Howdy from Texas! A friend of mine is buying a home and they wanted me to look over their closing cost worksheet. It seems to me like there’s a lot of padding in here. What do yall think?
With Escrow – https://imgur.com/a/FDEeIvH
No Escrow – https://imgur.com/a/L2IeASI
The “points fee” is for a 1% reduction. On the No Escrow version, that fee also includes a .25% “escrow waiver fee”, which I’ve never heard of.
submitted by /u/2fatdotco