\/a>\n <\/div>\n <div class=\"financial-product-card__star-container\" id=\"5ef25a3819182428c009d3ca-star-rating\">\n <strong class=\"financial-product-card__star-container__label headline-bold\">Insider\u2019s Rating\n <\/strong>\n \n <div class=\"star-rating financial-product-card__star-rating\">\n \n A five pointed star\n \n \n \n \n \n \n \n \n \n A five pointed star\n \n \n \n \n \n \n \n \n \n A five pointed star\n \n \n \n \n \n \n \n \n \n A five pointed star\n \n \n \n \n \n \n \n \n \n A five pointed star\n \n \n \n \n \n \n \n \n <\/div> <span class=\"financial-product-card__rating_value headline-regular\">4.05<span>\/5<\/span><\/span>\n <\/div> <\/div>\n <div class=\"financial-product-card__perks-banner\">\n <div class=\"financial-product-card__perks-banner__perks-icon\">\n \n <title>Icon of check mark inside a promo stamp<\/title>\n It indicates a confirmed selection.\n \n <\/div>\n <div>\n <strong class=\"financial-product-card__perks-banner__title headline-bold\">\n Perks\n <\/strong>\n <p class=\"financial-product-card__perks-banner__text headline-regular\">Earn 5% back at Amazon.com, Amazon Fresh, and Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership (earn 3% without an eligible Prime membership). Earn 2% back on restaurant, gas station, and local transit and commuting purchases, including rideshare. Earn 1% back on all other purchases.<\/p>\n <\/div>\n <\/div> \n \n \n <div class=\"financial-product-card__specs\">\n \t\t\n \n \t\t\n \n \t\t<div>\n \t\t\t<p>\n \t\t\t\t<strong class=\"financial-product-card__specs__title headline-bold\">\n \t\t\t\t\t\tRegular APR\n \t\t\t\t<\/strong>\n \t\t\t<\/p>\n \t\t\t<p class=\"financial-product-card__specs__text headline-regular\">19.49% - 27.49% Variable<\/p>\n \t\t<\/div>\n \n \t\t<div>\n \t\t\t\n \t\t\t<p class=\"financial-product-card__specs__text headline-regular\">Earn a $100 Amazon gift card<\/p>\n \t\t<\/div>\n \n \t\t<div>\n \t\t\t<p>\n \t\t\t\t<strong class=\"financial-product-card__specs__title headline-bold\">\n \t\t\t\t\t\tRecommended Credit\n \t\t\t\t<\/strong>\n \t\t\t<\/p>\n \t\t\t<p class=\"financial-product-card__specs__text headline-regular\">Good to Excellent<\/p>\n \t\t<\/div>\n \n \n \n \n \n \n <\/div> <\/div>\n <div class=\"financial-product-card__collapsable-area d-none\">\n <div class=\"pros-and-cons pros-and-cons__financial\">\n \n <div class=\"pros-and-cons__subgrid-container\" data-analytics-product-id=\"5ef25a3819182428c009d3ca\" data-analytics-product-brand=\"Chase\" data-analytics-product-name=\"Prime Visa\" data-analytics-product-index=\"11\" data-analytics-product-module=\"financial_product_card\" data-analytics-product-area=\"pros_cons\">\n <strong class=\"headline-bold\">Pros<\/strong>\n <ul class=\"pros-and-cons__list\">\n <li class=\"pros-and-cons__list-item headline-regular\">\n <title>Check mark icon<\/title>\n A check mark. It indicates a confirmation of your intended interaction.\n \n <span>5% cash back at Amazon, Whole Foods, and travel booked through Chase is hard to beat<\/span><\/li>\n <li class=\"pros-and-cons__list-item headline-regular\">\n <title>Check mark icon<\/title>\n A check mark. It indicates a confirmation of your intended interaction.\n \n <span>Good travel benefits and purchase protections<\/span><\/li>\n <li class=\"pros-and-cons__list-item headline-regular\">\n <title>Check mark icon<\/title>\n A check mark. It indicates a confirmation of your intended interaction.\n \n <span>No annual fee<\/span><\/li>\n <\/ul>\n <\/div>\n <div class=\"pros-and-cons__subgrid-container\">\n <strong class=\"headline-bold\">Cons<\/strong>\n <ul class=\"pros-and-cons__list\">\n <li class=\"pros-and-cons__list-item headline-regular\"> \n <title>con icon<\/title>\n Two crossed lines that form an 'X'.\n \n <span>Must be an Amazon Prime member to qualify<\/span><\/li>\n <li class=\"pros-and-cons__list-item headline-regular\"> \n <title>con icon<\/title>\n Two crossed lines that form an 'X'.\n \n <span>Other cards offer higher cash-back rates on non-Amazon purchases<\/span><\/li>\n <\/ul>\n <\/div>\n <\/div> <div class=\"financial-product-card__product-details\">\n <strong class=\"financial-product-card__product-details__title headline-bold\">\n Product Details\n <\/strong>\n <ul class=\"financial-product-card__product-details__list headline-regular\">\n <li class=\"financial-product-card__product-details__list-item\">Get a $100 Amazon Gift Card instantly upon approval exclusively for Prime members<\/li>\n <li class=\"financial-product-card__product-details__list-item\">Earn unlimited 5% back at Amazon.com, Amazon Fresh, and Whole Foods Market with an eligible Prime membership<\/li>\n <li class=\"financial-product-card__product-details__list-item\">Earn unlimited 5% back on Chase Travel purchases with an eligible Prime membership<\/li>\n <li class=\"financial-product-card__product-details__list-item\">Earn unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare)<\/li>\n <li class=\"financial-product-card__product-details__list-item\">Earn unlimited 1% back on all other purchases<\/li>\n <li class=\"financial-product-card__product-details__list-item\">No annual credit card fee<\/li>\n <li class=\"financial-product-card__product-details__list-item\">No more waiting. Redeem daily rewards at Amazon.com as soon as the next day<\/li>\n <li class=\"financial-product-card__product-details__list-item\">Member FDIC<\/li>\n <\/ul>\n <\/div> <\/div>\n \n <\/div>\n \n \n <div id=\"x1-card\" class=\"financial-product-card ignore-typography\" data-component-type=\"financial-product-card\">\n \n <div class=\"product-label-container\">\n \n <p>\n <span class=\"product-label headline-regular \">\n Best metal credit card for less than perfect credit\n <\/span>\n <\/p> <\/div>\n <div class=\"financial-product-card__grid-container\">\n <p>X1 Card<\/p>\n \n <div>\n <div class=\"financial-product-card__card-image\">\n \n <div class=\"lazy-holder lazy-holder financial-product-card__card-image__bg\" style=\"padding-top: calc(100% * 181 \/ 289)\">\n \n \n <img class=\"lazy-image financial-product-card__card-image__bg\" src=\"https:\/\/i.insider.com\/63876afad9fcb200198d5dc9?width=400\" alt=\"Coastal Bank X1 Card\" \/>\n \n \n <img src=\"https:\/\/i.insider.com\/63876afad9fcb200198d5dc9?width=400\" \/>\n \n \n <\/div> \n <\/div>\n <div class=\"financial-product-card__star-container\" id=\"5f64d774d67e1274977aec68-star-rating\">\n <strong class=\"financial-product-card__star-container__label headline-bold\">Insider\u2019s Rating\n <\/strong>\n \n <div class=\"star-rating financial-product-card__star-rating\">\n \n A five pointed star\n \n \n \n \n \n \n \n \n \n A five pointed star\n \n \n \n \n \n \n \n \n \n A five pointed star\n \n \n \n \n \n \n \n \n \n A five pointed star\n \n \n \n \n \n \n \n \n \n A five pointed star\n \n \n \n \n \n \n \n \n <\/div> <span class=\"financial-product-card__rating_value headline-regular\">3.2<span>\/5<\/span><\/span>\n <\/div> <\/div>\n \n \n \n <div class=\"financial-product-card__specs\">\n \t\t\n \n \n \t\t<div>\n \t\t\t<p>\n \t\t\t\t<strong class=\"financial-product-card__specs__title headline-bold\">\n \t\t\t\t\t\tRegular APR\n \t\t\t\t<\/strong>\n \t\t\t<\/p>\n \t\t\t<p class=\"financial-product-card__specs__text headline-regular\">15.50% - 27.75% Variable<\/p>\n \t\t<\/div>\n \n \n \t\t<div>\n \t\t\t<p>\n \t\t\t\t<strong class=\"financial-product-card__specs__title headline-bold\">\n \t\t\t\t\t\tRecommended Credit\n \t\t\t\t<\/strong>\n \t\t\t<\/p>\n \t\t\t<p class=\"financial-product-card__specs__text headline-regular\">Good to Excellent<\/p>\n \t\t<\/div>\n \n \n \n \n \n \n <\/div> <\/div>\n <div class=\"financial-product-card__collapsable-area d-none\">\n <div class=\"pros-and-cons pros-and-cons__financial\">\n \n <div class=\"pros-and-cons__subgrid-container\" data-analytics-product-id=\"5f64d774d67e1274977aec68\" data-analytics-product-brand=\"Coastal Bank\" data-analytics-product-name=\"X1 Card\" data-analytics-product-index=\"12\" data-analytics-product-module=\"financial_product_card\" data-analytics-product-area=\"pros_cons\">\n <strong class=\"headline-bold\">Pros<\/strong>\n <ul class=\"pros-and-cons__list\">\n <li class=\"pros-and-cons__list-item headline-regular\">\n <title>Check mark icon<\/title>\n A check mark. It indicates a confirmation of your intended interaction.\n \n <span>No annual fee<\/span><\/li>\n <li class=\"pros-and-cons__list-item headline-regular\">\n <title>Check mark icon<\/title>\n A check mark. It indicates a confirmation of your intended interaction.\n \n <span>Great return rate<\/span><\/li>\n <li class=\"pros-and-cons__list-item headline-regular\">\n <title>Check mark icon<\/title>\n A check mark. It indicates a confirmation of your intended interaction.\n \n <span>No hard credit inquiry<\/span><\/li>\n <\/ul>\n <\/div>\n <div class=\"pros-and-cons__subgrid-container\">\n <strong class=\"headline-bold\">Cons<\/strong>\n <ul class=\"pros-and-cons__list\">\n <li class=\"pros-and-cons__list-item headline-regular\"> \n <title>con icon<\/title>\n Two crossed lines that form an 'X'.\n \n <span>No sign-up bonus<\/span><\/li>\n <li class=\"pros-and-cons__list-item headline-regular\"> \n <title>con icon<\/title>\n Two crossed lines that form an 'X'.