• Education
    • Higher Education
    • Scholarships & Grants
    • Online Learning
    • School Reforms
    • Research & Innovation
  • Lifestyle
    • Travel
    • Food & Drink
    • Fashion & Beauty
    • Home & Living
    • Relationships & Family
  • Technology & Startups
    • Software & Apps
    • Startup Success Stories
    • Startups & Innovations
    • Tech Regulations
    • Venture Capital
    • Artificial Intelligence
    • Cybersecurity
    • Emerging Technologies
    • Gadgets & Devices
    • Industry Analysis
  • About us
  • Contact
  • Advertise with Us
  • Privacy & Policy
Today Headline
  • Home
  • World News
    • Us & Canada
    • Europe
    • Asia
    • Africa
    • Middle East
  • Politics
    • Elections
    • Political Parties
    • Government Policies
    • International Relations
    • Legislative News
  • Business & Finance
    • Market Trends
    • Stock Market
    • Entrepreneurship
    • Corporate News
    • Economic Policies
  • Science & Environment
    • Space Exploration
    • Climate Change
    • Wildlife & Conservation
    • Environmental Policies
    • Medical Research
  • Health
    • Public Health
    • Mental Health
    • Medical Breakthroughs
    • Fitness & Nutrition
    • Pandemic Updates
  • Sports
    • Football
    • Basketball
    • Tennis
    • Olympics
    • Motorsport
  • Entertainment
    • Movies
    • Music
    • TV & Streaming
    • Celebrity News
    • Awards & Festivals
  • Crime & Justice
    • Court Cases
    • Cybercrime
    • Policing
    • Criminal Investigations
    • Legal Reforms
No Result
View All Result
  • Home
  • World News
    • Us & Canada
    • Europe
    • Asia
    • Africa
    • Middle East
  • Politics
    • Elections
    • Political Parties
    • Government Policies
    • International Relations
    • Legislative News
  • Business & Finance
    • Market Trends
    • Stock Market
    • Entrepreneurship
    • Corporate News
    • Economic Policies
  • Science & Environment
    • Space Exploration
    • Climate Change
    • Wildlife & Conservation
    • Environmental Policies
    • Medical Research
  • Health
    • Public Health
    • Mental Health
    • Medical Breakthroughs
    • Fitness & Nutrition
    • Pandemic Updates
  • Sports
    • Football
    • Basketball
    • Tennis
    • Olympics
    • Motorsport
  • Entertainment
    • Movies
    • Music
    • TV & Streaming
    • Celebrity News
    • Awards & Festivals
  • Crime & Justice
    • Court Cases
    • Cybercrime
    • Policing
    • Criminal Investigations
    • Legal Reforms
No Result
View All Result
Today Headline
No Result
View All Result
Home Business & Finance

SoFi Just Had Its “Best Year Ever”: Here’s Why the Stock Is Plunging Anyway todayheadline

January 27, 2025
in Business & Finance
Reading Time: 2 mins read
A A
0
5
SHARES
11
VIEWS
Share on FacebookShare on Twitter


Fintech leader SoFi (SOFI -9.31%) plunged on Monday morning, despite reporting better-than-expected earnings for the fourth quarter. As of 10 a.m. ET, SoFi’s stock was down by about 10% for the day in volatile trading.

The headline numbers look incredibly strong, with the company handily beating expectations on both the top and bottom lines. And if we look a little deeper, there’s not much to be upset about.

SoFi’s strong fourth quarter

Looking beyond the headlines, there’s a lot to like about SoFi’s fourth-quarter results. Just to list a few key points:

  • SoFi added 785,000 members in Q4 alone, an all-time high.
  • Its loan platform business, which is designed to generate capital-light fee income, originated $1.1 billion in personal loans for third parties in the quarter — more than it originated in the first three quarters of the year combined.
  • It signed several new partnership deals for its Galileo tech platform, including one with the U.S. Treasury that made it the processing partner for Direct Express.
  • SoFi’s credit quality improved significantly, as annual personal loan charge-offs decreased by 15 basis points.
  • SoFi’s net interest margin increased from 5.57% in Q3 to 5.91% in Q4, thanks to lower costs on interest-bearing deposits.

Why is the stock falling?

The main reason why SoFi is under pressure on Monday is likely management’s guidance. For 2025, SoFi expects its revenue to be in the range of $3.2 billion to $3.275 billion, and it expects earnings per share to be between $0.25 and $0.27.

The revenue guidance range was significantly higher than the analyst consensus estimate, but the earnings per share range was a little low. In simple terms, more revenue than expected, combined with lower profits than expected, could be the result of a much lower margin than investors had been hoping to see.

Matt Frankel has positions in SoFi Technologies. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.

Tags: HeresPlungingSoFiStocktodayheadlineyear
Previous Post

Brightspring Health stock hits all-time high at $81.03 todayheadline

Next Post

Infobip recognized as Artificially Inflated Traffic (AIT) Fraud Prevention Leader by Juniper Research

Related Posts

Hand holds out a fuel cell car putting out H2 bubbles as exhaust.

