I was surprised to learn that Realtor.com is showing the flood risk rating for properties now as determined by FEMA zoning. I usually use Zillow. According to the article I read by NPR, it is the only website to do so since it is a touchy issue. Could devalue your home, turn away buyers, etc.
My house is a 1 but I’m still screwed. I live in Pinal County, Arizona as of a year ago and come to find out this place is number one for climate change risk: water shortage combined with extreme heat. My house could be worthless in 30 yrs but oh well. I found this out after and can’t afford anywhere else. Climate gentrification is real and now listing flood risk ratings just makes it worse.
After reading this article, I realize why I suddenly had flood insurance added without asking. I’m in the damn desert though.