\n \n <span>No airline or hotel transfer partners<\/span><\/li>\n <\/ul>\n <\/div>\n <\/div> <\/div>\n \n <\/div><h2 data-toc-label=\"Best overall metal credit card\">\u00a0<\/h2><h2>Best Metal Credit Cards<\/h2><h2 data-toc-label=\"Best overall metal credit card\">Best Metal Credit Card Reviews<\/h2><h3 data-toc-label=\"Best overall metal credit card\">Best Overall Metal Credit Card: <strong>Capital One Venture X Rewards Credit Card<\/strong><\/h3><p>The Capital One Venture X Rewards Credit Card could be the perfect \"beginner-premium credit card\" for many travelers seeking the ultimate travel companion for their wallets.\u00a0<\/p><p>This card comes with 75,000 bonus miles when you spend $4,000 on purchases in the first three months from account opening. Based on Business Insider's valuation of Capital One miles, that's worth an average of $1,275 in travel when you transfer your points Capital One's partners like Air Canada, Cathay Pacific, and Wyndham.<\/p><p>There's one big reason this card takes the cake among metal credit cards: Its $395 annual fee is <em>so easy<\/em> to justify (<a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/affiliate.insider.com\/?h=e2244b8e65d331a4bf20368d48e6408a28de8840c550dc158e73c4190a415d2e&platform=browser&u=https%3A%2F%2Foc.brcclx.com%2Ft%3Flid%3D26728891\" data-analytics-product-module=\"body_link\" data-am-orig-url=\"https:\/\/affiliate.insider.com\/?h=e2244b8e65d331a4bf20368d48e6408a28de8840c550dc158e73c4190a415d2e&u=https%3A%2F%2Foc.brcclx.com%2Ft%3Flid%3D26728891\">rates and fees<\/a>). With just a couple of simple-to-use benefits, you'll make a profit from the card by taking even a single trip per year.<\/p><p>Take a look at what you'll get:<\/p><ul><li>$300 per year in credits toward Capital One Travel bookings<\/li><li>10,000-mile bonus each account anniversary (worth at least $100 in travel)<\/li><li>Priority Pass Select membership (worth over $400 per year), Plaza Premium lounge access, and Capital One airport lounge access<\/li><li>Up to $100 in reimbursements for either TSA PreCheck or Global Entry\u00a0membership every four years (membership lasts five years)\u00a0<\/li><li>Access to the Capital One Premier Collection, a luxury hotel booking program<\/li><li>Some of the best travel insurance in the industry, with primary car rental insurance, trip delay reimbursement that kicks in after just six hours, and more.<\/li><\/ul><p>To boot, you'll earn tons of bonus miles when booking travel through the Capital One Travel portal \u2014 10 miles per dollar on hotels and rental cars and 5 miles per dollar on flights. You'll get 2 miles per dollar on everything else.<\/p><p>Capital One Venture X Rewards Credit Card Review<\/p><h3 data-toc-label=\"Best starter metal credit card\">Best Starter Metal Credit Card: <strong>Chase Sapphire Preferred\u00ae Card<\/strong><\/h3><p>The Chase Sapphire Preferred\u00ae Card comes with 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening \u2014 worth $1,080 in travel, according to Insider's valuation of Chase points.<\/p><p>For a $95 annual fee, you'll get overperforming travel insurance (such as primary rental car insurance, baggage delay insurance, trip delay insurance, etc.) and a solid return on everyday expenses such as dining, streaming, and online grocery purchases.<\/p><p>The card earns Chase Ultimate Rewards\u00ae points \u2014 one of the most valuable travel rewards currencies available. With this card, you can buy airfare, hotel stays, rental cars, cruises, and more through the Chase Travel Portal\u2120 at a rate of 1.25 cents per point. Or, you can\u00a0transfer your points to airline and hotel loyalty programs such as Hyatt, United Airlines, Southwest, etc. for a <em>much <\/em>greater potential value.\u00a0<\/p><p>This card also comes with a slew of statement credits (some of which are temporary):<\/p><p>If you're just beginning in the world of award travel, the Chase Sapphire Preferred\u00ae Card is a great first card \u2014 and one that's worth keeping forever.<\/p><p>Chase Sapphire Preferred Card Review<\/p><h3>Best Metal Credit Card for Travel Insurance: <strong>Chase Sapphire Reserve\u00ae<\/strong><\/h3><p>The Chase Sapphire Reserve\u00ae offers 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening \u2014 worth $1,080 in travel.<\/p><p>This card is a beefed-up version of the Chase Sapphire Preferred\u00ae Card. It's got several of the same benefits, but the Sapphire Reserve's are more valuable. For example:<\/p><ul><li>Your points are worth 1.5 cents each when redeeming them for travel through the Chase Travel Portal (instead of 1.25 cents).<\/li><li>The temporary DoorDash and Instacart benefits are more generous.<\/li><li>The card's earning rates are significantly higher in select categories.<\/li><li>Its primary rental car insurance covers more expensive cars than the Sapphire Preferred.<\/li><li>Its trip delay insurance kicks in up to six hours earlier than the Sapphire Preferred.<\/li><\/ul><p>Talking of credit card travel insurance, there's literally no credit card you can apply for that matches this card. Booking your travel with the Chase Sapphire Reserve\u00ae will give you the most peace of mind you can get without purchasing expensive coverage from a third-party travel insurance provider.<\/p><p>The Chase Sapphire Reserve\u00ae charges a $550 annual fee. But it can be easily offset if you use the following ongoing benefits:<\/p><ul><li>Up to $300 in statement credits each cardmember year toward travel purchases<\/li><li class=\"headline-regular\" style=\"text-align: left\">Airport lounge access (Priority Pass Select membership, worth over $400 per year; access to Chase Sapphire Lounges by The Club, access to the new Chase Sapphire Terrace at Austin airport)<\/li><li class=\"headline-regular\" style=\"text-align: left\">Access to Reserved by Sapphire restaurant reservations<\/li><li class=\"headline-regular\" style=\"text-align: left\">Up to $100 credit toward either Global Entry, TSA PreCheck, or NEXUS application fee every four years (membership is valid for five years)<\/li><\/ul><p>There's also currently an offer of two free years of Lyft Pink All Access Membership, with 50% off the third year. You must activate the deal by December 31, 2024.<\/p><p>Chase Sapphire Reserve Credit Card Review<\/p><h3>Best Metal Card for Airport Lounge Access: <strong>The Platinum Card\u00ae from American Express<\/strong><\/h3><p>The Platinum Card\u00ae from American Express comes with 80,000 Membership Rewards\u00ae points after you spend $8,000 on purchases on your new card in your first six months of card membership. That's worth an average of $1,440 in travel when you utilize Amex Membership Rewards points transfer partners such as Air Canada Aeroplan, Hilton, and Delta.<\/p><p>The Amex Platinum is widely regarded to be the most valuable card on the market \u2014\u00a0<em>if<\/em> you can use its many benefits. It's possible to receive thousands of dollars in annual statement credits alone. For example, you'll get:<\/p><ul><li>Up to $200 in airline fee credits each calendar year<\/li><li>Up to $200 in Uber Cash credits each calendar year**<\/li><li>Up to $200 in credits per year toward prepaid hotel bookings through Amex Fine Hotels and Resorts or The Hotel Collection (with a two-night minimum)<\/li><li>Up to $100 in Saks Fifth Avenue credits each calendar year**<\/li><li>$189 per year in credits for CLEAR\u00ae Plus membership**<\/li><li>Up to $240 in annual credits (up to $20 per month) toward eligible digital subscriptions such as Peacock, Hulu, and ESPN+<\/li><li>$12.95 in credits each month toward Walmart+ membership**<\/li><\/ul><p>If you would organically use a few of those benefits, this card could easily save you money despite its lofty $695 annual fee.<\/p><p>The Amex Platinum is sort of a jack of all trades \u2014 but there is one thing this card masters: Airport lounge access. No credit card gives you a wider variety of lounges to choose from. With this card, you can freely enter:<\/p><ul><li>Amex Centurion lounges, inarguably some of the most quality lounges you'll find. You'll get free cocktails and hot meals, and sometimes even things like free massages, showers, and wine tasting.<\/li><li><a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/affiliate.insider.com\/?amazonTrackingID=biauto-57811-20&h=a0e4557516400b0deda9ce2f24c15c98123d03d479dfc41f4f1a19ab8e821dac&platform=browser&postID=640f8b3316ce4f3e7a655b10&postSlug=personal-finance%2Fbest-metal-credit-cards&site=bi&u=http%3A%2F%2Fshareasale.com%2Fr.cfm%3Fb%3D867822%26u%3D1088116%26m%3D17495%26urllink%3D%26afftrack%3Dxid%3Afr1678817046525efj\" data-analytics-post-depth=\"40\" data-orig-url=\"https:\/\/affiliate.insider.com\/?amazonTrackingID=biauto-10683-20&h=d6abb35220fb72957cbb6a4f45b55ecc6dad23641ab1ed01f5942c26b1bc258c&postID=5d3f5ab848c50a58da3e469b&site=bi&u=http%3A%2F%2Fshareasale.com%2Fr.cfm%3Fb%3D867822%26u%3D1088116%26m%3D17495%26urllink%3D%26afftrack%3D&platform=browser&sc=false&disabled=false&afftrack=1678817043616aw9avjexi\" data-ml-id=\"0\" data-ml=\"true\" data-xid=\"fr1678817046525efj\" data-uri=\"7e084a51a67010415d81ca8b85667643\" data-am-orig-url=\"https:\/\/affiliate.insider.com\/?h=a0e4557516400b0deda9ce2f24c15c98123d03d479dfc41f4f1a19ab8e821dac&u=http%3A%2F%2Fshareasale.com%2Fr.cfm%3Fb%3D867822%26u%3D1088116%26m%3D17495%26urllink%3D%26afftrack%3Dxid%3Afr1678817046525efj\">Priority Pass lounges<\/a>, of which there are more than 1,300 locations worldwide. You can even bring two guests with you. The free snacks and alcohol generally aren't quite as fancy as Centurion Lounges, but they're still a great way to save money and enjoy the airport.