Why Plug Power Popped Today todayheadline

June 24, 2025
1

Ducommun Inc stock hits all-time high at 82.55 USD todayheadline

June 24, 2025
4
Next Post

Infobip recognized as Artificially Inflated Traffic (AIT) Fraud Prevention Leader by Juniper Research

  • Trending
  • Comments
  • Latest
Family calls for change after B.C. nurse dies by suicide after attacks on the job

Family calls for change after B.C. nurse dies by suicide after attacks on the job

April 2, 2025
Pioneering 3D printing project shares successes

Product reduces TPH levels to non-hazardous status

November 27, 2024

Police ID man who died after Corso Italia fight

December 23, 2024

Hospital Mergers Fail to Deliver Better Care or Lower Costs, Study Finds todayheadline

December 31, 2024
Harris tells supporters 'never give up' and urges peaceful transfer of power

Harris tells supporters ‘never give up’ and urges peaceful transfer of power

0
Des Moines Man Accused Of Shooting Ex-Girlfriend's Mother

Des Moines Man Accused Of Shooting Ex-Girlfriend’s Mother

0

Trump ‘looks forward’ to White House meeting with Biden

0
Catholic voters were critical to Donald Trump’s blowout victory: ‘Harris snubbed us’

Catholic voters were critical to Donald Trump’s blowout victory: ‘Harris snubbed us’

0
Hand holds out a fuel cell car putting out H2 bubbles as exhaust.

Why Plug Power Popped Today todayheadline

June 24, 2025

Ducommun Inc stock hits all-time high at 82.55 USD todayheadline

June 24, 2025
Nvidia CEO Starts Selling Stock, $865M By End of Year

Nvidia CEO Starts Selling Stock, $865M By End of Year todayheadline

June 24, 2025
Leonardo da Vinci's 'helicopter' design could make drones quieter

Leonardo da Vinci’s ‘helicopter’ design could make drones quieter todayheadline

June 24, 2025

Recent News

Hand holds out a fuel cell car putting out H2 bubbles as exhaust.

Why Plug Power Popped Today todayheadline

June 24, 2025
1

Ducommun Inc stock hits all-time high at 82.55 USD todayheadline

June 24, 2025
4
Nvidia CEO Starts Selling Stock, $865M By End of Year

Nvidia CEO Starts Selling Stock, $865M By End of Year todayheadline

June 24, 2025
3
Leonardo da Vinci's 'helicopter' design could make drones quieter

Leonardo da Vinci’s ‘helicopter’ design could make drones quieter todayheadline

June 24, 2025
4

TodayHeadline is a dynamic news website dedicated to delivering up-to-date and comprehensive news coverage from around the globe.

Follow Us

Browse by Category

  • Africa
  • Asia
  • Basketball
  • Business & Finance
  • Climate Change
  • Crime & Justice
  • Cybersecurity
  • Economic Policies
  • Elections
  • Entertainment
  • Entrepreneurship
  • Environmental Policies
  • Europe
  • Football
  • Gadgets & Devices
  • Health
  • Medical Research
  • Mental Health
  • Middle East
  • Motorsport
  • Olympics
  • Politics
  • Public Health
  • Relationships & Family
  • Science & Environment
  • Software & Apps
  • Space Exploration
  • Sports
  • Stock Market
  • Technology & Startups
  • Tennis
  • Travel
  • Uncategorized
  • Us & Canada
  • Wildlife & Conservation
  • World News

Recent News

Hand holds out a fuel cell car putting out H2 bubbles as exhaust.

Why Plug Power Popped Today todayheadline

June 24, 2025

Ducommun Inc stock hits all-time high at 82.55 USD todayheadline

June 24, 2025
  • Education
  • Lifestyle
  • Technology & Startups
  • About us
  • Contact
  • Advertise with Us
  • Privacy & Policy

© 2024 Todayheadline.co

Welcome Back!

OR

Login to your account below

Forgotten Password?

Retrieve your password

Please enter your username or email address to reset your password.

Log In
No Result
View All Result
  • Business & Finance
  • Corporate News
  • Economic Policies
  • Entrepreneurship
  • Market Trends
  • Crime & Justice
  • Court Cases
  • Criminal Investigations
  • Cybercrime
  • Legal Reforms
  • Policing
  • Education
  • Higher Education
  • Online Learning
  • Entertainment
  • Awards & Festivals
  • Celebrity News
  • Movies
  • Music
  • Health
  • Fitness & Nutrition
  • Medical Breakthroughs
  • Mental Health
  • Pandemic Updates
  • Lifestyle
  • Fashion & Beauty
  • Food & Drink
  • Home & Living
  • Politics
  • Elections
  • Government Policies
  • International Relations
  • Legislative News
  • Political Parties
  • Africa
  • Asia
  • Europe
  • Middle East
  • Artificial Intelligence
  • Cybersecurity
  • Emerging Technologies
  • Gadgets & Devices
  • Industry Analysis
  • Basketball
  • Football
  • Motorsport
  • Olympics
  • Climate Change
  • Environmental Policies
  • Medical Research
  • Science & Environment
  • Space Exploration
  • Wildlife & Conservation
  • Sports
  • Tennis
  • Technology & Startups
  • Software & Apps
  • Startup Success Stories
  • Startups & Innovations
  • Tech Regulations
  • Venture Capital
  • Uncategorized
  • World News
  • Us & Canada
  • Public Health
  • Relationships & Family
  • Travel
  • Research & Innovation
  • Scholarships & Grants
  • School Reforms
  • Stock Market
  • TV & Streaming
  • Advertise with Us
  • Privacy & Policy
  • About us
  • Contact

© 2024 Todayheadline.co