|Active Duty and Reserve Duty|
|Active Duty||Reserve Duty|
|Army||Army Reserve and Army National Guard|
|Marine Corps||Marine Corps Reserve|
|Coast Guard||Coast Guard Reserve|
|Air Force||Air Force Reserve and Air National Guard|
|Space Force||No reserve service at this time|
A typical active-duty service term lasts eight years: four years of active duty and four years of inactive duty. A typical reserve-duty service term lasts three to eight years, depending on your branch and job. You don’t need prior military experience to serve on active duty or to join the reserves. The military will train you.
Active duty is considered a 24-7 job, but you can generally expect to have regular work hours and weekends off. Personal time off, which is known as “leave,” is a total of 30 days per year, accrued at a rate of 2.5 days per month, and must be approved by your command. You will also get time off, called “liberty,” of 24, 48, 72, or 96 hours for weekends and holidays. Sick time must be approved by medical personnel but is not counted against your leave time.
In the reserves you will usually serve within a 90-minute drive of your home at least one weekend a month for unit training, plus a two-week field service exercise per year. The rest of your time is yours.
Whether you sign up for active duty or the reserves, you’ll be legally bound to complete your minimum service requirement. Enlisting means giving up a great deal of control over your life. Read your contract before you sign it. Have someone you trust (who is not a recruiter) read it as well and discuss it with you. Make sure you understand the full scope of your commitment.
Career and Lifestyle
If you don’t know anything about the military, you might think active duty means putting yourself in the line of fire, while reserve duty means being next in line for combat if there aren’t enough active-duty service members to fill a need. It’s way more nuanced than that.
More than 200 jobs are available to active-duty personnel, and more than 120 jobs are available to reservists—and that’s just in the Army. There are jobs in mechanics and engineering, science and medicine, support and logistics, and many other areas besides ground forces.
When you join the military, you’ll speak with a service enlistment counselor to determine what your job specialty will be. Your preferences do matter somewhat, but ultimately your specialty will be based on what the service needs, which jobs are available, your Armed Services Vocational Aptitude Battery (ASVAB) test score, and the job’s physical requirements as compared with your physical ability.
For example, you could be a financial management technician in the Army as an enlisted soldier or a reservist. Someone who holds this job as a reservist might be an accountant or financial planner in their civilian job.
On active duty you may have a say in where you live, but ultimately the government will station you wherever it needs you, which could be in the United States or overseas. You will live on or near a military installation. You can expect to move every two to three years.
In the reserves the government will station you near your home, where you can pursue your education or civilian career full time. You can live anywhere in the United States. If you are called to active duty or deployed, there is a good chance you will have to move.
Individual Ready Reserves (IRR)
Members of the IRR can be called up to replace active-duty or reserve-duty soldiers. Some have completed active-duty service but still have a military commitment to fulfill. Others have fulfilled their obligation but remain by choice. Members of the IRR are not part of a drilling unit, and participating in annual training is optional.
How often you get deployed, where you are deployed, and what you do during deployment depend on your military branch, your skills, and the military’s needs. Deployment often lasts six to 12 months. Conditions of deployment can make staying in touch with loved ones back home a challenge. Deployment does not necessarily mean going into combat.
Active-duty service members are first in line to deploy, but reservists may be deployed when the need is high. It’s more likely that they will be activated, which means filling in for active-duty service members who are deployed. Reservists may be called to serve at the scene of disasters in the United States. Active-duty personnel are more likely to go overseas.
Pay and Benefits
Pay as a reservist is per weekend drill plus annual two-week training, and increases based on rank and years of service. In 2021 pay starts at about $306 per month for someone with the lowest rank and least experience, based on typical service of one weekend a month and two weeks a year. You also earn base pay for basic training.
Active-duty pay is salaried and also depends on rank and years of service. A level E-1 enlisted recruit, the level at which most people start, will earn base pay of $1,650.30 per month in 2021. The base pay for the lowest level officer, 0-1 ensign, is almost $3,400 in 2021.
Active-duty service members are eligible for full benefits, including medical and dental care, education benefits, a housing and food allowance, and a retirement plan. Reserve-duty service members (excluding individual ready reservists) earn partial benefits.
Benefits for reservists include healthcare for themselves and their families through the TRICARE Reserve Select plan, where you are responsible for annual premiums, a deductible, and cost sharing, educational assistance through the GI Bill with at least six years of service, and eligibility for the military’s Blended Retirement System pension and thrift savings plan (TSP). Reservists who are activated or deployed become eligible for active-duty pay and benefits.
According to Blue Star Families, a nonprofit dedicated to strengthening military families, being deployed or called to active duty from the reserves can result in job loss, reduced hours or pay, lost training or promotion opportunities, and other negative consequences in spite of federal laws that are supposed to protect service members against these negative consequences.
A Third Option: Civilian Service
You can serve in the military full time but not be on active duty through the Air Force Civilian Service, Army Civilian Service, Navy Civilian Careers, or Coast Guard Civilian Careers. Civilian service can help military spouses get and keep jobs thanks to preferential hiring and easy job transfers from one installation to another.
The Bottom Line
Joining the military is a major decision. You can’t easily break your commitment, and doing so has serious consequences. Furthermore, whether you join the active-duty service or the reserves, you could be deployed, though your chances are greater on active duty. Both part-time and full-time duty offer many benefits, but these come with the potential for major sacrifices that will affect both you and your loved ones, so it’s a decision to consider carefully.