<\/li><li>Delta Sky Club lounges, as long as you're flying Delta and are carrying your Platinum Card at the front desk.<\/li><li>Plaza Premium lounges, with more than 100 locations around the world<\/li><li>Escape Lounges<\/li><li>Certain Lufthansa lounges, as long as you're flying Lufthansa that day.<\/li><li>Aspire Lounges<\/li><li>Select Virgin Clubhouses<\/li><\/ul><p>In other words, if you can't get enough of fancy airport lounges, no other card will better feed your addiction.<\/p><p>American Express Platinum Card Review<\/p><h3>Best Hotel Metal Credit Card: <strong>Marriott Bonvoy Brilliant\u00ae American Express\u00ae Card<\/strong><\/h3><p>The Marriott Bonvoy Brilliant\u00ae American Express\u00ae Card comes with a welcome bonus of 185,000 Marriott Bonvoy bonus points after you use your new card to make $6,000 in purchases within the first six months of card membership. This is worth $1,295 in hotel stays, based on Business Insider's valuations.<\/p><p>This card charges an annual fee of $650. That's nearly as jaw-dropping as the Amex Platinum annual fee \u2014 but once again, the card can easily be worthwhile for those who will maximize its perks.<\/p><p>For example, you'll receive:<\/p><ul><li>Up to $25 in statement credits\u00a0per month for eligible purchases at restaurants worldwide (a $300 value)<\/li><li>Automatic Marriott Bonvoy Platinum elite status<\/li><li>An annual free night award worth up to 85,000 points<\/li><li>25 elite night credits each calendar year<\/li><li>Priority Pass Select airport lounge membership** (again, worth over $400 annually)<\/li><li>Up to $100 in Global Entry or TSA PreCheck application fee credit once every four years (memberships last five years)<\/li><\/ul><p>Business Insider estimates Marriott points value to be 0.7 cents each. That means an 85,000-point free night award can be worth an average of $595 if you use it on a hotel that costs at least 85,000 points.<\/p><p>Marriott Platinum status can also be wildly valuable, as it offers benefits like suite upgrades (when available), free breakfast, and 50% bonus points on paid Marriott stays.<\/p><p>All to say, if you'll maximize the monthly $25 statement credits as well as the annual free night award, you'll easily receive more value than you're paying. And with the perks like Priority Pass membership and Marriott Platinum status, you'll be many hundreds of dollars in the black.<\/p><p>Marriott Bonvoy Brilliant Amex Card Review<\/p><h3>Best Airline Metal Credit Card: <strong>Delta SkyMiles\u00ae Reserve American Express Card<\/strong><\/h3><p>The Delta SkyMiles\u00ae Reserve American Express Card is currently offering a welcome bonus of 60,000 bonus miles after you spend $5,000 in purchases on your new card in the first six months of card membership. This translates to an average of\u00a0$660 in Delta flights, based on Business Insider's valuation of Delta miles.<\/p><p>To enjoy the best benefits of this card, you'll have to be a frequent Delta flyer.\u00a0 The Amex Delta Reserve confers:<\/p><ul><li>Free first checked bag and priority boarding on Delta flights<\/li><li>Annual Delta companion certificate that allows you to bring a friend once per year for just the cost of taxes and fees. Even if you're flying first class, your companion's ticket will match your cabin.<\/li><li>Access to complimentary upgrades and upgrade priority<\/li><li>20% off inflight purchases as a statement credit<\/li><li>15% off Delta award flights with TakeOff 15<\/li><\/ul><p>The Amex Delta Reserve\u00a0is exceptional for those looking for airport lounge access. That's because it gives you free Delta Sky Club access (when flying Delta) and also Amex Centurion Lounge access (when flying Delta\u00a0<em>and<\/em> paying for your flight with the card). Reserve card members will also receive 15 visits per year to the Delta Sky Club; to earn an unlimited number of visits each year starting on 2\/1\/25, the total eligible purchases on the card must equal $75,000 or more between 1\/1\/24 and 12\/31\/24, and each calendar year thereafter.<\/p><p>Delta Reserve Review<\/p><h3>Best Small Business Metal Card: <strong>The Business Platinum Card\u00ae from American Express<\/strong><\/h3><p>The Business Platinum Card\u00ae from American Express currently has a welcome bonus of 150,000 Membership Rewards\u00ae points after you spend $20,000 in eligible purchases on the card within the first three months of card membership. According to Business Insider's estimation of Amex points value, that's worth $2,700 in travel, on average.<\/p><p>Similar to the personal Amex Platinum, this card is stuffed with valuable statement credits \u2014 but they're much more business-focused. Yes, some benefits overlap, such as identical airport lounge access, up to $200 in annual airline fee credits, Gold elite status with Hilton and Marriott**, and up to $189 annually in credits for CLEAR\u00ae Plus membership**. But this card has unique offerings, too:<\/p><ul><li>Up to $400 in U.S. Dell credits each calendar year**<\/li><li>Up to $120 in credits for U.S. wireless providers each calendar year<\/li><li>Up to $360 in Indeed credits each calendar year**<\/li><li>Up to $150 in Adobe credits each calendar year**<\/li><\/ul><p>Plus, you'll get a 35% rebate when you redeem your points with your selected airline (or for business class or first class seats with <em>any<\/em> airline) through Amex Travel. You can receive up to 500,000 points per calendar year as a rebate.<\/p><p>The Amex Business Platinum charges a $695 annual fee.<\/p><p>You'll need a business venture \u2014 or some activity that warrants a 1099 tax form \u2014 to qualify for a small business card. Even if you don't own an enterprise with multiple employees, you may still have a perfectly legitimate small business. Things like delivering for Instacart, selling products on OfferUp, etc. can be a small business if you regularly engage in those activities.<\/p><p>Amex Business Platinum Card Review<\/p><h3 data-toc-label=\"Best cash back metal credit card\">Best Cash Back Metal Credit Card: <strong>Capital One Savor Cash Rewards Credit Card\u2020<\/strong><\/h3><p>The Capital One Savor Cash Rewards Credit Card\u2020 comes with $300 cash bonus once you spend $3,000 on purchases within the first three months from account opening. A $300 intro offer is solid for a cash-back credit card \u2014 you won't find many with bonuses larger than that. However, you can convert the cash back you earn into much more valuable Capital One miles at a rate of 1 cent per mile.<\/p><p>To do this, you must also hold a Capital One miles-earning card such as the Capital One VentureOne Rewards Credit Card or the Capital One Venture\u00a0Rewards Credit Card. Business Insider's points and miles valuations peg Capital One miles value at 1.7 cents each, meaning this $300 bonus is worth an average of $510 in travel.<\/p><p>The Capital One Savor also has one of the best earning rates in the game. You'll receive:<\/p><ul><li>10% cash back on Uber and Uber Eats purchases through November 14, 2024<\/li><li>8% cash back on Capital One Entertainment purchases<\/li><li>5% cash back on hotels and rental cars booked through Capital One Travel<\/li><li>4% cash back on dining, entertainment, and popular streaming services<\/li><li>3% cash back at grocery stores<\/li><li>1% back on all other purchases<\/li><\/ul><p>As you can see, you'll receive an above-average return for the vast majority of everyday spending. However, the card incurs a $95 annual fee, so you'll have to spend quite a bit in the card's bonus categories before it becomes a better option than a no-annual-fee credit card like the Citi Custom Cash\u2120 Card<span class=\"inline-tooltip tooltip-multiline headline-regular tooltip-product-link\" data-tooltip=\"The information related to the Citi Custom Cash\u2120 Card has been collected by Business Insider and has not been reviewed by the issuer.\" data-tooltip-position=\"top\" data-component-type=\"inline-tooltip\"> <title \/> <\/span>\n or the Chase Freedom Unlimited\u00ae. It\u00a0<em>is<\/em> metal, though \u2014 which not many no-annual-fee credit cards can tout.<\/p><p>To complement this card's highest return rate (Uber spending), you'll receive a free Uber One membership through November 14, 2024. Uber normally costs $9.99 per month, and comes with benefits such as unlimited $0 delivery fees on eligible orders, up to 10% off eligible orders with Uber Eats, and more.<\/p><p>Capital One Savor Card Review<\/p><h3>Best Metal Credit Card for Mobile Payments: <strong>U.S. Bank Altitude\u00ae Reserve Visa Infinite\u00ae Card<\/strong><\/h3><p>The U.S. Bank Altitude\u00ae Reserve Visa Infinite\u00ae Card offers 50,000 points after you spend $4,500 on purchases in the first 90 days of account opening. That equates to $750 in value, as each point is worth 1.5 cents toward travel.<\/p><p>If you're specifically looking for a metal credit card, you're probably interested in showing it off \u2014 in which case, the U.S. Bank Altitude Reserve probably isn't the best card for you. That's because this card's strength is in its return rate when used as the payment method on your phone. You'll get an incredible 3 points per dollar (effectively 4.5% back) on all purchases made through a mobile wallet such as Apple Pay, Google Pay, and Samsung Pay. Because most merchants take mobile wallets nowadays, you can get 3 points per dollar for <em>just about everything<\/em>.<\/p><p>The card also earns:<\/p><ul><li>5 points per dollar for prepaid hotels and rental cars reserved through the Altitude Rewards Center<\/li><li>3 points per dollar for travel purchases<\/li><li>1 point per dollar on all other eligible purchases<\/li><\/ul><p>For a $400 annual fee, the U.S. Bank Altitude\u00ae Reserve Visa Infinite\u00ae Card comes with perks like:<\/p><ul><li>Up to $325 annual credit toward travel and dining<\/li><li>12-month\u00a0Priority Pass Select membership<\/li><li>Excellent travel insurance (rivaling cards like the Capital One Venture X Rewards Credit Card)<\/li><li>Up to $100 statement credit every four years to offset the application fee to\u00a0Global Entry\/TSA PreCheck<\/li><\/ul><p>If you spend at least $325 in travel and dining each year, this card's annual fee is effectively $75. You'll have to decide if the remaining card benefits are worth $75 to you.<\/p><p>US Bank Altitude Reserve Review<\/p><h3>Best Metal Credit Card for Online Shopping: <strong>Prime Visa<\/strong><\/h3><p>The Prime Visa comes with a $100 Amazon gift card instantly upon approval as a Prime member.<\/p><p>While this card technically does not charge an annual fee, you'll need an Amazon Prime account to get the most from it. Amazon Prime costs $139 per year.<\/p><p>Two features make this card stand out. First are its earning rates. You'll get:<\/p><ul><li>5% back on purchases made through the\u00a0Chase Travel Portal, with an eligible Prime membership (new)<\/li><li>5% back at Amazon.com, Amazon Fresh, and Whole Foods Market, with an eligible Prime membership<\/li><li>2% back on local transit and commuting, including rideshare<\/li><li>2% back at restaurants and at gas stations<\/li><li>1% back on all other purchases<\/li><\/ul><p>You'll also get 10% back on rotating Amazon items. Offers are limited-time and only for Prime members.<\/p><p>The second notable feature is the card's ability to give you interest-free payments with Amazon. By doing this, you will not earn rewards on your card. You'll receive:<\/p><ul><li>6 interest-free months for purchases of $50 or more<\/li><li>12 interest-free months for purchases of $250 or more<\/li><\/ul><p>Similar to the U.S. Bank Altitude\u00ae Reserve Visa Infinite\u00ae Card, this card does its best work while living in your sock drawer \u2014 so you may not have as much occasion to show off your metal.<\/p><p>Amazon Prime Visa Card Review<\/p><h3 data-toc-label=\"Best no annual fee metal credit card\">Best No-Annual-Fee Metal Credit Card: <strong>U.S. Bank Altitude\u00ae Go Visa Signature\u00ae Card<\/strong><\/h3><p>The U.S. Bank Altitude\u00ae Go Visa Signature\u00ae Card is currently offering 20,000 bonus points after spending $1,000 in the first 90 days of account opening. Points are worth 1 cent each, making this bonus worth $0 for things like travel, cash back, and gift cards.<\/p><p>For a no-annual-fee credit card, the return rates for common spending are exceptional:<\/p><ul><li>4 points per dollar spent on dining, takeout, and restaurant delivery<\/li><li>2 points per dollar at grocery stores, gas stations, EV charging stations, and on grocery delivery and eligible streaming services\u00a0<\/li><li>1 point per dollar on all other eligible purchases\u00a0<\/li><\/ul><p>The card even comes with an annual statement credit worth $15 to offset your streaming expenses. When you pay for an eligible streaming service for 11 consecutive months, your credit will post during month 12. Eligible streaming services include Apple Music, Apple TV+, AT&T TV NOW, Discovery+, Disney+, ESPN+, Fubo TV, Google Music, HBO Max, Hulu, Netflix, Paramount+, Peacock, SiriusXM, Slacker Radio, Sling TV, Spotify, Tidal, Vudu, and YouTube Music.<\/p><p>Also worth noting is that you'll receive 0% intro APR on purchases and balance transfers for the first 12 billing cycles (then 18.24% - 29.24% Variable). That's an excellent perk if you've got a large upcoming expense that you'll need to pay off over time.<\/p><p>US Bank Altitude Go Card Review<\/p><h3>Best Metal Credit Card for Less-Than-Perfect Credit: <strong>X1 Card<\/strong><\/h3><p>The $0 annual fee X1 Card doesn't currently offer a welcome bonus. However, you can potentially earn up to 10 points per dollar on up to 30 days of purchases by successfully referring a friend to the card.<\/p><p>This card is good for those with a credit history they wouldn't brag about. That's because X1 takes into account more than just your credit score when deciding if you are a good candidate for the card. It looks at your employment income to see how much money you make.<\/p><p>The X1 Card can earn points quickly with a little bit of strategy. You'll get a flat 2 points per dollar on all spending. But when you spend at least $1,000 on purchases each month, your earnings are boosted to 3 points per dollar (capped at $7,500 in spending, then back to 2x).<\/p><p>You can also earn bonus points by taking advantage of \"Boosts\" inside the X1 app. They are targeted toward certain merchants and spending categories, and they rotate frequently.<\/p><p>Interestingly, the card allows you to create infinite virtual credit cards, each with custom expiration dates, usage limits, etc. This is great for those who find themselves signing up for free trials and forgetting to cancel \u2014 you can simply create a virtual card for the free trial and set the card to expire before the trial ends.<\/p><p>X1 Card Review<\/p><h2 data-toc-label=\"FAQs\">Benefits of Choosing a Metal Credit Card<\/h2><p>Metal cards historically represented prestige, luxury, and wealth. But now, they are available for various products and have lost a little bit of their prestigious appeal.\u00a0<\/p><p>Beyond feeling fancy, there aren't many physical benefits to metal cards compared to plastic. You'll have slightly heavier wallets, some bragging rights amongst friends, and a more durable tool to use as a ruler when drawing straight lines in your notebook.<\/p><p>But it's always fun to have at least one, and these top credit cards make it easy to add a little joy in your wallet without extra effort.\u00a0<\/p><h2 data-toc-label=\"FAQs\">How to Choose a Metal Credit Card<\/h2><p>Never choose a credit card solely for its external appearance. Instead, evaluate any potential credit card against your personal spending habits and upcoming financial goals.<\/p><p>If you plan to use your card primarily through Apple Wallet, for example, a physical card that's made of metal might be completely wasted on you.<\/p><p>But if you frequently treat business clients to fancy dinners, breaking out a sleek metal card could be the right icebreaker for easing into delicate financial conversations. Just know that metal cards can be very eye-catching, so be prepared to discuss your choice and the benefits you derive from that card in great detail to the right crowd.\u00a0<\/p><h3>Customizing a Metal Credit Card<\/h3><p>Some metal cards can be further customized. The Platinum Card\u00ae from American Express, for example, comes in three different designs: A classic silver, or two designs with colorful artist-commissioned details over a silver background.<\/p><h2 data-toc-label=\"FAQs\">Tips for Maximizing the Value of Your Metal Credit Card<\/h2><p>You can't dispose of a metal credit card like you'd cut up a plastic card. Instead, you'll usually receive a prepaid envelope from your bank if you get a new card. You can also bring your card to a local bank branch and ask them to destroy it for you.\u00a0<\/p><h2 data-toc-label=\"FAQs\">Metal Credit Card Frequently Asked Questions<\/h2>\n <div class=\"collapsable-faq collapsable-faq-dropdown\" data-parent-index=\"\" data-component-type=\"collapsable-faq\" data-root-margin=\"0px 0px 100% 0px\">\n \n <div class=\"collapsable-faq-dropdown_wrap\">\n <div class=\"collapsable-faq-dropdown_content\">\n <p class=\"faq-answer\">Many major banks issue at least one metal card: American Express, Citi, Chase, Capital One, and U.S. Bank have plenty to choose from.<\/p>\n <\/div>\n <\/div>\n <\/div>\n <div class=\"collapsable-faq collapsable-faq-dropdown\" data-parent-index=\"\" data-component-type=\"collapsable-faq\" data-root-margin=\"0px 0px 100% 0px\">\n \n <div class=\"collapsable-faq-dropdown_wrap\">\n <div class=\"collapsable-faq-dropdown_content\">\n <p class=\"faq-answer\">Metal cards are striking additions to any wallet, historically reserved for premium credit cards only. These days, metal cards can be fun to show off when you pay a bill.\u00a0<\/p>\n <\/div>\n <\/div>\n <\/div>\n <div class=\"collapsable-faq collapsable-faq-dropdown\" data-parent-index=\"\" data-component-type=\"collapsable-faq\" data-root-margin=\"0px 0px 100% 0px\">\n \n <div class=\"collapsable-faq-dropdown_wrap\">\n <div class=\"collapsable-faq-dropdown_content\">\n <p class=\"faq-answer\">Metal cards historically come with sky high annual fees to offset the expensive premium benefits they offer. However, some current metal cards don't even come with an annual fee, like the U.S. Bank Altitude\u00ae Go Visa Signature\u00ae Card.<\/p>\n <\/div>\n <\/div>\n <\/div>\n <div class=\"collapsable-faq collapsable-faq-dropdown\" data-parent-index=\"\" data-component-type=\"collapsable-faq\" data-root-margin=\"0px 0px 100% 0px\">\n \n <div class=\"collapsable-faq-dropdown_wrap\">\n <div class=\"collapsable-faq-dropdown_content\">\n <p class=\"faq-answer\">Many metal credit cards are designed with travelers in mind, so they don't charge foreign transaction fees.<\/p>\n <\/div>\n <\/div>\n <\/div>\n <div class=\"collapsable-faq collapsable-faq-dropdown\" data-parent-index=\"\" data-component-type=\"collapsable-faq\" data-root-margin=\"0px 0px 100% 0px\">\n \n <div class=\"collapsable-faq-dropdown_wrap\">\n <div class=\"collapsable-faq-dropdown_content\">\n <p class=\"faq-answer\">The metal-based Capital One Savor Cash Rewards Credit Card\u2020 and the Prime Store card both offer cash-back rewards.<\/p>\n <\/div>\n <\/div>\n <\/div>\n <div class=\"collapsable-faq collapsable-faq-dropdown\" data-parent-index=\"\" data-component-type=\"collapsable-faq\" data-root-margin=\"0px 0px 100% 0px\">\n \n <div class=\"collapsable-faq-dropdown_wrap\">\n <div class=\"collapsable-faq-dropdown_content\">\n <p class=\"faq-answer\">Popular metal credit cards can vary from 13 to 22 grams in weight.<\/p>\n <\/div>\n <\/div>\n <\/div>\n <div class=\"collapsable-faq collapsable-faq-dropdown\" data-parent-index=\"\" data-component-type=\"collapsable-faq\" data-root-margin=\"0px 0px 100% 0px\">\n \n <div class=\"collapsable-faq-dropdown_wrap\">\n <div class=\"collapsable-faq-dropdown_content\">\n <p class=\"faq-answer\">To destroy a metal credit card, you can't just feed it through the paper shredder like you can with a plastic card. Without involving a vise grip and a circular saw, the bank gives you a couple of options for how you can dispose of a canceled card \u2014 namely, either mail it back to the bank (they will send you a prepaid envelope) or drop it off at a local branch.<\/p>\n <\/div>\n <\/div>\n <\/div>\n <div class=\"collapsable-faq collapsable-faq-dropdown collapsable-faq-dropdown-last\" data-parent-index=\"\" data-component-type=\"collapsable-faq\" data-root-margin=\"0px 0px 100% 0px\">\n \n <div class=\"collapsable-faq-dropdown_wrap\">\n <div class=\"collapsable-faq-dropdown_content\">\n <p class=\"faq-answer\">Metal credit cards are not necessarily better. The material of a credit card does not necessarily indicate its prestige. Even some no-annual-fee credit cards are made out of metal. There are plenty of non-metal cards that top the charts in their respective class.<\/p>\n <\/div>\n <\/div>\n <\/div><h2>Why You Should Trust Us: How We Chose the Best Metal Credit Cards<\/h2><p>We chose the metal credit cards on our list because they have one or more of the following attributes:<\/p><ul><li>A sizable welcome bonus<\/li><li>Above-average return rates<\/li><li>Valuable ongoing benefits<\/li><\/ul><p>Business Insider has already painstakingly ranked just about every credit card in existence by category (best cash back cards, best travel credit cards, best no annual fee cards, etc.). From there, we've simply chosen the metal credit cards that rank highly on those lists.<\/p><p>Business Insider's credit cards team examines each card's merits and strives to spotlight the cards that offer the most value to each type of financial goal. We do review poor cards, as well. But we will clearly state when we think a credit card is subpar or predatory.<\/p><p>Here's more about how we rate and review credit cards at Business Insider.<\/p>\n <section class=\"post-authors\" data-component-type=\"post-author\">\n <div class=\"post-author\">\n \n <div class=\"author-profile-image-wrapper\" data-slug=\"joseph-hostetler\">\n <div class=\"lazy-holder author-profile-image\">\n \n \n <img class=\"lazy-image author-profile-image\" src=\"https:\/\/i.insider.com\/6189859123745d0018258b46?crop=1:1&width=256&format=jpeg&auto=webp\" alt=\"<span>Joseph Hostetler was a credit cards reporter for Insider who also covered helpful miles and points tricks. He is also a Certified Educator in Personal Finance (CEPF).<\/span> <span>Joseph has more than six years of experience writing professionally about credit cards, previously authoring and editing for The Points Guy and Million Mile Secrets.\u00a0<\/span>\" \/>\n \n \n <img src=\"https:\/\/i.insider.com\/6189859123745d0018258b46?crop=1:1&width=256&format=jpeg&auto=webp\" \/>\n \n \n <\/div> <\/div>\n \n <div class=\"post-author_info\">\n <div class=\"post-author_top\">\n \n <p>Joseph Hostetler, CEPF<\/p>\n \n <p>Credit cards reporter<\/p>\n <\/div>\n \n <\/div>\n <\/div>\n <div class=\"post-author\">\n \n <div class=\"author-profile-image-wrapper\" data-slug=\"angela-fung\">\n <div class=\"lazy-holder author-profile-image\">\n \n \n <img class=\"lazy-image author-profile-image\" src=\"https:\/\/i.insider.com\/656231b6fe5bc6545ebbf0ec?crop=1:1&width=256&format=jpeg&auto=webp\" alt=\"<span>Angela Fung is the marketing compliance manager at <a href="https:\/\/www.businessinsider.com\/personal-finance">Personal Finance Insider<\/a>, overseeing a team that ensures content accuracy and editorial independence so readers are always getting up-to-date and objective financial advice. She is the primary contact for credit cards compliance and has experience managing content and partnerships for the banking, loans, and investment verticals as well.\u00a0<\/span> <span>The compliance team's mission is to provide readers with stories that are fact-checked and current, so they can make informed financial decisions. The team also works to minimize risk for partners by making sure language is clear, precise, and fully compliant with regulatory and partner marketing guidelines that align with the editorial team.<\/span>\" \/>\n \n \n <img src=\"https:\/\/i.insider.com\/656231b6fe5bc6545ebbf0ec?crop=1:1&width=256&format=jpeg&auto=webp\" \/>\n \n \n <\/div> <\/div>\n \n <div class=\"post-author_info\">\n <div class=\"post-author_top\">\n \n <p>Angela Fung<\/p>\n \n <p>Marketing Compliance Manager<\/p>\n <\/div>\n \n <\/div>\n <\/div>\n <\/section> \n \n <div class=\"featured-products sticky-featured-product\">\n <span class=\"headline-bold featured-products-heading\">Top Offers From Our Partners<\/span>\n \n <div class=\"featured-product\">\n <a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/affiliate.insider.com?h=3650dd2dc2d2a735a9ac7f73fe5c75681374af82afc9e5209be5c03be75cb5dc&u=https%3A%2F%2Frefer.sofi.com%2Fc%2F4722637%2F1270333%2F11190\" data-analytics-product-area=\"image\" data-analytics-product-module=\"featured_product\" data-analytics-product-index=\"1\" data-analytics-product-brand=\"Right Rail - Do Not Use in Content\" data-analytics-product-name=\"SoFi Checking and Savings\" data-analytics-product-id=\"63cff3349bca6000112c3c92\" class=\"featured-product-image not-content-link\">\n <div class=\"lazy-holder lazy-holder \" style=\"padding-top: calc(100% * 95 \/ 149)\">\n \n \n <img class=\"lazy-image \" src=\"https:\/\/i.insider.com\/654be4c936d588dc55cd46e3\" alt=\"\" \/>\n \n \n <img src=\"https:\/\/i.insider.com\/654be4c936d588dc55cd46e3\" \/>\n \n \n <\/div> <\/a>\n \n <div class=\"featured-product-hgroup\">\n <a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/affiliate.insider.com?h=3650dd2dc2d2a735a9ac7f73fe5c75681374af82afc9e5209be5c03be75cb5dc&u=https%3A%2F%2Frefer.sofi.com%2Fc%2F4722637%2F1270333%2F11190\" class=\"featured-product-heading not-content-link\" data-analytics-product-area=\"title\" data-analytics-product-module=\"featured_product\" data-analytics-product-index=\"1\" data-analytics-product-brand=\"Right Rail - Do Not Use in Content\" data-analytics-product-name=\"SoFi Checking and Savings\" data-analytics-product-id=\"63cff3349bca6000112c3c92\">\n SoFi Checking and Savings\n <\/a>\n \n <span class=\"headline-bold featured-product-sub-heading\">\n Earn up to 4.60% APY on savings balances and up to a $300 bonus with qualifying direct deposit. FDIC Insured.\n \n \n \n \n <\/span>\n <\/div>\n \n \n <\/div>\n <\/div>\n <\/div>\r\n<br>[ad_2]\r\n<br><a href=\"https:\/\/www.businessinsider.com\/personal-finance\/best-metal-credit-cards\">Source link <\/a>","author":{"@type":"Person","name":"","url":"https:\/\/todayheadline.co\/author\/"},"articleSection":["Entertainment News"],"image":{"@type":"ImageObject","url":"https:\/\/i3.wp.com\/i.insider.com\/6183ed8d326b26001834c58d?width=400&resize=400,253&ssl=1","width":400,"height":253},"publisher":{"@type":"Organization","name":"Today headline","url":"https:\/\/todayheadline.co","logo":{"@type":"ImageObject","url":"https:\/\/todayheadline.co\/wp-content\/uploads\/2024\/02\/TH.png"},"sameAs":["http:\/\/facebook.com","http:\/\/twitter.com","https:\/\/plus.google.com\/ Jegtheme","http:\/\/youtube.com","http:\/\/jnews.jegtheme.com\/default\/feed\/"]}}</script> <script type='application/ld+json'>{"@context":"http:\/\/schema.org","@type":"hentry","entry-title":"Best Metal Credit Cards of 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T-I9105|GT-I8510|GT-S6790N|SM-G7105|SM-N9005|GT-S5301|GT-I9295|GT-I9195|SM-C101|GT-S7392|GT-S7560|GT-B7610|GT-I5510|GT-S7582|GT-S7530E|GT-I8750|SM-G9006V|SM-G9008V|SM-G9009D|SM-G900A|SM-G900D|SM-G900F|SM-G900H|SM-G900I|SM-G900J|SM-G900K|SM-G900L|SM-G900M|SM-G900P|SM-G900R4|SM-G900S|SM-G900T|SM-G900V|SM-G900W8|SHV-E160K|SCH-P709|SCH-P729|SM-T2558|GT-I9205|SM-G9350|SM-J120F|SM-G920F|SM-G920V|SM-G930F|SM-N910C|SM-A310F|GT-I9190|SM-J500FN|SM-G903F|SM-J330F|SM-G610F|SM-G981B|SM-G892A|SM-A530F",LG:"\\bLG\\b;|LG[- ]?(C800|C900|E400|E610|E900|E-900|F160|F180K|F180L|F180S|730|855|L160|LS740|LS840|LS970|LU6200|MS690|MS695|MS770|MS840|MS870|MS910|P500|P700|P705|VM696|AS680|AS695|AX840|C729|E970|GS505|272|C395|E739BK|E960|L55C|L75C|LS696|LS860|P769BK|P350|P500|P509|P870|UN272|US730|VS840|VS950|LN272|LN510|LS670|LS855|LW690|MN270|MN510|P509|P769|P930|UN200|UN270|UN510|UN610|US670|US740|US760|UX265|UX840|VN271|VN530|VS660|VS700|VS740|VS750|VS910|VS920|VS930|VX9200|VX11000|AX840A|LW770|P506|P925|P999|E612|D955|D802|MS323|M257)|LM-G710",Sony:"SonyST|SonyLT|SonyEricsson|SonyEricssonLT15iv|LT18i|E10i|LT28h|LT26w|SonyEricssonMT27i|C5303|C6902|C6903|C6906|C6943|D2533|SOV34|601SO|F8332",Asus:"Asus.*Galaxy|PadFone.*Mobile",Xiaomi:"^(?!.*\\bx11\\b).*xiaomi.*$|POCOPHONE F1|MI 8|Redmi Note 9S|Redmi Note 5A Prime|N2G47H|M2001J2G|M2001J2I|M1805E10A|M2004J11G|M1902F1G|M2002J9G|M2004J19G|M2003J6A1G",NokiaLumia:"Lumia [0-9]{3,4}",Micromax:"Micromax.*\\b(A210|A92|A88|A72|A111|A110Q|A115|A116|A110|A90S|A26|A51|A35|A54|A25|A27|A89|A68|A65|A57|A90)\\b",Palm:"PalmSource|Palm",Vertu:"Vertu|Vertu.*Ltd|Vertu.*Ascent|Vertu.*Ayxta|Vertu.*Constellation(F|Quest)?|Vertu.*Monika|Vertu.*Signature",Pantech:"PANTECH|IM-A850S|IM-A840S|IM-A830L|IM-A830K|IM-A830S|IM-A820L|IM-A810K|IM-A810S|IM-A800S|IM-T100K|IM-A725L|IM-A780L|IM-A775C|IM-A770K|IM-A760S|IM-A750K|IM-A740S|IM-A730S|IM-A720L|IM-A710K|IM-A690L|IM-A690S|IM-A650S|IM-A630K|IM-A600S|VEGA PTL21|PT003|P8010|ADR910L|P6030|P6020|P9070|P4100|P9060|P5000|CDM8992|TXT8045|ADR8995|IS11PT|P2030|P6010|P8000|PT002|IS06|CDM8999|P9050|PT001|TXT8040|P2020|P9020|P2000|P7040|P7000|C790",Fly:"IQ230|IQ444|IQ450|IQ440|IQ442|IQ441|IQ245|IQ256|IQ236|IQ255|IQ235|IQ245|IQ275|IQ240|IQ285|IQ280|IQ270|IQ260|IQ250",Wiko:"KITE 4G|HIGHWAY|GETAWAY|STAIRWAY|DARKSIDE|DARKFULL|DARKNIGHT|DARKMOON|SLIDE|WAX 4G|RAINBOW|BLOOM|SUNSET|GOA(?!nna)|LENNY|BARRY|IGGY|OZZY|CINK FIVE|CINK PEAX|CINK PEAX 2|CINK SLIM|CINK SLIM 2|CINK +|CINK KING|CINK PEAX|CINK SLIM|SUBLIM",iMobile:"i-mobile (IQ|i-STYLE|idea|ZAA|Hitz)",SimValley:"\\b(SP-80|XT-930|SX-340|XT-930|SX-310|SP-360|SP60|SPT-800|SP-120|SPT-800|SP-140|SPX-5|SPX-8|SP-100|SPX-8|SPX-12)\\b",Wolfgang:"AT-B24D|AT-AS50HD|AT-AS40W|AT-AS55HD|AT-AS45q2|AT-B26D|AT-AS50Q",Alcatel:"Alcatel",Nintendo:"Nintendo (3DS|Switch)",Amoi:"Amoi",INQ:"INQ",OnePlus:"ONEPLUS",GenericPhone:"Tapatalk|PDA;|SAGEM|\\bmmp\\b|pocket|\\bpsp\\b|symbian|Smartphone|smartfon|treo|up.browser|up.link|vodafone|\\bwap\\b|nokia|Series40|Series60|S60|SonyEricsson|N900|MAUI.*WAP.*Browser"},tablets:{iPad:"iPad|iPad.*Mobile",NexusTablet:"Android.*Nexus[\\s]+(7|9|10)",GoogleTablet:"Android.*Pixel C",SamsungTablet:"SAMSUNG.*Tablet|Galaxy.*Tab|SC-01C|GT-P1000|GT-P1003|GT-P1010|GT-P3105|GT-P6210|GT-P6800|GT-P6810|GT-P7100|GT-P7300|GT-P7310|GT-P7500|GT-P7510|SCH-I800|SCH-I815|SCH-I905|SGH-I957|SGH-I987|SGH-T849|SGH-T859|SGH-T869|SPH-P100|GT-P3100|GT-P3108|GT-P3110|GT-P5100|GT-P5110|GT-P6200|GT-P7320|GT-P7511|GT-N8000|GT-P8510|SGH-I497|SPH-P500|SGH-T779|SCH-I705|SCH-I915|GT-N8013|GT-P3113|GT-P5113|GT-P8110|GT-N8010|GT-N8005|GT-N8020|GT-P1013|GT-P6201|GT-P7501|GT-N5100|GT-N5105|GT-N5110|SHV-E140K|SHV-E140L|SHV-E140S|SHV-E150S|SHV-E230K|SHV-E230L|SHV-E230S|SHW-M180K|SHW-M180L|SHW-M180S|SHW-M180W|SHW-M300W|SHW-M305W|SHW-M380K|SHW-M380S|SHW-M380W|SHW-M430W|SHW-M480K|SHW-M480S|SHW-M480W|SHW-M485W|SHW-M486W|SHW-M500W|GT-I9228|SCH-P739|SCH-I925|GT-I9200|GT-P5200|GT-P5210|GT-P5210X|SM-T311|SM-T310|SM-T310X|SM-T210|SM-T210R|SM-T211|SM-P600|SM-P601|SM-P605|SM-P900|SM-P901|SM-T217|SM-T217A|SM-T217S|SM-P6000|SM-T3100|SGH-I467|XE500|SM-T110|GT-P5220|GT-I9200X|GT-N5110X|GT-N5120|SM-P905|SM-T111|SM-T2105|SM-T315|SM-T320|SM-T320X|SM-T321|SM-T520|SM-T525|SM-T530NU|SM-T230NU|SM-T330NU|SM-T900|XE500T1C|SM-P605V|SM-P905V|SM-T337V|SM-T537V|SM-T707V|SM-T807V|SM-P600X|SM-P900X|SM-T210X|SM-T230|SM-T230X|SM-T325|GT-P7503|SM-T531|SM-T330|SM-T530|SM-T705|SM-T705C|SM-T535|SM-T331|SM-T800|SM-T700|SM-T537|SM-T807|SM-P907A|SM-T337A|SM-T537A|SM-T707A|SM-T807A|SM-T237|SM-T807P|SM-P607T|SM-T217T|SM-T337T|SM-T807T|SM-T116NQ|SM-T116BU|SM-P550|SM-T350|SM-T550|SM-T9000|SM-P9000|SM-T705Y|SM-T805|GT-P3113|SM-T710|SM-T810|SM-T815|SM-T360|SM-T533|SM-T113|SM-T335|SM-T715|SM-T560|SM-T670|SM-T677|SM-T377|SM-T567|SM-T357T|SM-T555|SM-T561|SM-T713|SM-T719|SM-T813|SM-T819|SM-T580|SM-T355Y?|SM-T280|SM-T817A|SM-T820|SM-W700|SM-P580|SM-T587|SM-P350|SM-P555M|SM-P355M|SM-T113NU|SM-T815Y|SM-T585|SM-T285|SM-T825|SM-W708|SM-T835|SM-T830|SM-T837V|SM-T720|SM-T510|SM-T387V|SM-P610|SM-T290|SM-T515|SM-T590|SM-T595|SM-T725|SM-T817P|SM-P585N0|SM-T395|SM-T295|SM-T865|SM-P610N|SM-P615|SM-T970|SM-T380|SM-T5950|SM-T905|SM-T231|SM-T500|SM-T860",Kindle:"Kindle|Silk.*Accelerated|Android.*\\b(KFOT|KFTT|KFJWI|KFJWA|KFOTE|KFSOWI|KFTHWI|KFTHWA|KFAPWI|KFAPWA|WFJWAE|KFSAWA|KFSAWI|KFASWI|KFARWI|KFFOWI|KFGIWI|KFMEWI)\\b|Android.*Silk/[0-9.]+ like Chrome/[0-9.]+ (?!Mobile)",SurfaceTablet:"Windows NT [0-9.]+; ARM;.*(Tablet|ARMBJS)",HPTablet:"HP Slate (7|8|10)|HP ElitePad 900|hp-tablet|EliteBook.*Touch|HP 8|Slate 21|HP SlateBook 10",AsusTablet:"^.*PadFone((?!Mobile).)*$|Transformer|TF101|TF101G|TF300T|TF300TG|TF300TL|TF700T|TF700KL|TF701T|TF810C|ME171|ME301T|ME302C|ME371MG|ME370T|ME372MG|ME172V|ME173X|ME400C|Slider SL101|\\bK00F\\b|\\bK00C\\b|\\bK00E\\b|\\bK00L\\b|TX201LA|ME176C|ME102A|\\bM80TA\\b|ME372CL|ME560CG|ME372CG|ME302KL| K010 | K011 | K017 | K01E |ME572C|ME103K|ME170C|ME171C|\\bME70C\\b|ME581C|ME581CL|ME8510C|ME181C|P01Y|PO1MA|P01Z|\\bP027\\b|\\bP024\\b|\\bP00C\\b",BlackBerryTablet:"PlayBook|RIM Tablet",HTCtablet:"HTC_Flyer_P512|HTC Flyer|HTC Jetstream|HTC-P715a|HTC EVO View 4G|PG41200|PG09410",MotorolaTablet:"xoom|sholest|MZ615|MZ605|MZ505|MZ601|MZ602|MZ603|MZ604|MZ606|MZ607|MZ608|MZ609|MZ615|MZ616|MZ617",NookTablet:"Android.*Nook|NookColor|nook browser|BNRV200|BNRV200A|BNTV250|BNTV250A|BNTV400|BNTV600|LogicPD Zoom2",AcerTablet:"Android.*; \\b(A100|A101|A110|A200|A210|A211|A500|A501|A510|A511|A700|A701|W500|W500P|W501|W501P|W510|W511|W700|G100|G100W|B1-A71|B1-710|B1-711|A1-810|A1-811|A1-830)\\b|W3-810|\\bA3-A10\\b|\\bA3-A11\\b|\\bA3-A20\\b|\\bA3-A30|A3-A40",ToshibaTablet:"Android.*(AT100|AT105|AT200|AT205|AT270|AT275|AT300|AT305|AT1S5|AT500|AT570|AT700|AT830)|TOSHIBA.*FOLIO",LGTablet:"\\bL-06C|LG-V909|LG-V900|LG-V700|LG-V510|LG-V500|LG-V410|LG-V400|LG-VK810\\b",FujitsuTablet:"Android.*\\b(F-01D|F-02F|F-05E|F-10D|M532|Q572)\\b",PrestigioTablet:"PMP3170B|PMP3270B|PMP3470B|PMP7170B|PMP3370B|PMP3570C|PMP5870C|PMP3670B|PMP5570C|PMP5770D|PMP3970B|PMP3870C|PMP5580C|PMP5880D|PMP5780D|PMP5588C|PMP7280C|PMP7280C3G|PMP7280|PMP7880D|PMP5597D|PMP5597|PMP7100D|PER3464|PER3274|PER3574|PER3884|PER5274|PER5474|PMP5097CPRO|PMP5097|PMP7380D|PMP5297C|PMP5297C_QUAD|PMP812E|PMP812E3G|PMP812F|PMP810E|PMP880TD|PMT3017|PMT3037|PMT3047|PMT3057|PMT7008|PMT5887|PMT5001|PMT5002",LenovoTablet:"Lenovo TAB|Idea(Tab|Pad)( A1|A10| K1|)|ThinkPad([ ]+)?Tablet|YT3-850M|YT3-X90L|YT3-X90F|YT3-X90X|Lenovo.*(S2109|S2110|S5000|S6000|K3011|A3000|A3500|A1000|A2107|A2109|A1107|A5500|A7600|B6000|B8000|B8080)(-|)(FL|F|HV|H|)|TB-X103F|TB-X304X|TB-X304F|TB-X304L|TB-X505F|TB-X505L|TB-X505X|TB-X605F|TB-X605L|TB-8703F|TB-8703X|TB-8703N|TB-8704N|TB-8704F|TB-8704X|TB-8704V|TB-7304F|TB-7304I|TB-7304X|Tab2A7-10F|Tab2A7-20F|TB2-X30L|YT3-X50L|YT3-X50F|YT3-X50M|YT-X705F|YT-X703F|YT-X703L|YT-X705L|YT-X705X|TB2-X30F|TB2-X30L|TB2-X30M|A2107A-F|A2107A-H|TB3-730F|TB3-730M|TB3-730X|TB-7504F|TB-7504X|TB-X704F|TB-X104F|TB3-X70F|TB-X705F|TB-8504F|TB3-X70L|TB3-710F|TB-X704L",DellTablet:"Venue 11|Venue 8|Venue 7|Dell Streak 10|Dell Streak 7",YarvikTablet:"Android.*\\b(TAB210|TAB211|TAB224|TAB250|TAB260|TAB264|TAB310|TAB360|TAB364|TAB410|TAB411|TAB420|TAB424|TAB450|TAB460|TAB461|TAB464|TAB465|TAB467|TAB468|TAB07-100|TAB07-101|TAB07-150|TAB07-151|TAB07-152|TAB07-200|TAB07-201-3G|TAB07-210|TAB07-211|TAB07-212|TAB07-214|TAB07-220|TAB07-400|TAB07-485|TAB08-150|TAB08-200|TAB08-201-3G|TAB08-201-30|TAB09-100|TAB09-211|TAB09-410|TAB10-150|TAB10-201|TAB10-211|TAB10-400|TAB10-410|TAB13-201|TAB274EUK|TAB275EUK|TAB374EUK|TAB462EUK|TAB474EUK|TAB9-200)\\b",MedionTablet:"Android.*\\bOYO\\b|LIFE.*(P9212|P9514|P9516|S9512)|LIFETAB",ArnovaTablet:"97G4|AN10G2|AN7bG3|AN7fG3|AN8G3|AN8cG3|AN7G3|AN9G3|AN7dG3|AN7dG3ST|AN7dG3ChildPad|AN10bG3|AN10bG3DT|AN9G2",IntensoTablet:"INM8002KP|INM1010FP|INM805ND|Intenso Tab|TAB1004",IRUTablet:"M702pro",MegafonTablet:"MegaFon V9|\\bZTE V9\\b|Android.*\\bMT7A\\b",EbodaTablet:"E-Boda (Supreme|Impresspeed|Izzycomm|Essential)",AllViewTablet:"Allview.*(Viva|Alldro|City|Speed|All TV|Frenzy|Quasar|Shine|TX1|AX1|AX2)",ArchosTablet:"\\b(101G9|80G9|A101IT)\\b|Qilive 97R|Archos5|\\bARCHOS (70|79|80|90|97|101|FAMILYPAD|)(b|c|)(G10| Cobalt| TITANIUM(HD|)| Xenon| Neon|XSK| 2| XS 2| PLATINUM| CARBON|GAMEPAD)\\b",AinolTablet:"NOVO7|NOVO8|NOVO10|Novo7Aurora|Novo7Basic|NOVO7PALADIN|novo9-Spark",NokiaLumiaTablet:"Lumia 2520",SonyTablet:"Sony.*Tablet|Xperia Tablet|Sony Tablet S|SO-03E|SGPT12|SGPT13|SGPT114|SGPT121|SGPT122|SGPT123|SGPT111|SGPT112|SGPT113|SGPT131|SGPT132|SGPT133|SGPT211|SGPT212|SGPT213|SGP311|SGP312|SGP321|EBRD1101|EBRD1102|EBRD1201|SGP351|SGP341|SGP511|SGP512|SGP521|SGP541|SGP551|SGP621|SGP641|SGP612|SOT31|SGP771|SGP611|SGP612|SGP712",PhilipsTablet:"\\b(PI2010|PI3000|PI3100|PI3105|PI3110|PI3205|PI3210|PI3900|PI4010|PI7000|PI7100)\\b",CubeTablet:"Android.*(K8GT|U9GT|U10GT|U16GT|U17GT|U18GT|U19GT|U20GT|U23GT|U30GT)|CUBE U8GT",CobyTablet:"MID1042|MID1045|MID1125|MID1126|MID7012|MID7014|MID7015|MID7034|MID7035|MID7036|MID7042|MID7048|MID7127|MID8042|MID8048|MID8127|MID9042|MID9740|MID9742|MID7022|MID7010",MIDTablet:"M9701|M9000|M9100|M806|M1052|M806|T703|MID701|MID713|MID710|MID727|MID760|MID830|MID728|MID933|MID125|MID810|MID732|MID120|MID930|MID800|MID731|MID900|MID100|MID820|MID735|MID980|MID130|MID833|MID737|MID960|MID135|MID860|MID736|MID140|MID930|MID835|MID733|MID4X10",MSITablet:"MSI \\b(Primo 73K|Primo 73L|Primo 81L|Primo 77|Primo 93|Primo 75|Primo 76|Primo 73|Primo 81|Primo 91|Primo 90|Enjoy 71|Enjoy 7|Enjoy 10)\\b",SMiTTablet:"Android.*(\\bMID\\b|MID-560|MTV-T1200|MTV-PND531|MTV-P1101|MTV-PND530)",RockChipTablet:"Android.*(RK2818|RK2808A|RK2918|RK3066)|RK2738|RK2808A",FlyTablet:"IQ310|Fly Vision",bqTablet:"Android.*(bq)?.*\\b(Elcano|Curie|Edison|Maxwell|Kepler|Pascal|Tesla|Hypatia|Platon|Newton|Livingstone|Cervantes|Avant|Aquaris ([E|M]10|M8))\\b|Maxwell.*Lite|Maxwell.*Plus",HuaweiTablet:"MediaPad|MediaPad 7 Youth|IDEOS S7|S7-201c|S7-202u|S7-101|S7-103|S7-104|S7-105|S7-106|S7-201|S7-Slim|M2-A01L|BAH-L09|BAH-W09|AGS-L09|CMR-AL19",NecTablet:"\\bN-06D|\\bN-08D",PantechTablet:"Pantech.*P4100",BronchoTablet:"Broncho.*(N701|N708|N802|a710)",VersusTablet:"TOUCHPAD.*[78910]|\\bTOUCHTAB\\b",ZyncTablet:"z1000|Z99 2G|z930|z990|z909|Z919|z900",PositivoTablet:"TB07STA|TB10STA|TB07FTA|TB10FTA",NabiTablet:"Android.*\\bNabi",KoboTablet:"Kobo Touch|\\bK080\\b|\\bVox\\b Build|\\bArc\\b Build",DanewTablet:"DSlide.*\\b(700|701R|702|703R|704|802|970|971|972|973|974|1010|1012)\\b",TexetTablet:"NaviPad|TB-772A|TM-7045|TM-7055|TM-9750|TM-7016|TM-7024|TM-7026|TM-7041|TM-7043|TM-7047|TM-8041|TM-9741|TM-9747|TM-9748|TM-9751|TM-7022|TM-7021|TM-7020|TM-7011|TM-7010|TM-7023|TM-7025|TM-7037W|TM-7038W|TM-7027W|TM-9720|TM-9725|TM-9737W|TM-1020|TM-9738W|TM-9740|TM-9743W|TB-807A|TB-771A|TB-727A|TB-725A|TB-719A|TB-823A|TB-805A|TB-723A|TB-715A|TB-707A|TB-705A|TB-709A|TB-711A|TB-890HD|TB-880HD|TB-790HD|TB-780HD|TB-770HD|TB-721HD|TB-710HD|TB-434HD|TB-860HD|TB-840HD|TB-760HD|TB-750HD|TB-740HD|TB-730HD|TB-722HD|TB-720HD|TB-700HD|TB-500HD|TB-470HD|TB-431HD|TB-430HD|TB-506|TB-504|TB-446|TB-436|TB-416|TB-146SE|TB-126SE",PlaystationTablet:"Playstation.*(Portable|Vita)",TrekstorTablet:"ST10416-1|VT10416-1|ST70408-1|ST702xx-1|ST702xx-2|ST80208|ST97216|ST70104-2|VT10416-2|ST10216-2A|SurfTab",PyleAudioTablet:"\\b(PTBL10CEU|PTBL10C|PTBL72BC|PTBL72BCEU|PTBL7CEU|PTBL7C|PTBL92BC|PTBL92BCEU|PTBL9CEU|PTBL9CUK|PTBL9C)\\b",AdvanTablet:"Android.* \\b(E3A|T3X|T5C|T5B|T3E|T3C|T3B|T1J|T1F|T2A|T1H|T1i|E1C|T1-E|T5-A|T4|E1-B|T2Ci|T1-B|T1-D|O1-A|E1-A|T1-A|T3A|T4i)\\b ",DanyTechTablet:"Genius Tab G3|Genius Tab S2|Genius Tab Q3|Genius Tab G4|Genius Tab Q4|Genius Tab G-II|Genius TAB GII|Genius TAB GIII|Genius Tab S1",GalapadTablet:"Android [0-9.]+; [a-z-]+; \\bG1\\b",MicromaxTablet:"Funbook|Micromax.*\\b(P250|P560|P360|P362|P600|P300|P350|P500|P275)\\b",KarbonnTablet:"Android.*\\b(A39|A37|A34|ST8|ST10|ST7|Smart Tab3|Smart Tab2)\\b",AllFineTablet:"Fine7 Genius|Fine7 Shine|Fine7 Air|Fine8 Style|Fine9 More|Fine10 Joy|Fine11 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1027",HCLTablet:"HCL.*Tablet|Connect-3G-2.0|Connect-2G-2.0|ME Tablet U1|ME Tablet U2|ME Tablet G1|ME Tablet X1|ME Tablet Y2|ME Tablet Sync",DPSTablet:"DPS Dream 9|DPS Dual 7",VistureTablet:"V97 HD|i75 3G|Visture V4( HD)?|Visture V5( HD)?|Visture V10",CrestaTablet:"CTP(-)?810|CTP(-)?818|CTP(-)?828|CTP(-)?838|CTP(-)?888|CTP(-)?978|CTP(-)?980|CTP(-)?987|CTP(-)?988|CTP(-)?989",MediatekTablet:"\\bMT8125|MT8389|MT8135|MT8377\\b",ConcordeTablet:"Concorde([ ]+)?Tab|ConCorde ReadMan",GoCleverTablet:"GOCLEVER TAB|A7GOCLEVER|M1042|M7841|M742|R1042BK|R1041|TAB A975|TAB A7842|TAB A741|TAB A741L|TAB M723G|TAB M721|TAB A1021|TAB I921|TAB R721|TAB I720|TAB T76|TAB R70|TAB R76.2|TAB R106|TAB R83.2|TAB M813G|TAB I721|GCTA722|TAB I70|TAB I71|TAB S73|TAB R73|TAB R74|TAB R93|TAB R75|TAB R76.1|TAB A73|TAB A93|TAB A93.2|TAB T72|TAB R83|TAB R974|TAB R973|TAB A101|TAB A103|TAB A104|TAB A104.2|R105BK|M713G|A972BK|TAB A971|TAB R974.2|TAB R104|TAB R83.3|TAB A1042",ModecomTablet:"FreeTAB 9000|FreeTAB 7.4|FreeTAB 7004|FreeTAB 7800|FreeTAB 2096|FreeTAB 7.5|FreeTAB 1014|FreeTAB 1001 |FreeTAB 8001|FreeTAB 9706|FreeTAB 9702|FreeTAB 7003|FreeTAB 7002|FreeTAB 1002|FreeTAB 7801|FreeTAB 1331|FreeTAB 1004|FreeTAB 8002|FreeTAB 8014|FreeTAB 9704|FreeTAB 1003",VoninoTablet:"\\b(Argus[ _]?S|Diamond[ _]?79HD|Emerald[ _]?78E|Luna[ _]?70C|Onyx[ _]?S|Onyx[ _]?Z|Orin[ _]?HD|Orin[ _]?S|Otis[ _]?S|SpeedStar[ _]?S|Magnet[ _]?M9|Primus[ _]?94[ _]?3G|Primus[ _]?94HD|Primus[ _]?QS|Android.*\\bQ8\\b|Sirius[ _]?EVO[ _]?QS|Sirius[ _]?QS|Spirit[ _]?S)\\b",ECSTablet:"V07OT2|TM105A|S10OT1|TR10CS1",StorexTablet:"eZee[_']?(Tab|Go)[0-9]+|TabLC7|Looney Tunes Tab",VodafoneTablet:"SmartTab([ ]+)?[0-9]+|SmartTabII10|SmartTabII7|VF-1497|VFD 1400",EssentielBTablet:"Smart[ ']?TAB[ ]+?[0-9]+|Family[ ']?TAB2",RossMoorTablet:"RM-790|RM-997|RMD-878G|RMD-974R|RMT-705A|RMT-701|RME-601|RMT-501|RMT-711",iMobileTablet:"i-mobile i-note",TolinoTablet:"tolino tab [0-9.]+|tolino shine",AudioSonicTablet:"\\bC-22Q|T7-QC|T-17B|T-17P\\b",AMPETablet:"Android.* A78 ",SkkTablet:"Android.* (SKYPAD|PHOENIX|CYCLOPS)",TecnoTablet:"TECNO P9|TECNO DP8D",JXDTablet:"Android.* \\b(F3000|A3300|JXD5000|JXD3000|JXD2000|JXD300B|JXD300|S5800|S7800|S602b|S5110b|S7300|S5300|S602|S603|S5100|S5110|S601|S7100a|P3000F|P3000s|P101|P200s|P1000m|P200m|P9100|P1000s|S6600b|S908|P1000|P300|S18|S6600|S9100)\\b",iJoyTablet:"Tablet (Spirit 7|Essentia|Galatea|Fusion|Onix 7|Landa|Titan|Scooby|Deox|Stella|Themis|Argon|Unique 7|Sygnus|Hexen|Finity 7|Cream|Cream X2|Jade|Neon 7|Neron 7|Kandy|Scape|Saphyr 7|Rebel|Biox|Rebel|Rebel 8GB|Myst|Draco 7|Myst|Tab7-004|Myst|Tadeo Jones|Tablet Boing|Arrow|Draco Dual Cam|Aurix|Mint|Amity|Revolution|Finity 9|Neon 9|T9w|Amity 4GB Dual Cam|Stone 4GB|Stone 8GB|Andromeda|Silken|X2|Andromeda II|Halley|Flame|Saphyr 9,7|Touch 8|Planet|Triton|Unique 10|Hexen 10|Memphis 4GB|Memphis 8GB|Onix 10)",FX2Tablet:"FX2 PAD7|FX2 PAD10",XoroTablet:"KidsPAD 701|PAD[ ]?712|PAD[ ]?714|PAD[ ]?716|PAD[ ]?717|PAD[ ]?718|PAD[ ]?720|PAD[ ]?721|PAD[ ]?722|PAD[ ]?790|PAD[ ]?792|PAD[ ]?900|PAD[ ]?9715D|PAD[ ]?9716DR|PAD[ ]?9718DR|PAD[ ]?9719QR|PAD[ ]?9720QR|TelePAD1030|Telepad1032|TelePAD730|TelePAD731|TelePAD732|TelePAD735Q|TelePAD830|TelePAD9730|TelePAD795|MegaPAD 1331|MegaPAD 1851|MegaPAD 2151",ViewsonicTablet:"ViewPad 10pi|ViewPad 10e|ViewPad 10s|ViewPad E72|ViewPad7|ViewPad E100|ViewPad 7e|ViewSonic VB733|VB100a",VerizonTablet:"QTAQZ3|QTAIR7|QTAQTZ3|QTASUN1|QTASUN2|QTAXIA1",OdysTablet:"LOOX|XENO10|ODYS[ -](Space|EVO|Xpress|NOON)|\\bXELIO\\b|Xelio10Pro|XELIO7PHONETAB|XELIO10EXTREME|XELIOPT2|NEO_QUAD10",CaptivaTablet:"CAPTIVA PAD",IconbitTablet:"NetTAB|NT-3702|NT-3702S|NT-3702S|NT-3603P|NT-3603P|NT-0704S|NT-0704S|NT-3805C|NT-3805C|NT-0806C|NT-0806C|NT-0909T|NT-0909T|NT-0907S|NT-0907S|NT-0902S|NT-0902S",TeclastTablet:"T98 4G|\\bP80\\b|\\bX90HD\\b|X98 Air|X98 Air 3G|\\bX89\\b|P80 3G|\\bX80h\\b|P98 Air|\\bX89HD\\b|P98 3G|\\bP90HD\\b|P89 3G|X98 3G|\\bP70h\\b|P79HD 3G|G18d 3G|\\bP79HD\\b|\\bP89s\\b|\\bA88\\b|\\bP10HD\\b|\\bP19HD\\b|G18 3G|\\bP78HD\\b|\\bA78\\b|\\bP75\\b|G17s 3G|G17h 3G|\\bP85t\\b|\\bP90\\b|\\bP11\\b|\\bP98t\\b|\\bP98HD\\b|\\bG18d\\b|\\bP85s\\b|\\bP11HD\\b|\\bP88s\\b|\\bA80HD\\b|\\bA80se\\b|\\bA10h\\b|\\bP89\\b|\\bP78s\\b|\\bG18\\b|\\bP85\\b|\\bA70h\\b|\\bA70\\b|\\bG17\\b|\\bP18\\b|\\bA80s\\b|\\bA11s\\b|\\bP88HD\\b|\\bA80h\\b|\\bP76s\\b|\\bP76h\\b|\\bP98\\b|\\bA10HD\\b|\\bP78\\b|\\bP88\\b|\\bA11\\b|\\bA10t\\b|\\bP76a\\b|\\bP76t\\b|\\bP76e\\b|\\bP85HD\\b|\\bP85a\\b|\\bP86\\b|\\bP75HD\\b|\\bP76v\\b|\\bA12\\b|\\bP75a\\b|\\bA15\\b|\\bP76Ti\\b|\\bP81HD\\b|\\bA10\\b|\\bT760VE\\b|\\bT720HD\\b|\\bP76\\b|\\bP73\\b|\\bP71\\b|\\bP72\\b|\\bT720SE\\b|\\bC520Ti\\b|\\bT760\\b|\\bT720VE\\b|T720-3GE|T720-WiFi",OndaTablet:"\\b(V975i|Vi30|VX530|V701|Vi60|V701s|Vi50|V801s|V719|Vx610w|VX610W|V819i|Vi10|VX580W|Vi10|V711s|V813|V811|V820w|V820|Vi20|V711|VI30W|V712|V891w|V972|V819w|V820w|Vi60|V820w|V711|V813s|V801|V819|V975s|V801|V819|V819|V818|V811|V712|V975m|V101w|V961w|V812|V818|V971|V971s|V919|V989|V116w|V102w|V973|Vi40)\\b[\\s]+|V10 \\b4G\\b",JaytechTablet:"TPC-PA762",BlaupunktTablet:"Endeavour 800NG|Endeavour 1010",DigmaTablet:"\\b(iDx10|iDx9|iDx8|iDx7|iDxD7|iDxD8|iDsQ8|iDsQ7|iDsQ8|iDsD10|iDnD7|3TS804H|iDsQ11|iDj7|iDs10)\\b",EvolioTablet:"ARIA_Mini_wifi|Aria[ _]Mini|Evolio X10|Evolio X7|Evolio X8|\\bEvotab\\b|\\bNeura\\b",LavaTablet:"QPAD E704|\\bIvoryS\\b|E-TAB IVORY|\\bE-TAB\\b",AocTablet:"MW0811|MW0812|MW0922|MTK8382|MW1031|MW0831|MW0821|MW0931|MW0712",MpmanTablet:"MP11 OCTA|MP10 OCTA|MPQC1114|MPQC1004|MPQC994|MPQC974|MPQC973|MPQC804|MPQC784|MPQC780|\\bMPG7\\b|MPDCG75|MPDCG71|MPDC1006|MP101DC|MPDC9000|MPDC905|MPDC706HD|MPDC706|MPDC705|MPDC110|MPDC100|MPDC99|MPDC97|MPDC88|MPDC8|MPDC77|MP709|MID701|MID711|MID170|MPDC703|MPQC1010",CelkonTablet:"CT695|CT888|CT[\\s]?910|CT7 Tab|CT9 Tab|CT3 Tab|CT2 Tab|CT1 Tab|C820|C720|\\bCT-1\\b",WolderTablet:"miTab \\b(DIAMOND|SPACE|BROOKLYN|NEO|FLY|MANHATTAN|FUNK|EVOLUTION|SKY|GOCAR|IRON|GENIUS|POP|MINT|EPSILON|BROADWAY|JUMP|HOP|LEGEND|NEW AGE|LINE|ADVANCE|FEEL|FOLLOW|LIKE|LINK|LIVE|THINK|FREEDOM|CHICAGO|CLEVELAND|BALTIMORE-GH|IOWA|BOSTON|SEATTLE|PHOENIX|DALLAS|IN 101|MasterChef)\\b",MediacomTablet:"M-MPI10C3G|M-SP10EG|M-SP10EGP|M-SP10HXAH|M-SP7HXAH|M-SP10HXBH|M-SP8HXAH|M-SP8MXA",MiTablet:"\\bMI PAD\\b|\\bHM NOTE 1W\\b",NibiruTablet:"Nibiru M1|Nibiru Jupiter One",NexoTablet:"NEXO NOVA|NEXO 10|NEXO AVIO|NEXO FREE|NEXO GO|NEXO EVO|NEXO 3G|NEXO SMART|NEXO KIDDO|NEXO MOBI",LeaderTablet:"TBLT10Q|TBLT10I|TBL-10WDKB|TBL-10WDKBO2013|TBL-W230V2|TBL-W450|TBL-W500|SV572|TBLT7I|TBA-AC7-8G|TBLT79|TBL-8W16|TBL-10W32|TBL-10WKB|TBL-W100",UbislateTablet:"UbiSlate[\\s]?7C",PocketBookTablet:"Pocketbook",KocasoTablet:"\\b(TB-1207)\\b",HisenseTablet:"\\b(F5281|E2371)\\b",Hudl:"Hudl HT7S3|Hudl 2",TelstraTablet:"T-Hub2",GenericTablet:"Android.*\\b97D\\b|Tablet(?!.*PC)|BNTV250A|MID-WCDMA|LogicPD Zoom2|\\bA7EB\\b|CatNova8|A1_07|CT704|CT1002|\\bM721\\b|rk30sdk|\\bEVOTAB\\b|M758A|ET904|ALUMIUM10|Smartfren Tab|Endeavour 1010|Tablet-PC-4|Tagi Tab|\\bM6pro\\b|CT1020W|arc 10HD|\\bTP750\\b|\\bQTAQZ3\\b|WVT101|TM1088|KT107"},oss:{AndroidOS:"Android",BlackBerryOS:"blackberry|\\bBB10\\b|rim tablet os",PalmOS:"PalmOS|avantgo|blazer|elaine|hiptop|palm|plucker|xiino",SymbianOS:"Symbian|SymbOS|Series60|Series40|SYB-[0-9]+|\\bS60\\b",WindowsMobileOS:"Windows CE.*(PPC|Smartphone|Mobile|[0-9]{3}x[0-9]{3})|Windows Mobile|Windows Phone [0-9.]+|WCE;",WindowsPhoneOS:"Windows Phone 10.0|Windows Phone 8.1|Windows Phone 8.0|Windows Phone OS|XBLWP7|ZuneWP7|Windows NT 6.[23]; ARM;",iOS:"\\biPhone.*Mobile|\\biPod|\\biPad|AppleCoreMedia",iPadOS:"CPU OS 13",SailfishOS:"Sailfish",MeeGoOS:"MeeGo",MaemoOS:"Maemo",JavaOS:"J2ME/|\\bMIDP\\b|\\bCLDC\\b",webOS:"webOS|hpwOS",badaOS:"\\bBada\\b",BREWOS:"BREW"},uas:{Chrome:"\\bCrMo\\b|CriOS|Android.*Chrome/[.0-9]* (Mobile)?",Dolfin:"\\bDolfin\\b",Opera:"Opera.*Mini|Opera.*Mobi|Android.*Opera|Mobile.*OPR/[0-9.]+$|Coast/[0-9.]+",Skyfire:"Skyfire",Edge:"\\bEdgiOS\\b|Mobile Safari/[.0-9]* Edge",IE:"IEMobile|MSIEMobile",Firefox:"fennec|firefox.*maemo|(Mobile|Tablet).*Firefox|Firefox.*Mobile|FxiOS",Bolt:"bolt",TeaShark:"teashark",Blazer:"Blazer",Safari:"Version((?!\\bEdgiOS\\b).)*Mobile.*Safari|Safari.*Mobile|MobileSafari",WeChat:"\\bMicroMessenger\\b",UCBrowser:"UC.*Browser|UCWEB",baiduboxapp:"baiduboxapp",baidubrowser:"baidubrowser",DiigoBrowser:"DiigoBrowser",Mercury:"\\bMercury\\b",ObigoBrowser:"Obigo",NetFront:"NF-Browser",GenericBrowser:"NokiaBrowser|OviBrowser|OneBrowser|TwonkyBeamBrowser|SEMC.*Browser|FlyFlow|Minimo|NetFront|Novarra-Vision|MQQBrowser|MicroMessenger",PaleMoon:"Android.*PaleMoon|Mobile.*PaleMoon"},props:{Mobile:"Mobile/[VER]",Build:"Build/[VER]",Version:"Version/[VER]",VendorID:"VendorID/[VER]",iPad:"iPad.*CPU[a-z ]+[VER]",iPhone:"iPhone.*CPU[a-z ]+[VER]",iPod:"iPod.*CPU[a-z ]+[VER]",Kindle:"Kindle/[VER]",Chrome:["Chrome/[VER]","CriOS/[VER]","CrMo/[VER]"],Coast:["Coast/[VER]"],Dolfin:"Dolfin/[VER]",Firefox:["Firefox/[VER]","FxiOS/[VER]"],Fennec:"Fennec/[VER]",Edge:"Edge/[VER]",IE:["IEMobile/[VER];","IEMobile [VER]","MSIE [VER];","Trident/[0-9.]+;.*rv:[VER]"],NetFront:"NetFront/[VER]",NokiaBrowser:"NokiaBrowser/[VER]",Opera:[" OPR/[VER]","Opera Mini/[VER]","Version/[VER]"],"Opera Mini":"Opera Mini/[VER]","Opera Mobi":"Version/[VER]",UCBrowser:["UCWEB[VER]","UC.*Browser/[VER]"],MQQBrowser:"MQQBrowser/[VER]",MicroMessenger:"MicroMessenger/[VER]",baiduboxapp:"baiduboxapp/[VER]",baidubrowser:"baidubrowser/[VER]",SamsungBrowser:"SamsungBrowser/[VER]",Iron:"Iron/[VER]",Safari:["Version/[VER]","Safari/[VER]"],Skyfire:"Skyfire/[VER]",Tizen:"Tizen/[VER]",Webkit:"webkit[ /][VER]",PaleMoon:"PaleMoon/[VER]",SailfishBrowser:"SailfishBrowser/[VER]",Gecko:"Gecko/[VER]",Trident:"Trident/[VER]",Presto:"Presto/[VER]",Goanna:"Goanna/[VER]",iOS:" \\bi?OS\\b [VER][ ;]{1}",Android:"Android [VER]",Sailfish:"Sailfish [VER]",BlackBerry:["BlackBerry[\\w]+/[VER]","BlackBerry.*Version/[VER]","Version/[VER]"],BREW:"BREW [VER]",Java:"Java/[VER]","Windows Phone OS":["Windows Phone OS [VER]","Windows Phone [VER]"],"Windows Phone":"Windows Phone [VER]","Windows CE":"Windows CE/[VER]","Windows NT":"Windows NT [VER]",Symbian:["SymbianOS/[VER]","Symbian/[VER]"],webOS:["webOS/[VER]","hpwOS/[VER];"]},utils:{Bot:"Googlebot|facebookexternalhit|Google-AMPHTML|s~amp-validator|AdsBot-Google|Google Keyword Suggestion|Facebot|YandexBot|YandexMobileBot|bingbot|ia_archiver|AhrefsBot|Ezooms|GSLFbot|WBSearchBot|Twitterbot|TweetmemeBot|Twikle|PaperLiBot|Wotbox|UnwindFetchor|Exabot|MJ12bot|YandexImages|TurnitinBot|Pingdom|contentkingapp|AspiegelBot",MobileBot:"Googlebot-Mobile|AdsBot-Google-Mobile|YahooSeeker/M1A1-R2D2",DesktopMode:"WPDesktop",TV:"SonyDTV|HbbTV",WebKit:"(webkit)[ /]([\\w.]+)",Console:"\\b(Nintendo|Nintendo WiiU|Nintendo 3DS|Nintendo Switch|PLAYSTATION|Xbox)\\b",Watch:"SM-V700"}},g.detectMobileBrowsers={fullPattern:/(android|bb\d+|meego).+mobile|avantgo|bada\/|blackberry|blazer|compal|elaine|fennec|hiptop|iemobile|ip(hone|od)|iris|kindle|lge |maemo|midp|mmp|mobile.+firefox|netfront|opera m(ob|in)i|palm( os)?|phone|p(ixi|re)\/|plucker|pocket|psp|series(4|6)0|symbian|treo|up\.(browser|link)|vodafone|wap|windows ce|xda|xiino/i, shortPattern:/1207|6310|6590|3gso|4thp|50[1-6]i|770s|802s|a wa|abac|ac(er|oo|s\-)|ai(ko|rn)|al(av|ca|co)|amoi|an(ex|ny|yw)|aptu|ar(ch|go)|as(te|us)|attw|au(di|\-m|r |s )|avan|be(ck|ll|nq)|bi(lb|rd)|bl(ac|az)|br(e|v)w|bumb|bw\-(n|u)|c55\/|capi|ccwa|cdm\-|cell|chtm|cldc|cmd\-|co(mp|nd)|craw|da(it|ll|ng)|dbte|dc\-s|devi|dica|dmob|do(c|p)o|ds(12|\-d)|el(49|ai)|em(l2|ul)|er(ic|k0)|esl8|ez([4-7]0|os|wa|ze)|fetc|fly(\-|_)|g1 u|g560|gene|gf\-5|g\-mo|go(\.w|od)|gr(ad|un)|haie|hcit|hd\-(m|p|t)|hei\-|hi(pt|ta)|hp( i|ip)|hs\-c|ht(c(\-| |_|a|g|p|s|t)|tp)|hu(aw|tc)|i\-(20|go|ma)|i230|iac( |\-|\/)|ibro|idea|ig01|ikom|im1k|inno|ipaq|iris|ja(t|v)a|jbro|jemu|jigs|kddi|keji|kgt( |\/)|klon|kpt |kwc\-|kyo(c|k)|le(no|xi)|lg( g|\/(k|l|u)|50|54|\-[a-w])|libw|lynx|m1\-w|m3ga|m50\/|ma(te|ui|xo)|mc(01|21|ca)|m\-cr|me(rc|ri)|mi(o8|oa|ts)|mmef|mo(01|02|bi|de|do|t(\-| |o|v)|zz)|mt(50|p1|v )|mwbp|mywa|n10[0-2]|n20[2-3]|n30(0|2)|n50(0|2|5)|n7(0(0|1)|10)|ne((c|m)\-|on|tf|wf|wg|wt)|nok(6|i)|nzph|o2im|op(ti|wv)|oran|owg1|p800|pan(a|d|t)|pdxg|pg(13|\-([1-8]|c))|phil|pire|pl(ay|uc)|pn\-2|po(ck|rt|se)|prox|psio|pt\-g|qa\-a|qc(07|12|21|32|60|\-[2-7]|i\-)|qtek|r380|r600|raks|rim9|ro(ve|zo)|s55\/|sa(ge|ma|mm|ms|ny|va)|sc(01|h\-|oo|p\-)|sdk\/|se(c(\-|0|1)|47|mc|nd|ri)|sgh\-|shar|sie(\-|m)|sk\-0|sl(45|id)|sm(al|ar|b3|it|t5)|so(ft|ny)|sp(01|h\-|v\-|v )|sy(01|mb)|t2(18|50)|t6(00|10|18)|ta(gt|lk)|tcl\-|tdg\-|tel(i|m)|tim\-|t\-mo|to(pl|sh)|ts(70|m\-|m3|m5)|tx\-9|up(\.b|g1|si)|utst|v400|v750|veri|vi(rg|te)|vk(40|5[0-3]|\-v)|vm40|voda|vulc|vx(52|53|60|61|70|80|81|83|85|98)|w3c(\-| )|webc|whit|wi(g |nc|nw)|wmlb|wonu|x700|yas\-|your|zeto|zte\-/i,tabletPattern:/android|ipad|playbook|silk/i};var h,i=Object.prototype.hasOwnProperty;return g.FALLBACK_PHONE="UnknownPhone",g.FALLBACK_TABLET="UnknownTablet",g.FALLBACK_MOBILE="UnknownMobile",h="isArray"in Array?Array.isArray:function(a){return"[object Array]"===Object.prototype.toString.call(a)},function(){var a,b,c,e,f,j,k=g.mobileDetectRules;for(a in k.props)if(i.call(k.props,a)){for(b=k.props[a],h(b)||(b=[b]),f=b.length,e=0;e<f;++e)c=b[e],j=c.indexOf("[VER]"),j>=0&&(c=c.substring(0,j)+"([\\w._\\+]+)"+c.substring(j+5)),b[e]=new RegExp(c,"i");k.props[a]=b}d(k.oss),d(k.phones),d(k.tablets),d(k.uas),d(k.utils),k.oss0={WindowsPhoneOS:k.oss.WindowsPhoneOS,WindowsMobileOS:k.oss.WindowsMobileOS}}(),g.findMatch=function(a,b){for(var c in a)if(i.call(a,c)&&a[c].test(b))return c;return null},g.findMatches=function(a,b){var c=[];for(var d in a)i.call(a,d)&&a[d].test(b)&&c.push(d);return c},g.getVersionStr=function(a,b){var c,d,e,f,h=g.mobileDetectRules.props;if(i.call(h,a))for(c=h[a],e=c.length,d=0;d<e;++d)if(f=c[d].exec(b),null!==f)return f[1];return null},g.getVersion=function(a,b){var c=g.getVersionStr(a,b);return c?g.prepareVersionNo(c):NaN},g.prepareVersionNo=function(a){var b;return b=a.split(/[a-z._ \/\-]/i),1===b.length&&(a=b[0]),b.length>1&&(a=b[0]+".",b.shift(),a+=b.join("")),Number(a)},g.isMobileFallback=function(a){return g.detectMobileBrowsers.fullPattern.test(a)||g.detectMobileBrowsers.shortPattern.test(a.substr(0,4))},g.isTabletFallback=function(a){return g.detectMobileBrowsers.tabletPattern.test(a)},g.prepareDetectionCache=function(a,c,d){if(a.mobile===b){var e,h,i;return(h=g.findMatch(g.mobileDetectRules.tablets,c))?(a.mobile=a.tablet=h,void(a.phone=null)):(e=g.findMatch(g.mobileDetectRules.phones,c))?(a.mobile=a.phone=e,void(a.tablet=null)):void(g.isMobileFallback(c)?(i=f.isPhoneSized(d),i===b?(a.mobile=g.FALLBACK_MOBILE,a.tablet=a.phone=null):i?(a.mobile=a.phone=g.FALLBACK_PHONE,a.tablet=null):(a.mobile=a.tablet=g.FALLBACK_TABLET,a.phone=null)):g.isTabletFallback(c)?(a.mobile=a.tablet=g.FALLBACK_TABLET,a.phone=null):a.mobile=a.tablet=a.phone=null)}},g.mobileGrade=function(a){var b=null!==a.mobile();return a.os("iOS")&&a.version("iPad")>=4.3||a.os("iOS")&&a.version("iPhone")>=3.1||a.os("iOS")&&a.version("iPod")>=3.1||a.version("Android")>2.1&&a.is("Webkit")||a.version("Windows Phone 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